Looking for your next investment opportunity? This fully upgraded multi-family property in the heart of Covington, KY is close to everything and offers approximately 2,000 sqft of living space with endless potential. Whether you're an investor or a buyer looking to bring your vision to life, this property is ready for it's next chapter.
For sale
Price increase: $10K (8/13)
$169,000
2045 Garrard St, Covington, KY 41014
3beds
2,000sqft
Multi Family, Duplex
Built in 1889
-- sqft lot
$-- Zestimate®
$85/sqft
$-- HOA
What's special
Fully upgraded multi-family property
- 15 days |
- 474 |
- 22 |
Zillow last checked:
Listing updated:
Listed by:
Govinda Karki 513-400-7288,
Keller Williams Advisors
Source: NKMLS,MLS#: 645230
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- See Remarks
Cooling
- See Remarks
Appliances
- Included: See Remarks
- Laundry: In Basement
Features
- Windows: Double Hung
- Basement: Full
Interior area
- Total structure area: 2,000
- Total interior livable area: 2,000 sqft
Property
Parking
- Parking features: On Street
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: See Remarks
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Porch
Lot
- Size: 2,613 Square Feet
- Dimensions: 28 x 95 IRR
Details
- Parcel number: 0553204057.00
Construction
Type & style
- Home type: MultiFamily
- Property subtype: Multi Family, Duplex
Materials
- See Remarks
- Foundation: Block, Stone
- Roof: Shingle
Condition
- Existing Structure
- New construction: No
- Year built: 1889
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Natural Gas Available, Sewer Available, Water Available
Community & HOA
Location
- Region: Covington
Financial & listing details
- Price per square foot: $85/sqft
- Tax assessed value: $70,000
- Annual tax amount: $921
- Date on market: 7/31/2026
- Cumulative days on market: 16 days
- Tenant pays: Gas, Heat, Sewer, Water
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 8/13/2026 | Price change | $169,000+6.3%$85/sqft |
Source:  NKMLS #645230 Report a problem | ||
| 7/31/2026 | Listed for sale | $159,000-11.2%$80/sqft |
Source: NKMLS #645230 Report a problem | ||
| 1/26/2025 | Listing removed | $179,000$90/sqft |
Source: NKMLS #627678 Report a problem | ||
| 1/22/2025 | Listed for sale | $179,000$90/sqft |
Source: NKMLS #627678 Report a problem | ||
| 12/3/2024 | Listing removed | $179,000$90/sqft |
Source: NKMLS #627678 Report a problem | ||
| 12/3/2024 | Price change | $179,000-10.1%$90/sqft |
Source: NKMLS #627678 Report a problem | ||
| 10/30/2024 | Listed for sale | $199,000+20.6%$100/sqft |
Source: NKMLS #627678 Report a problem | ||
| 10/14/2024 | Listing removed | $165,000$83/sqft |
Source: NKMLS #626922 Report a problem | ||
| 10/1/2024 | Listed for sale | $165,000-7.8%$83/sqft |
Source: NKMLS #626922 Report a problem | ||
| 9/30/2024 | Listing removed | $179,000$90/sqft |
Source: NKMLS #626410 Report a problem | ||
| 9/18/2024 | Price change | $179,000-10.1%$90/sqft |
Source: NKMLS #626410 Report a problem | ||
| 9/13/2024 | Listed for sale | $199,000+197%$100/sqft |
Source: NKMLS #626410 Report a problem | ||
| 7/18/2024 | Sold | $67,000-4.1%$34/sqft |
Source: NKMLS #624139 Report a problem | ||
| 7/5/2024 | Pending sale | $69,900$35/sqft |
Source: NKMLS #624139 Report a problem | ||
| 6/28/2024 | Listed for sale | $69,900-1.5%$35/sqft |
Source: NKMLS #624139 Report a problem | ||
| 4/16/2024 | Listing removed | -- |
Source: Owner Report a problem | ||
| 4/4/2024 | Listed for sale | $71,000-2.7%$36/sqft |
Source: Owner Report a problem | ||
| 2/26/2024 | Listing removed | -- |
Source: Owner Report a problem | ||
| 2/18/2024 | Listed for sale | $73,000+4.3%$37/sqft |
Source: Owner Report a problem | ||
| 12/31/2023 | Listing removed | -- |
Source: NKMLS #615187 Report a problem | ||
| 11/26/2023 | Price change | $70,000-6.5%$35/sqft |
Source: NKMLS #615187 Report a problem | ||
| 10/17/2023 | Listed for sale | $74,900$37/sqft |
Source: NKMLS #615187 Report a problem | ||
| 10/14/2023 | Pending sale | $74,900$37/sqft |
Source: NKMLS #615187 Report a problem | ||
| 9/12/2023 | Listed for sale | $74,900$37/sqft |
Source: NKMLS #615187 Report a problem | ||
| 9/9/2023 | Pending sale | $74,900$37/sqft |
Source: NKMLS #615187 Report a problem | ||
| 9/3/2023 | Listed for sale | $74,900+66.4%$37/sqft |
Source: NKMLS #615187 Report a problem | ||
| 12/21/2022 | Sold | $45,000+398.6%$23/sqft |
Source: Public Record Report a problem | ||
| 4/6/2011 | Sold | $9,025-80.7%$5/sqft |
Source: Public Record Report a problem | ||
| 3/26/2009 | Sold | $46,767-26.4%$23/sqft |
Source: Public Record Report a problem | ||
| 5/20/2003 | Sold | $63,500$32/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $921 +53.6% | $70,000 +55.6% |
| 2023 | $599 -24.4% | $45,000 -25% |
| 2022 | $793 +107.8% | $60,000 +140% |
| 2021 | $381 -50.1% | $25,000 |
| 2020 | $764 | $25,000 |
| 2019 | $764 +66.3% | $25,000 |
| 2018 | $459 | $25,000 +66.7% |
| 2017 | $459 +19.7% | $15,000 +66.7% |
| 2015 | $384 +6.3% | $9,000 |
| 2014 | $361 | $9,000 |
| 2013 | $361 | $9,000 |
| 2012 | -- | $9,000 +5.9% |
| 2011 | -- | $8,500 +6.3% |
| 2010 | -- | $8,000 -87.7% |
| 2009 | -- | $65,000 |
| 2008 | -- | $65,000 |
| 2007 | -- | $65,000 |
| 2006 | -- | $65,000 +2.4% |
| 2005 | -- | $63,500 |
| 2004 | -- | $63,500 +27% |
| 2003 | -- | $50,000 |
| 2002 | -- | $50,000 +11.1% |
| 2001 | -- | $45,000 |
| 2000 | -- | $45,000 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 41014
Nearby schools
GreatSchools rating
- 3/10Sixth District Elementary SchoolGrades: K-5Distance: 0.3 mi
- 3/10Holmes Middle SchoolGrades: 6-8Distance: 0.3 mi
- 1/10Holmes High SchoolGrades: 9-12Distance: 0.3 mi
Schools provided by the listing agent
- Middle: Holmes Middle School
- High: Holmes Senior High
Source: NKMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
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