LOCATION, UPDATES & SPACE TO ENTERTAIN - this one has it all! Situated on a cul-de-sac lot in a highly convenient location near shopping, dining, and major highways (70, 94, and 364), this beautifully maintained ranch offers the perfect blend of comfort and functionality. From the moment you arrive, you'll appreciate the attractive curb appeal and thoughtfully landscaped yard. A new cedar deck (2022) provides the perfect spot to enjoy your morning coffee or unwind at the end of the day, with stairs leading to a patio and backyard below. And, the storage shed is included for added convenience. Inside, the vaulted great room serves as the heart of the home, featuring two skylights, a gas fireplace, and an open, inviting feel. The eat-in kitchen offers a full pantry, stainless appliances (refrigerator stays!) and has been tastefully refreshed (2026) with new LVP flooring, updated countertops, stainless sink and faucet. You're sure to appreciate the convenient main floor laundry with stylish shiplap accents and storage cabinets. The primary suite features a beautifully remodeled bath with a double-bowl marble vanity, undermount sinks, framed mirror, updated lighting, subway tile shower, and modern glass doors. The finished walk-out lower level expands your living space with 9-foot ceilings, a full bath, 4th bedroom with walk-in closet, spacious family room, and an impressive 12-foot bar that's ready for game days, celebrations, and gatherings with family and friends. Additional improvements include roof (2016), windows (2021): triple-pane on the back of the home & double-pane on the front, sliding doors (2021), water heater (2022), furnace (2015), AC (2018), laminate flooring in the lower level (2020), and 6-inch gutters and downspouts (2024). PLUS, the oversized 2-car garage includes electric vehicle charging capability. A home that offers thoughtful updates, flexible living space, and a fantastic location—ready for its next chapter and YOU!
Closed
Listed by: Coldwell Banker Realty - Gundaker • Cheryl A Lade • Contact: 314-406-4091
Bought with: Keller Williams Realty St. Louis
Price Unknown
20 Silverdale Ct, Saint Charles, MO 63303
4beds
2,677sqft
Single Family Residence
Built in 1994
7,405 Square Feet Lot
$388,400 Zestimate®
$--/sqft
$2,830 Estimated rent
Home value
$388,400
$365,000 - $412,000
$2,830/mo
Zestimate® history
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Gas fireplaceNew cedar deckStorage cabinetsUpdated lightingEat-in kitchenStylish shiplap accentsElectric vehicle charging capability
Zillow last checked:
Listing updated:
Listed by:
Cheryl A Lade 314-406-4091,
Coldwell Banker Realty - Gundaker
Bought with:
Clayton Cobler, 2010027175
Keller Williams Realty St. Louis
Source: MARIS,MLS#: 26037300
Originating MLS: St. Charles County Association of REALTORS
Originating MLS: St. Charles County Association of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 3
Primary bedroom
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 165
- Dimensions: 15x11
Bedroom 2
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 110
- Dimensions: 11x10
Bedroom 3
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 120
- Dimensions: 12x10
Bedroom 4
- Features: Floor Covering: Laminate
- Level: Basement
- Area: 154
- Dimensions: 14x11
Family room
- Description: "L" Shaped - this is longest section - has bar area
- Features: Floor Covering: Laminate
- Level: Basement
- Area: 384
- Dimensions: 32x12
Game room
- Description: Small section of the "L" shaped family room - nearest walk-out
- Features: Floor Covering: Laminate
- Level: Basement
- Area: 160
- Dimensions: 16x10
Great room
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 336
- Dimensions: 21x16
Kitchen
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 216
- Dimensions: 18x12
Laundry
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 25
- Dimensions: 5x5
Heating
- Forced Air, Natural Gas
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Stainless Steel Appliance(s), Dishwasher, Disposal, Microwave, Free-Standing Electric Range, Refrigerator, Gas Water Heater, Bar Fridge
- Laundry: Main Level
Features
- Bar, Ceiling Fan(s), Double Vanity, Eat-in Kitchen, Entrance Foyer, Kitchen/Dining Room Combo, Laminate Counters, Open Floorplan, Pantry, Storage, Tub, Vaulted Ceiling(s), Walk-In Closet(s)
