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Sold for $1,015,000
  • Listed by: REGENCY REAL ESTATE BROKERS • William Scott • Contact: 949-697-8795
    Bought with: Keller Williams Realty
    $1,015,000

    205 Montana Del Lago Dr, Rancho Santa Margarita, CA 92688

    4beds
    1,603sqft
    Condominium
    Built in 1998
    -- sqft lot
    $1,015,700 Zestimate®
    $633/sqft
    $5,456 Estimated rent

    Home value

    $1,015,700

    $945,000 - $1.10M

    $5,456/mo

    Zestimate® history
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    What's special

    LOCATION, LOCATION, LOCATION- RSM LAKE (DETACHED). This stunning detached residence is move-in ready, impeccably maintained, and offering an exceptional opportunity to own in one of Rancho Santa Margarita's most coveted lakefront communities. Perfectly positioned next to beautiful Lake Rancho Santa Margarita, this highly sought-after floor plan features 4 spacious bedrooms, including a convenient main-level bedroom ideal for guests, multigenerational living, a private executive office, or fitness space. Step inside to soaring ceilings, abundant natural light, and an ambiance that creates an inviting atmosphere from the moment you enter. Designed for both everyday comfort and effortless entertaining, the beautiful kitchen displays a generous center island, abundant workspace, and a spacious casual dining area that flows seamlessly into the main living spaces. The expansive primary suite offers a peaceful retreat with dual vanities, an oversized walk-in shower, and generous closet space. Fresh interior paint throughout enhances the home's bright, clean, model-like presentation, allowing you to move right in and immediately enjoy everything this exceptional property has to offer. Outside, the private backyard is designed for relaxing and entertaining with custom decking, low-maintenance vinyl fencing, and mature trees that create a peaceful outdoor setting. The oversized two-car garage features extensive built-in storage, providing both functionality and organization. Location is everything, and this home truly delivers. Rancho Santa Margarita Lake is close to your front door, providing immediate access to miles of scenic walking trails, waterfront recreation, and one of Orange County's most desirable lifestyle communities. Enjoy resort-style amenities including multiple swimming pools, relaxing spas, the Beach Club & Lagoon, beautifully maintained parks, sports courts, playgrounds, and an extensive network of hiking and biking trails.

    Zillow last checked:

    Listing updated:

    Listed by:

    William Scott DRE #01872856 949-697-8795,

    REGENCY REAL ESTATE BROKERS,

    Rachel Scott DRE #01990398 949-838-7083,

    REGENCY REAL ESTATE BROKERS

    Bought with:

    Shaley Gupta, DRE #01947829

    Keller Williams Realty

    Source: CRMLS,MLS#: LG26137962MLS LogoOriginating MLS: California Regional MLS

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 3
    • Full bathrooms: 2
    • 1/2 bathrooms: 1
    • Main level bedrooms: 1
    Rooms
    • Room types: Bedroom, Living Room, Dining Room
    Bedroom
    • Features: Bedroom on Main Level
    Bathroom
    • Features: Dual Sinks, Tile Counters
    Kitchen
    • Features: Kitchen Island, Tile Counters
    Heating
    • Central
    Cooling
    • Central Air
    Appliances
    • Included: Dishwasher, Disposal, Gas Oven, Water Heater
    • Laundry: Laundry Room
    Features
    • Ceiling Fan(s), Separate/Formal Dining Room, High Ceilings, Two Story Ceilings, Bedroom on Main Level
    • Flooring: Carpet, Vinyl
    • Windows: Screens
    • Has fireplace: Yes
    • Fireplace features: Living Room
    • Common walls with other units/homes: No Common Walls
    Interior area
    • Total interior livable area: 1,603 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Direct Access, Garage
    • Attached garage spaces: 2
    Accessibility
    • Accessibility features: Safe Emergency Egress from Home
    Features
    • Levels: Three Or More
    • Stories: 3
    • Entry location: 1
    • Pool features: Community
    • Has spa: Yes
    • Spa features: Community
    • Has view: Yes
    • View description: City Lights, Hills
    Lot
    • Size: 1,900 Square Feet
    • Features: 0-1 Unit/Acre, Close to Clubhouse
    Details
    • Parcel number: 93083194
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: Condo
    • Property subtype: Condominium
    Condition
    • New construction: No
    • Year built: 1998

