New Market Price! Build your dream custom walkout basement home on this prime .4-acre waterfront lot located in the prestigious Reflection Pointe gated community in Belmont, North Carolina. This rare property offers private kayak and paddleboard access within a serene cove on Lake Wylie, providing a seamless connection to the water. Perfectly positioned for commuters, the lot is just 20 minutes from Charlotte Douglas International Airport and 30 minutes from Uptown Charlotte. As a resident of Reflection Pointe, you will enjoy resort-style amenities including a clubhouse, swimming pool, tennis and pickleball courts, paved walking trails, a soccer field, and a waterfront pavilion with a marina and community beach. The property is minutes from historic downtown Belmont, a destination known for its craft breweries, local restaurants, and retail boutiques. This build-to-suit lot allows for featured community builders or your own qualified custom builder, provided they meet the community’s architectural guidelines. Minimum construction requirements are 2,000 HLA for a 1-story home and 2,400 HLA for a 2-story residence.
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Zillow last checked:
Listing updated:
Listed by:
Jeff Molljmoll@kw.com,
Keller Williams Ballantyne Area
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4290684
Facts & features
Property
Features
Pool features: Community
Has view: Yes
View description: Water
Has water view: Yes
Water view: Water
Waterfront features: Beach - Public, Waterfront
Body of water: Lake Wylie
Frontage length: Road Frontage: 85
Lot
Size: 0.4 Acres
Dimensions: 85 x 154 x 79 x 199
Details
Parcel number: 203787
Zoning: R-1
Special conditions: Standard
Utilities & green energy
Sewer: Public Sewer, Private Sewer
Water: City, Tap Fee Required
Utilities for property: Cable Available, Fiber Optics
Community & HOA
Community
Features: Gated, Lake Access, Picnic Area, Playground, Pond, Putting Green, Recreation Area, Street Lights, Tennis Court(s), Walking Trails
Subdivision: Reflection Pointe
HOA
Has HOA: Yes
HOA fee: $1,347 semi-annually
HOA name: Property Matters Realty
HOA phone: 704-861-0833
Location
Region: Belmont
Financial & listing details
Tax assessed value: $98,280
Date on market: 8/11/2025
Cumulative days on market: 543 days
Listing terms: Cash,Conventional
Road surface type: Paved
Estimated market value
Zestimate®
Not available
Estimated sales range
Not available
Rent Zestimate®
$2,579/mo
Price history
Date
Event
Price
8/12/2026
Price change
$114,900-8.1%
Source: Canopy MLS as distributed by MLS GRID #4290684Report a problem
8/11/2025
Listed for sale
$125,000+27.2%
Source: Canopy MLS as distributed by MLS GRID #4290684Report a problem
6/27/2025
Listing removed
$98,280
Source: Canopy MLS as distributed by MLS GRID #4211969Report a problem
4/29/2025
Price change
$98,280-18.1%
Source: Canopy MLS as distributed by MLS GRID #4211969Report a problem
1/9/2025
Listed for sale
$120,000+118.2%
Source: Canopy MLS as distributed by MLS GRID #4211969Report a problem
11/8/2021
Sold
$55,000
Source: Canopy MLS as distributed by MLS GRID #3662132Report a problem
10/19/2021
Contingent
$55,000
Source: Canopy MLS as distributed by MLS GRID #3662132Report a problem
2/10/2021
Price change
$55,000+10%
Source: Canopy MLS as distributed by MLS GRID #3662132Report a problem
11/5/2020
Listed for sale
$50,000
Source: Canopy MLS as distributed by MLS GRID #3662132Report a problem
Hide
Public tax history
Tax history is unavailable.
Monthly payment
Estimated monthly payment$1,822
Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
See how much you could borrow to make a competitive offer.
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.