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  • Price cut: $39.9K (7/15)
    $599,999

    2045 SE 28th St, Cape Coral, FL 33904

    3beds
    1,542sqft
    : 
    $3,870/mo
    Get pre-qualified
    Single Family Residence
    Built in 1977
    10,018 Square Feet Lot
    $-- Zestimate®
    $389/sqft
    $-- HOA

    What's special

    Fenced yardModern coastal styleModern finishesAttached one-car garageDirect gulf access locationBeautifully remodeled throughoutScreened in-ground pool
    Welcome to the Florida waterfront lifestyle you've been dreaming of! Boaters and fishermen will immediately appreciate this exceptional direct Gulf access location offering no bridges and just minutes to open water. Whether you're heading out for a day on the boat, chasing the sunset, or enjoying some of Southwest Florida's best fishing, this location simply cannot be beat. Beautifully remodeled throughout, this 3-bedroom, 2-bath home offers over 1,500 square feet of thoughtfully designed living space, combining modern coastal style with functional living areas perfect for both everyday living and entertaining. The stunning quartz island kitchen serves as the heart of the home and features abundant soft-close cabinetry and drawers, pull-out pantry shelving, sleek stainless steel appliances, tiled backsplash, pendant lighting, and recessed lighting. Storage is plentiful and every detail has been thoughtfully updated. Inside, you'll find a spacious and versatile floor plan offering both a living room and family room, along with a generously sized dining area. The family room showcases a wall of sliding glass doors that open to the screened lanai, creating a seamless indoor-outdoor living experience. Modern finishes, updated flooring, and tasteful upgrades continue throughout the home. Both bathrooms have been beautifully renovated with solid surface vanities and contemporary finishes. The primary suite offers a private retreat with an updated en-suite bath featuring a tiled walk-in shower and charming French doors that provide direct access to the pool and lanai. Step outside and discover what truly sets this property apart. The expansive outdoor living spaces were designed to maximize Florida living. Enjoy the screened in-ground pool, spacious brick paver lanai, and an incredible 20x20 screened and roofed patio complete with vaulted ceilings and a mounted television—perfect for entertaining family and friends or simply relaxing while overlooking the water. The backyard offers a composite dock, covered boat lift installed in 2019, and a brand-new boat lift cover that is included and ready for installation. Additional features include a fenced yard, storage shed with shelving, attached one-car garage, and paver circular driveway providing ample parking for guests. For added peace of mind, this home has never flooded during any storm event. Conveniently located near shopping, dining, entertainment, and all that Southwest Florida has to offer, this move-in-ready waterfront gem delivers the complete package of location, lifestyle, and value.
    47 days
    |
    852
    |
    81
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Mandy Elliott 863-273-2861,

    Keller Williams Realty Fort Myers and the Islands

    Source: Florida Gulf Coast MLS,MLS#: 2026026071MLS LogoOriginating MLS: Florida Gulf Coast

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Florida Room, Screened Porch
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ceiling Fan(s), Electric
      Appliances
      • Included: Dryer, Dishwasher, Electric Cooktop, Freezer, Disposal, Ice Maker, Microwave, Refrigerator, RefrigeratorWithIce Maker, Washer
      • Laundry: Washer Hookup, Dryer Hookup, In Garage, Laundry Tub
      Features
      • Breakfast Bar, Eat-in Kitchen, Family/Dining Room, French Door(s)/Atrium Door(s), Living/Dining Room, Custom Mirrors, Shower Only, Separate Shower, Cable TV, Florida Room, Screened Porch
      • Flooring: Vinyl
      • Doors: French Doors
      • Windows: Single Hung
      Interior area
      • Total structure area: 1,836
      • Total interior livable area: 1,542 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: Attached, Garage, Garage Door Opener
      • Attached garage spaces: 1
      Features
      • Stories: 1
      • Patio & porch: Deck, Lanai, Open, Patio, Porch, Screened
      • Exterior features: Deck, Fence, Fruit Trees, Sprinkler/Irrigation, Patio, Storage, Shutters Electric, Shutters Manual
      • Has private pool: Yes
      • Pool features: Concrete, In Ground, Pool Equipment
      • Has view: Yes
      • View description: Canal
      • Has water view: Yes
      • Water view: Canal
      • Waterfront features: Canal Access
      Lot
      • Size: 10,018 Square Feet
      • Dimensions: 126 x 80 x 80 x 126
      • Features: Rectangular Lot, Sprinklers Automatic
      Details
      • Parcel number: 324424C201212.0620
      • Lease amount: $0
      • Zoning description: R1