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Private

    Community & HOA

    Community
    • Features: Biking, Foothills, Hiking, Lake, Storm Drain(s), Street Lights, Sidewalks, Pool
    • Security: Carbon Monoxide Detector(s)
    • Subdivision: Cierra Del Lago (Cdl)
    HOA
    • Has HOA: Yes
    • Amenities included: Clubhouse, Sport Court, Barbecue, Playground, Trail(s)
    • HOA fee: $240 monthly
    • HOA name: Cierro Del Lago
    • HOA phone: 949-716-3998
    • Second HOA fee: $91 monthly
    • Second HOA name: Samlarc
    Location
    • Region: Rancho Santa Margarita

    Financial & listing details

    • Price per square foot: $633/sqft
    • Tax assessed value: $703,580
    • Annual tax amount: $7,268
    • Date on market: 6/24/2026
    • Cumulative days on market: 8 days
    • Listing terms: Cash,Conventional,FHA,Submit,VA Loan

    Price history

    DateEventPrice
    7/23/2026Sold$1,015,000-1.4%$633/sqft
    Source: CRMLS #LG26137962 Report a problem
    7/3/2026Pending sale$1,029,000$642/sqft
    Source: CRMLS #LG26137962 Report a problem
    6/24/2026Listed for sale$1,029,000+58.3%$642/sqft
    Source: CRMLS #LG26137962 Report a problem
    8/28/2020Sold$650,000+0.8%$405/sqft
    Source: CRMLS #NP20118673 Report a problem
    7/25/2020Pending sale$645,000$402/sqft
    Source: Berkshire Hathaway HomeService #NP20118673 Report a problem
    7/2/2020Listed for sale$645,000-0.8%$402/sqft
    Source: Berkshire Hathaway HomeService #NP20118673 Report a problem
    1/28/2019Listing removed$2,750$2/sqft
    Source: Newport Beach #NP19004412 Report a problem
    1/8/2019Listed for rent$2,750$2/sqft
    Source: Newport Beach #NP19004412 Report a problem
    12/22/2012Listing removed$650,000$405/sqft
    Source: GoToHome Realty & Loan Report a problem
    11/20/2012Listed for sale$650,000+124.1%$405/sqft
    Source: ByOwnerByAgent Report a problem
    11/16/2001Sold$290,000+67.6%$181/sqft
    Source: Public Record Report a problem
    9/11/1998Sold$173,000$108/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$7,268 +1.8%$703,580 +2%
    2024$7,142 +2.3%$689,785 +2%
    2023$6,979 +1.7%$676,260 +2%
    2022$6,861 +7.8%$663,000 +2%
    2021$6,366 +55.2%$650,000 +65.9%
    2020$4,100 $391,725 +2%
    2019$4,100 -8.5%$384,045 +2%
    2018$4,482 +0.7%$376,515 +2%
    2017$4,449 $369,133 +2%
    2016$4,449 -4.3%$361,896 +1.5%
    2015$4,648 +0.2%$356,460 +2%
    2014$4,637 $349,478 +0.5%
    2013-- $347,899 +2%
    2012-- $341,078 +2%
    2011-- $334,391 +0.8%
    2010-- $331,892 -0.2%
    2009-- $332,681 +2%
    2008-- $326,158 +2%
    2007-- $319,763 +2%
    2006-- $313,494 +2%
    2005-- $307,348 +2%
    2004-- $301,322 +1.9%
    2003-- $295,800 +2%
    2002-- $290,000 +61.2%
    2001$2,622 +0.2%$179,885 +2%
    2000$2,618 $176,358
    Find assessor info on the county website

    Neighborhood: 92688

    Nearby schools

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    Estimated market value
    $1,015,700
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    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $1,015,700