- Flooring: Carpet, Ceramic Tile, Laminate, Luxury Vinyl
- Doors: Pocket Door(s), Sliding Doors, Storm Door(s)
- Windows: Double Pane Windows, Skylight(s), Tilt-In Windows, Triple Pane Windows
- Basement: Concrete,Finished,Sleeping Area,Storage Space,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: Gas
Interior area
- Total structure area: 2,677
- Total interior livable area: 2,677 sqft
- Finished area above ground: 1,477
- Finished area below ground: 1,200
Property
Parking
- Total spaces: 2
- Parking features: Attached, Driveway, Electric Vehicle Charging Station(s), Garage Door Opener, Garage Faces Front, Storage
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Patio & porch: Deck, Front Porch, Patio
- Fencing: Partial,Vinyl
Lot
- Size: 7,405 Square Feet
- Features: Back Yard, Cul-De-Sac, Landscaped, Some Trees
Details
- Additional structures: Shed(s)
- Parcel number: 600116943000205.0000000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch,Traditional
- Property subtype: Single Family Residence
Materials
- Brick Veneer, Vinyl Siding
- Roof: Architectural Shingle
Condition
- Year built: 1994
Utilities & green energy
- Electric: Ameren
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: Oxford Estate
HOA
- Has HOA: No
- Amenities included: None
- Services included: Common Area Maintenance
- HOA fee: $75 annually
- HOA name: Oxford Estates
Location
- Region: Saint Charles
Financial & listing details
- Tax assessed value: $322,218
- Annual tax amount: $3,833
- Date on market: 6/19/2026
- Cumulative days on market: 3 days
- Listing terms: Cash,Conventional,FHA,VA Loan
Price history
| Date | Event | Price |
|---|---|---|
| 7/14/2026 | Sold | -- |
Source:  MARIS #26037300 Report a problem | ||
| 6/22/2026 | Pending sale | $360,000$134/sqft |
Source: MARIS #26037300 Report a problem | ||
| 6/19/2026 | Listed for sale | $360,000+132.4%$134/sqft |
Source: MARIS #26037300 Report a problem | ||
| 4/16/2012 | Sold | -- |
Source: MARIS #11053663 Report a problem | ||
| 1/22/2012 | Price change | $154,900-2.6%$58/sqft |
Source: Coldwell Banker Gundaker - #11053663 Report a problem | ||
| 11/11/2011 | Price change | $159,000-6.4%$59/sqft |
Source: Coldwell Banker Gundaker - #11053663 Report a problem | ||
| 10/12/2011 | Price change | $169,900-5%$63/sqft |
Source: Coldwell Banker Gundaker - #11018896 Report a problem | ||
| 9/25/2011 | Price change | $178,900-2%$67/sqft |
Source: Coldwell Banker Gundaker - #11018896 Report a problem | ||
| 8/20/2011 | Price change | $182,500-1.3%$68/sqft |
Source: Coldwell Banker Gundaker - #11018896 Report a problem | ||
| 6/4/2011 | Price change | $184,900-2.6%$69/sqft |
Source: Coldwell Banker Gundaker - #11018896 Report a problem | ||
| 4/17/2011 | Listed for sale | $189,900$71/sqft |
Source: Coldwell Banker Gundaker - #11018896 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,833 +9% | $61,222 +11.7% |
| 2024 | $3,516 +0.2% | $54,809 |
| 2023 | $3,510 +13.9% | $54,809 +22.3% |
| 2022 | $3,081 | $44,833 |
| 2021 | -- | $44,833 +20.1% |
| 2020 | -- | $37,316 |
| 2019 | $2,756 | $37,316 +1.1% |
| 2018 | $2,756 +1.4% | $36,900 |
| 2017 | $2,718 -1.1% | $36,900 +2.6% |
| 2016 | $2,748 +0.2% | $35,948 |
| 2015 | $2,743 +4.8% | $35,948 +6.3% |
| 2014 | $2,617 | $33,828 |
| 2013 | -- | $33,828 -3% |
| 2012 | -- | $34,870 -2.4% |
| 2011 | -- | $35,730 |
| 2010 | -- | $35,730 |
| 2009 | -- | $35,730 -3.4% |
| 2008 | -- | $36,970 -77.6% |
| 2007 | -- | $164,750 |
| 2006 | -- | $164,750 |
| 2005 | -- | $164,750 +16% |
| 2004 | -- | $141,980 |
| 2003 | -- | $141,980 |
| 2002 | -- | -- |
| 2001 | -- | -- |
Find assessor info on the county website
Neighborhood: 63303
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Nearby schools
GreatSchools rating
- 7/10Harris Elementary SchoolGrades: K-4Distance: 0.3 mi
- 8/10Hardin Middle SchoolGrades: 7-8Distance: 3.7 mi
- 6/10St. Charles West High SchoolGrades: 9-12Distance: 2 mi
Schools provided by the listing agent
- Elementary: Harris Elem.
- Middle: Jefferson / Hardin
- High: St. Charles West High
Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$388,400
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Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$388,400
- Missouri
- Saint Charles County
- Saint Charles
- 63303
- 20 Silverdale Ct
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