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For sale
    • Listed by: Regency Real Estate Brokers • Sara Martin • Contact: 949-872-4155
    Price cut: $26K (7/16)
    $899,000

    169 Montana Del Lago Dr, Rancho Santa Margarita, CA 92688

    3beds
    1,344sqft
    : 
    $6,602/mo
    Get pre-qualified
    Condominium
    Built in 1991
    -- sqft lot
    $890,200 Zestimate®
    $669/sqft
    $739/mo HOA

    What's special

    Experience the best of lakeside living in one of Montana Del Lago’s premier waterfront residences on Santa Margarita Lake. Spectacular panoramic lake views, an attached side-by-side two-car garage, and a highly desirable upper-level floor plan with all bedrooms and main living areas on one level make this an exceptional offering in one of Rancho Santa Margarita’s most sought-after communities. Wake each morning to tranquil lake views from the primary suite and enjoy picturesque vistas from the living room, dining area, kitchen, balcony, and an additional bedroom. More than just a beautiful view, the exceptional waterfront setting creates an atmosphere of serenity that enhances everyday living. Thoughtfully updated throughout, the home features a beautifully renovated contemporary primary shower, newer carpeting, fresh interior paint, upgraded lighting, a smart entry lock, and Milgard windows and a Milgard sliding glass door. The open-concept kitchen flows seamlessly into the dining and living areas, maximizing the home’s stunning waterfront setting. The lake-view balcony is the perfect place to enjoy your morning coffee, read a favorite book, or simply relax while overlooking the sparkling waters of Santa Margarita Lake. Residents enjoy Montana Del Lago’s recently renovated pool, along with SAMLARC amenities including the Beach Club Lagoon, multiple pools, parks, playgrounds, sports courts, fishing, scenic walking paths, community events, summer concerts, and holiday celebrations. Ideally located near shopping, dining, parks, and trails, this exceptional home offers the perfect blend of waterfront living, thoughtful updates, and everyday convenience. A home where spectacular views and an exceptional lifestyle become part of everyday living.
    61 days
    |
    960
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    66
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    Zillow last checked:

    Listing updated:

    Listed by:

    Sara Martin DRE #02211932 949-872-4155,

    Regency Real Estate Brokers,

    William Scott DRE #01872856 949-697-8795,

    REGENCY REAL ESTATE BROKERS

    Source: CRMLS,MLS#: OC26123254MLS LogoOriginating MLS: California Regional MLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Rooms
      • Room types: Bedroom, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom, Other
      Bedroom
      • Features: All Bedrooms Up
      Bathroom
      • Features: Bathtub, Remodeled, Separate Shower, Tub Shower, Vanity, Walk-In Shower
      Kitchen
      • Features: Kitchen/Family Room Combo
      Other
      • Features: Walk-In Closet(s)
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Gas Oven
      • Laundry: Washer Hookup, Inside, Upper Level
      Features
      • Balcony, Ceiling Fan(s), All Bedrooms Up, Walk-In Closet(s)
      • Windows: Double Pane Windows, Insulated Windows
      • Has fireplace: No
      • Fireplace features: None
      • Common walls with other units/homes: 2+ Common Walls
      Interior area
      • Total interior livable area: 1,344 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage, See Remarks, Side By Side
      • Attached garage spaces: 2
      Accessibility
      • Accessibility features: Parking
      Features
      • Levels: Two
      • Stories: 2
      • Entry location: 1
      • Patio & porch: Open, Patio
      • Pool features: Community, Association
      • Has view: Yes
      • View description: Hills, Lake, Panoramic, Trees/Woods
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Lake, Lake Front
      Details
      • Parcel number: 93083071
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Mediterranean
      • Property subtype: Condominium
      • Attached to another structure: Yes
      Condition
      • New construction: No
      • Year built: 1991

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Features: Biking, Curbs, Foothills, Fishing, Hiking, Lake, Park, Storm Drain(s), Street Lights, Sidewalks, Pool
      • Subdivision: Montana Del Lago (Mdl)
      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Sport Court, Dock, Fire Pit, Maintenance Grounds, Outdoor Cooking Area, Barbecue, Picnic Area, Playground, Pickleball, Pool, Spa/Hot Tub, Tennis Court(s), Trail(s), Trash
      • HOA fee: $648 monthly
      • HOA name: Montana Del Logo Maintenance Corp.
      • HOA phone: 714-285-2626
      • Second HOA fee: $91 monthly
      • Second HOA name: Samlarc
      • Second HOA phone: 949-709-0010
      Location
      • Region: Rancho Santa Margarita

