New construction

Price cut: $70K (4/21)

$249,900

20 Rachels Cir Lot 86, Houston, AL 35572

1beds

1baths

399sqft

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Single Family Residence

Built in ----

-- sqft lot

$242,600 Zestimate^®

$626/sqft

$-- HOA

What's special

Lakefront beachBoat slipsSaltwater poolExpansive decksPaved walking trailsCommunity boat ramp

Welcome to The Cottages at Smith Lake, a gated luxury tiny home community offering modern lake living with resort-style amenities. Set on 50+ wooded acres with direct access to one of the cleanest lakes in the country, the community features stylish tiny homes with Urban Bronze exteriors, expansive decks, and paved walking trails. 20 Rachel's Circle features the Skyway plan which sleeps 6. Choose from six thoughtfully designed floor plans, with the Skyway plan offered on this lot. Residents enjoy a saltwater pool, pavilion, ponds, lakefront beach, community boat ramp, and boat slips- ideal for a weekend retreat, investment property, or full-time Smith Lake escape.

420 days

51

2

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 1
Bathrooms: 1

Heating

Heat Pump

Cooling

Heat Pump

Appliances

Included: Dishwasher, Dryer, Electric Oven, Electric Range, Refrigerator, Washer, Electric Water Heater

Features

Flooring: Vinyl
Has fireplace: No

Interior area

Total structure area: 399
Total interior livable area: 399 sqft

Property

Parking

Parking features: No Garage

Features

Stories: 1
Patio & porch: Covered, Porch
Waterfront features: Water Access Only, Waterfront Features: Characteristics(Gentle)
Body of water: Yellow Creek

Details

Zoning: _

Construction

Type & style

Home type: SingleFamily
Architectural style: Cottage
Property subtype: Single Family Residence

Materials

Frame, HardiPlank Type, Drywall
Roof: Metal

Condition

Proposed Construction,New
New construction: Yes

Utilities & green energy

Electric: Cullman Electric
Sewer: Public Sewer
Water: Public

Community & HOA

Community

Subdivision: Cottages At Smith Lake

HOA

Has HOA: Yes

Location

Region: Houston

Financial & listing details

Price per square foot: $626/sqft
Date on market: 5/2/2025

Estimated market value

$242,600

$192,000 - $311,000

$1,106/mo

Price history

Date	Event	Price
4/21/2026	Price change	$249,900-21.9%$626/sqft
Source: Walker County Area MLS #25-918 Report a problem
11/26/2025	Price change	$319,900-39.5%$802/sqft
Source: Walker County Area MLS #25-918 Report a problem
11/25/2025	Price change	$528,400+1.6%$1,324/sqft
Source: Walker County Area MLS #25-918 Report a problem
5/2/2025	Listed for sale	$519,900$1,303/sqft
Source: Walker County Area MLS #25-918 Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Est. payment

Payment breakdown

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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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