Build your custom luxury home on this .65-acre level lot located within the prestigious gated community of River Lakes. Offering a rare blend of privacy and accessibility, this homesite is situated just a 10-minute drive from the vibrant atmosphere of Downtown Belmont, where you can enjoy local breweries, boutique retail, and acclaimed restaurants. For those commuting or seeking city amenities, Uptown Charlotte is a convenient 30-minute drive away, providing the ideal balance between a quiet small-town feel and metropolitan proximity. The minimum build requirements for a one-story home on a crawl foundation are 2,800 square feet (HLA), while a two-story residence requires 3,400 square feet (HLA). While all custom home plans must undergo a formal review process to ensure community harmony, there is no initial build time requirement, allowing you to purchase the land now and build whenever you are ready. The lot has already passed a perk test for a four-bedroom home, and interested buyers are encouraged to contact the county to explore the potential for additional bedrooms.
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Zillow last checked:
Listing updated:
Listed by:
Jeff Molljmoll@kw.com,
Keller Williams Ballantyne Area
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4402747
Facts & features
Interior
Interior area
Finished area below ground: 0
Property
Lot
Size: 0.65 Acres
Dimensions: 149 x 188 x 206 x 154
Features: Level, Wooded
Details
Parcel number: 204432
Zoning: R-1
Special conditions: Standard
Utilities & green energy
Sewer: Septic Needed
Water: Community Well
Utilities for property: Cable Available, Underground Power Lines, Underground Utilities
Community & HOA
Community
Features: Gated, Street Lights
Subdivision: River Lakes
HOA
Has HOA: Yes
HOA fee: $2,400 annually
HOA name: Property Matters Realty
HOA phone: 704-861-0833
Location
Region: Belmont
Financial & listing details
Tax assessed value: $80,000
Date on market: 7/10/2026
Cumulative days on market: 711 days
Road surface type: Paved
Estimated market value
Zestimate®
Not available
Estimated sales range
Not available
Rent Zestimate®
Not available
Price history
Date
Event
Price
7/10/2026
Listed for sale
$89,900-0.1%
Source: Canopy MLS as distributed by MLS GRID #4402747Report a problem
7/1/2026
Listing removed
$90,000
Source: Canopy MLS as distributed by MLS GRID #4155821Report a problem
11/6/2025
Price change
$90,000-5.3%
Source: Canopy MLS as distributed by MLS GRID #4155821Report a problem
10/22/2025
Price change
$95,000-5%
Source: Canopy MLS as distributed by MLS GRID #4155821Report a problem
9/20/2025
Price change
$100,000-4.8%
Source: Canopy MLS as distributed by MLS GRID #4155821Report a problem
6/17/2025
Price change
$105,000-4.5%
Source: Canopy MLS as distributed by MLS GRID #4155821Report a problem
6/30/2024
Listed for sale
$110,000
Source: Canopy MLS as distributed by MLS GRID #4155821Report a problem
Hide
Public tax history
Tax history is unavailable.
Monthly payment
Estimated monthly payment$1,822
Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.