Affordable lake living is here! Enjoy the main part of Lower Gar Lake just down the road from the Lower Gar State Recreation Park. This deep lot has a soft gentle slope from the road to the lake allowing for a zero entry experience onto the dock. The home has been lovingly maintained for years, and the landscaping is beautiful. The home offers 3 bedrooms (1 nonconforming), 2 bathrooms and 2 separate family areas. You will appreciate the 2 separate garages. One single car and another oversized double. Check out the pics and video to really get a glimpse of easy lake life.
Sold for $762,500
$762,500
20540 232nd Ave, Milford, IA 51351
3beds
2,048sqft
Single Family Residence
Built in 1975
9,583 Square Feet Lot
$775,600 Zestimate®
$372/sqft
$1,994 Estimated rent
Home value
$775,600
Estimated sales range
Not available
$1,994/mo
Zestimate® history
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$3,846/mo
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Deep lot
Zillow last checked:
Listing updated:
Listed by:
Aaron Jones aaron@bojihomes.com,
RE/MAX Lakes Realty
Bought with:
Michael Jensen, B58673
Jensen Real Estate
Source: Iowa Great Lakes BOR,MLS#: 251060
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Range/Stove, Refrigerator, Washer, Electric Water Heater
Features
- Basement: Finished,Walk-Out Access,Full,Walkout
Interior area
- Total structure area: 2,048
- Total interior livable area: 2,048 sqft
- Finished area above ground: 1,024
- Finished area below ground: 1,024
Property
Parking
- Total spaces: 3
- Parking features: Detached
- Garage spaces: 3
Features
- Levels: One
- Stories: 1
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Waterfront, Lake
- Body of water: Lower Gar Lake
- Frontage length: Waterfront Frontage: 55
Lot
- Size: 9,583 Square Feet
- Dimensions: 55.00 x 55.00 x 159.80 x 190.00
- Features: Accessible Shoreline, Landscaped, Low Bank, Paved, Wooded, Waterfront-Deep
Details
- Additional structures: Second Garage
- Parcel number: 0732327005
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Other
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Frame/Wood
- Roof: Asphalt
Condition
- Year built: 1975
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Underground Utilities, Electricity Connected
Community & HOA
Community
- Subdivision: IA
Location
- Region: Milford
Financial & listing details
- Price per square foot: $372/sqft
- Tax assessed value: $736,800
- Annual tax amount: $5,452
- Date on market: 8/16/2025
- Electric utility on property: Yes
Price history
| Date | Event | Price |
|---|---|---|
| 11/21/2025 | Sold | $762,500-10.2%$372/sqft |
Source:  Iowa Great Lakes BOR #251060 Report a problem | ||
| 10/28/2025 | Pending sale | $849,000$415/sqft |
Source: Iowa Great Lakes BOR #251060 Report a problem | ||
| 9/15/2025 | Price change | $849,000-5.6%$415/sqft |
Source: Iowa Great Lakes BOR #251060 Report a problem | ||
| 8/16/2025 | Listed for sale | $899,000+428.8%$439/sqft |
Source: Iowa Great Lakes BOR #251060 Report a problem | ||
| 12/13/2002 | Sold | $170,000$83/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,452 -2.4% | $736,800 +29.6% |
| 2024 | $5,586 +43.8% | $568,700 |
| 2023 | $3,884 +6.3% | $568,700 +71.3% |
| 2022 | $3,654 +8.2% | $331,900 |
| 2021 | $3,376 -2.2% | $331,900 +14.5% |
| 2020 | $3,453 +8% | $289,900 |
| 2019 | $3,197 +10% | $289,900 +9.7% |
| 2018 | $2,907 -4.5% | $264,300 |
| 2017 | $3,044 +8.4% | $264,300 +4.5% |
| 2016 | $2,808 +4.2% | $252,800 |
| 2015 | $2,696 +7.7% | $252,800 +8.8% |
| 2014 | $2,504 +4.7% | $232,400 |
| 2013 | $2,392 +17.5% | $232,400 |
| 2007 | $2,036 +14% | -- |
| 2005 | $1,786 | -- |
Find assessor info on the county website
Neighborhood: 51351
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Nearby schools
GreatSchools rating
- 6/10Okoboji Elementary SchoolGrades: PK-4Distance: 2.3 mi
- 6/10Okoboji Middle SchoolGrades: 5-8Distance: 2.8 mi
- 5/10Okoboji High SchoolGrades: 9-12Distance: 2.5 mi
Schools provided by the listing agent
- District: Okoboji
Source: Iowa Great Lakes BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Iowa
- Dickinson County
- Milford
- 51351
- 20540 232nd Ave
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