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For sale
  • Price cut: $7K (7/8)
    $147,900

    201 Ramsgate Gardens Ct APT 104, Saint Matthews, KY 40207

    2beds
    1,162sqft
    : 
    $1,058/mo
    Get pre-qualified
    Condominium
    Built in 1973
    -- sqft lot
    $144,900 Zestimate®
    $127/sqft
    $-- HOA

    What's special

    Crown moldingOak hardwood floorsIn-unit laundry
    Oak hardwood floors and in-unit laundry in St. Matthews under $200K. That combination doesn't come around often. Stonehenge is one of St. Matthews' most established condominium communities, and Unit 104 is one of its most livable layouts. At 1,162 square feet, the floor plan breathes — no awkward corridors, no wasted square footage. The living room is genuinely large, with crown molding and two double windows that pull in natural light. It doesn't feel like a starter home. It feels like a home. Real oak hardwood floors run through the dining room, kitchen, and hallway — a finish you'd expect to pay more for. The galley kitchen is fully equipped and keeps everything within arm's reach. Both bedrooms are generously proportioned. The primary connects to its own full bath, giving you the privacy you'd want. The second bath serves guests or a roommate without conflict. And the in-unit laundry? Tucked into its own alcove — not a shared basement, not a laundromat run. Yours, in your unit, every time. Here's the number that changes the math: $422 per month in HOA dues covers heat, air conditioning, water, sewer, trash, exterior maintenance, and master insurance. No furnace to replace. No AC unit to service. No water heater to budget for. Average electric runs approximately $42 per month. Your total monthly housing cost is predictable in a way most ownership situations are not. St. Matthews Community Park sits practically behind the community. Shelbyville Road Plaza is steps away. The full St. Matthews dining and retail corridor — coffee shops, restaurants, boutiques — lines the surrounding streets. I-64 is minutes west for an easy commute in either direction. Pool, clubhouse, and fitness room are included in the community. Schedule your showing before this one closes. At this price and location, it won't wait.
    128 days
    |
    892
    |
    64
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    Zillow last checked:

    Listing updated:

    Listed by:

    Martha Hemminger 502-396-9071,

    simpler.realestate

    Source: Metro Search Inc. LLC DBA Apex MLS,MLS#: 1713143MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Primary bathroom
      • Level: Second
      Full bathroom
      • Level: Second
      Dining room
      • Level: Second
      Kitchen
      • Level: Second
      Laundry
      • Level: Second
      Living room
      • Level: Second
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Central Air
      Appliances
      • Laundry: In Unit
      Features
      • Basement: None
      • Has fireplace: No
      Interior area
      • Total structure area: 1,162
      • Total interior livable area: 1,162 sqft
      • Finished area above ground: 1,162
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: Off Street
      • Has uncovered spaces: Yes
      Features
      • Stories: 1
      • Pool features: Association
      Lot
      • Features: Flood Insurance Req, Sidewalk, Level
      Details
      • Parcel number: 21165802150002

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Ranch
      • Property subtype: Condominium
      Materials
      • Brick
      • Foundation: Concrete Perimeter
      • Roof: Shingle
      Condition
      • Year built: 1973

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Natural Gas Connected

      Community & HOA

      Community
      • Subdivision: Stonehenge Condo
      HOA
      • Has HOA: Yes
      • Amenities included: Storage, Clubhouse, Fitness Center, Pool
      • Services included: Gas, Maintenance Grounds, Sewer, Snow Removal, Trash, Water
      Location
      • Region: Saint Matthews

      Financial & listing details

      • Price per square foot: $127/sqft
      • Tax assessed value: $154,550
      • Annual tax amount: $1,206
      • Date on market: 4/2/2026
      • Electric utility on property: Yes

        Estimated market value

        $144,900

        $138,000 - $152,000

        $1,419/mo

        Price history

        DateEventPrice
        7/8/2026Price change$147,900-4.5%$127/sqft
        Source: Metro Search Inc. LLC DBA Apex MLS #1713143 Report a problem
        6/25/2026Price change$154,900-3.1%$133/sqft
        Source: Metro Search Inc. LLC DBA Apex MLS #1713143 Report a problem
        6/3/2026Price change$159,900-3%$138/sqft
        Source: Metro Search Inc. LLC DBA Apex MLS #1713143 Report a problem
        4/23/2026Price change$164,900-1.6%$142/sqft
        Source: Metro Search Inc. LLC DBA Apex MLS #1713143 Report a problem
        4/2/2026Listed for sale$167,500+90.3%$144/sqft
        Source: Metro Search Inc. LLC DBA Apex MLS #1713143 Report a problem
        9/3/2003Sold$88,000$76/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$1,206 +177.1%$154,550 +83.4%
        2023$435 -13.7%$84,280
        2022$504 -7.6%$84,280
        2021$546 +4.8%$84,280
        2020$520 $84,280
        2019$520 -0.5%$84,280
        2018$523 $84,280
        2017$523 -40.6%$84,280 -4.2%
        2013$880 $88,000
        2011$880 $88,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: Saint Matthews

        Getting around

        65 / 100
        Somewhat Walkable
        49 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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