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For sale
    • $1,495,000

    20540 S Sandpiper Dr APT 14, Spirit Lake, IA 51360

    4beds
    2,354sqft
    : 
    $10,661/mo
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    Townhouse
    Built in 1974
    8,276 Square Feet Lot
    $-- Zestimate®
    $635/sqft
    $500/mo HOA

    What's special

    Expansive west lake viewsComplete remodelPolished showpiece kitchenSand beachFour-bedroom end unitAll-new appliances
    Rarely does a Sandpiper Cove townhome come on the market and offer this combination of a complete remodel, three-plus levels of living space, 3.5 beautifully finished bathrooms and views of the beloved Saturday night fireworks. An Okoboji unicorn, this four-bedroom end unit features expansive West Lake views and a polished showpiece kitchen with all-new appliances and a large island for social cooking. As one of only six units in the community of 18 with a lower level, the home boasts multiple flex spaces providing separate hangout areas and generous sleeping capacity for guests. The association amenities are just as impressive with easy West Lake Okoboji access, a sand beach, private tennis and pickleball courts, recent improvements in new roofs and docks, and a lock-and-leave experience with lawn, snow and off-season weekly watch service covered. With furniture and contents negotiable for a turnkey opportunity, a truly move-in and exhale property of this caliber is few and far between!
    57 days
    |
    402
    |
    5
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Ryan Maris PRIM:712-330-9572,

    Okoboji Realty

    Source: Iowa Great Lakes BOR,MLS#: 260698MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 1
      • 3/4 bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Description: Vaulted Ceiling, Deck
      • Level: Upper
      • Dimensions: 9.93 x 16.06
      Bedroom 2
      • Description: Vaulted Ceiling, Deck
      • Level: Upper
      • Dimensions: 9.28 x 16.12
      Bedroom 3
      • Description: Main-Upper Level
      • Level: Upper
      • Dimensions: 13.55 x 12.27
      Bedroom 4
      • Level: Lower
      • Dimensions: 19.91 x 9.1
      Primary bathroom
      • Description: 3/4
      • Level: Upper
      • Dimensions: 6.4 x 8.02
      Bathroom 2
      • Description: 3/4
      • Level: Upper
      • Dimensions: 12.18 x 6.57
      Bathroom 3
      • Description: Half
      • Level: Main
      • Dimensions: 6.82 x 3.4
      Bathroom 4
      • Description: Full, J&J
      • Level: Lower
      • Dimensions: 5.69 x 9.1
      Family room
      • Level: Lower
      • Dimensions: 22.49 x 9.41
      Kitchen
      • Level: Main
      • Dimensions: 14.6 x 15.98
      Laundry
      • Level: Lower
      • Dimensions: 6.16 x 5.95
      Living room
      • Description: With Dining
      • Level: Main
      • Dimensions: 13.5 x 19.5
      Other
      • Description: Landing/Sleeping Space
      • Level: Upper
      • Dimensions: 6.96 x 13.02
      Heating
      • Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Microwave, Range/Stove, Refrigerator, Washer, Electric Water Heater
      Features
      • Basement: Daylight,Block,Full
      • Has fireplace: Yes
      Interior area
      • Total structure area: 2,354
      • Total interior livable area: 2,354 sqft
      • Finished area above ground: 1,630
      • Finished area below ground: 724
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: Attached
      • Attached garage spaces: 1
      Features
      • Levels: Three Or More
      • Stories: 2
      • On waterfront: Yes
      • Waterfront features: Waterfront, Lake
      • Body of water: West Okoboji Lake
      Lot
      • Size: 8,276 Square Feet
      Details
      • Parcel number: 0611131014

      Construction

      Type & style
      • Home type: Townhouse
      • Architectural style: Other
      • Property subtype: Townhouse
      • Attached to another structure: Yes
      Materials
      • Vinyl Siding, Frame/Wood, Stick Built
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 1974

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Rural/Municipality
      • Utilities for property: Natural Gas Connected

      Community & HOA

      Community
      • Features: Swimming Beach, Tennis Court(s)
      • Subdivision: IA
      HOA
      • Has HOA: Yes
      • Services included: Dock Maint, Shared Amenities
      • HOA fee: $500 monthly
      • HOA name: johnmblazek@gmail.com
      • HOA phone: 402-981-5657
      Location
      • Region: Spirit Lake

      Financial & listing details

      • Price per square foot: $635/sqft
      • Tax assessed value: $1,010,600
      • Annual tax amount: $7,628
      • Date on market: 6/25/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/25/2026Listed for sale$1,495,000+153.8%$635/sqft
        Source: Iowa Great Lakes BOR #260698 Report a problem
        8/6/2012Sold$589,000$250/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$7,628 -3.4%$1,010,600 +5.7%
        2024$7,896 +24.2%$955,900
        2023$6,358 +2.4%$955,900 +46.9%
        2022$6,212 -1.8%$650,800
        2021$6,328 +2.1%$650,800 +3.6%
        2020$6,200 +16.2%$627,900
        2019$5,334 +4.4%$627,900 +15.5%
        2018$5,111 -2.5%$543,700
        2017$5,242 +2.5%$543,700 +5.3%
        2016$5,112 +5.9%$516,500
        2015$4,826 +3.1%$516,500 +6.5%
        2014$4,682 +3.2%$484,900
        2013$4,536 $484,900
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 51360

        Getting around

        10 / 100
        Car-Dependent
        47 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Spirit Lake

        Source: Iowa Great Lakes BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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