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Other,Ranch,One Story
      • Property subtype: Single Family Residence
      Materials
      • Block, Concrete, Stucco
      • Roof: Shingle
      Condition
      • Resale
      • Year built: 1977

      Utilities & green energy

      • Sewer: Assessment Paid, Public Sewer
      • Water: Assessment Paid, Public
      • Utilities for property: Cable Available, High Speed Internet Available

      Community & HOA

      Community
      • Features: Boat Facilities, Street Lights
      • Condo and coop fee: $0
      • Membership fee: $0
      • Subdivision: CAPE CORAL
      HOA
      • Has HOA: No
      • Amenities included: Boat Ramp, Park
      • Services included: None
      • HOA phone: 999-999-9999
      Location
      • Region: Cape Coral

      Financial & listing details

      • Price per square foot: $389/sqft
      • Tax assessed value: $482,148
      • Annual tax amount: $5,064
      • Date on market: 6/15/2026
      • Cumulative days on market: 48 days
      • Listing terms: All Financing Considered,Cash,FHA,VA Loan
      • Ownership: Single Family

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/15/2026Price change$599,999-6.2%$389/sqft
        Source: Florida Gulf Coast MLS #2026026071 Report a problem
        6/15/2026Listed for sale$639,900-15.8%$415/sqft
        Source: Florida Gulf Coast MLS #2026026071 Report a problem
        2/5/2024Listing removed--
        Source: Florida Gulf Coast MLS #224005344 Report a problem
        1/17/2024Listed for sale$759,900+108.2%$493/sqft
        Source: Florida Gulf Coast MLS #224005344 Report a problem
        11/22/2017Sold$365,000-3.7%$237/sqft
        Source: Florida Gulf Coast MLS #217063178 Report a problem
        10/22/2017Pending sale$379,000$246/sqft
        Source: West Islands Realty Inc #217063178 Report a problem
        10/18/2017Listed for sale$379,000+35.5%$246/sqft
        Source: West Islands Realty Inc #217063178 Report a problem
        5/16/2012Sold$279,800-4.3%$181/sqft
        Source: Public Record Report a problem
        10/5/2011Price change$292,500-0.8%$190/sqft
        Source: Sand Castle Realty Group, Inc. #201136452 Report a problem
        9/29/2011Price change$295,000-0.8%$191/sqft
        Source: Sand Castle Realty Group, Inc. #201136452 Report a problem
        9/27/2011Price change$297,500-0.8%$193/sqft
        Source: Sand Castle Realty Group, Inc. #201136452 Report a problem
        7/3/2011Listed for sale$299,800+11%$194/sqft
        Source: Sand Castle Realty Group, Inc. #211504000 Report a problem
        3/31/2010Sold$270,000+72.9%$175/sqft
        Source: Public Record Report a problem
        9/15/2009Sold$156,200-51.9%$101/sqft
        Source: Public Record Report a problem
        10/27/2008Listing removed$324,900$211/sqft
        Source: Visual Tour #200808151 Report a problem
        2/4/2008Listed for sale$324,900+85.7%$211/sqft
        Source: Visual Tour #200808151 Report a problem
        7/10/2000Sold$175,000$113/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,064 +4.8%$309,346 +2.9%
        2024$4,831 +3.3%$300,628 +3%
        2023$4,675 +4.4%$291,872 +3%
        2022$4,478 -3.1%$283,371
        2021$4,621 -1.8%--
        2020$4,706 +0.7%$271,319 +0.3%
        2019$4,674 $270,515 +5.7%
        2018$4,674 -11%$255,988 -3.6%
        2017$5,250 -1%$265,670 +17.3%
        2016$5,305 +10.4%$226,432 -1.2%
        2015$4,805 -3%$229,091 +6.4%
        2014$4,954 +3.5%$215,302 +9%
        2013$4,788 +16.9%$197,490 +6.5%
        2012$4,097 +7.8%$185,498 +10.6%
        2011$3,801 -1.8%$167,686 +0.3%
        2010$3,869 -5.8%$167,234 -8.2%
        2009$4,106 +60.1%$182,100 -35.4%
        2008$2,566 -7%$281,900 -37.2%
        2007$2,758 -0.6%$448,970 +2.1%
        2006$2,775 -6%$439,730 +68.5%
        2004$2,953 +2.6%$261,010 +18.3%
        2003$2,879 +0.2%$220,630 +44.9%
        2002$2,873 $152,290 +25.8%
        2000-- $121,050
        Find assessor info on the county website

        Monthly payment

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33904

        Getting around

        1 / 100
        Car-Dependent
        35 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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