      Financial & listing details

      • Price per square foot: $669/sqft
      • Tax assessed value: $512,465
      • Annual tax amount: $5,342
      • Date on market: 6/10/2026
      • Cumulative days on market: 61 days
      • Listing terms: Cash,Conventional,Submit
      • Road surface type: Paved

        Estimated market value

        $890,200

        $846,000 - $935,000

        $4,406/mo

        Price history

        DateEventPrice
        7/16/2026Price change$899,000-2.8%$669/sqft
        Source: CRMLS #OC26123254 Report a problem
        6/11/2026Listed for sale$925,000+98.1%$688/sqft
        Source: CRMLS #OC26123254 Report a problem
        5/12/2025Listing removed$3,795$3/sqft
        Source: CRMLS #LG25098871 Report a problem
        5/7/2025Price change$3,795-4.5%$3/sqft
        Source: CRMLS #LG25098871 Report a problem
        5/5/2025Listed for rent$3,975+48.6%$3/sqft
        Source: CRMLS #LG25098871 Report a problem
        4/13/2018Listing removed$2,675$2/sqft
        Source: Regency Real Estate Brokers #OC17276420 Report a problem
        2/9/2018Price change$2,675-0.9%$2/sqft
        Source: Regency Real Estate Brokers #OC17276420 Report a problem
        1/14/2018Price change$2,700-3.4%$2/sqft
        Source: Regency Real Estate Brokers #OC17276420 Report a problem
        12/18/2017Listed for rent$2,795+12%$2/sqft
        Source: Regency Real Estate Brokers #OC17276420 Report a problem
        7/2/2015Listing removed$2,495$2/sqft
        Source: Regency Real Estate Brokers Report a problem
        6/2/2015Price change$2,495-2.2%$2/sqft
        Source: Regency Real Estate Brokers #OC15065181 Report a problem
        5/22/2015Price change$2,550-1.9%$2/sqft
        Source: Regency Real Estate Brokers #OC15065181 Report a problem
        5/7/2015Listing removed$467,000$347/sqft
        Source: Regency Real Estate Brokers #OC15087658 Report a problem
        4/25/2015Listed for sale$467,000+16.8%$347/sqft
        Source: Regency Real Estate Brokers #OC15087658 Report a problem
        4/11/2015Price change$2,600-1%$2/sqft
        Source: Regency Real Estate Brokers #OC15065181 Report a problem
        3/31/2015Listed for rent$2,625+15.4%$2/sqft
        Source: Regency Real Estate Brokers #OC15065181 Report a problem
        1/19/2012Listing removed$2,275$2/sqft
        Source: Regency Real Estate Brokers, Inc. #S675975 Report a problem
        12/9/2011Price change$2,275-0.9%$2/sqft
        Source: Regency Real Estate Brokers, Inc. #S675975 Report a problem
        10/7/2011Listed for rent$2,295$2/sqft
        Source: Regency Real Estate Brokers, Inc. #S675975 Report a problem
        4/1/2011Listing removed$2,295$2/sqft
        Source: Regency Real Estate Brokers, Inc. #S649585 Report a problem
        3/1/2011Listed for rent$2,295$2/sqft
        Source: Regency Real Estate Brokers, Inc. #S649585 Report a problem
        2/11/2011Sold$400,000+52.7%$298/sqft
        Source: Public Record Report a problem
        12/21/2001Sold$262,000+48.9%$195/sqft
        Source: Public Record Report a problem
        3/10/1998Sold$176,000$131/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,342 +1.8%$512,465 +2%
        2024$5,250 +2.3%$502,417 +2%
        2023$5,131 +1.7%$492,566 +2%
        2022$5,044 +10.1%$482,908 +2%
        2021$4,583 -6.7%$473,440 +1%
        2020$4,911 $468,586 +2%
        2019$4,911 -9.6%$459,399 +2%
        2018$5,434 +0.4%$450,392 +2%
        2017$5,412 $441,561 +2%
        2016$5,412 -3.4%$432,903 +1.5%
        2015$5,603 +0.5%$426,401 +2%
        2014$5,577 $418,049 +4.5%
        2013-- $400,000
        2012-- $400,000 +32.4%
        2011-- $302,104 +0.8%
        2010-- $299,847 -0.2%
        2009-- $300,560 +2%
        2008-- $294,667 +2%
        2007-- $288,890 +2%
        2006-- $283,226 +2%
        2005-- $277,673 +2%
        2004-- $272,229 +1.9%
        2003-- $267,240 +2%
        2002-- $262,000 +40.5%
        2001$2,694 +0.2%$186,502 +2%
        2000$2,690 $182,846
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 92688

        Getting around

        69 / 100
        Somewhat Walkable
        67 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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