Beautifully renovated 3-bedroom, 2-bath residence on an 8,400-square-foot lot in sought-after Saga Bay, just minutes from Black Point Marina. Designed for the South Florida lifestyle, this move-in-ready home combines modern finishes, thoughtful updates, and exceptional indoor-outdoor living. The open-concept layout features spacious living and dining areas overlooking the covered patio and backyard, creating an inviting setting for everyday living and entertaining. The kitchen is equipped with a gas cooktop, pot filler, wall oven, coffee bar, oversized island, and quartz countertops. Additional highlights include porcelain tile flooring throughout, impact windows and doors, impact garage door, recessed lighting, EV charger, high-efficiency air conditioning system, and a 2018 roof. Both bathrooms have been updated with contemporary finishes, while the primary bath features heated floors. The covered patio, outdoor kitchen, fenced backyard, gated access, and space for boat or RV storage enhance year-round enjoyment near parks, schools, shopping, dining, and waterfront recreation. SELLER OFFERS A $10,000 CONTRIBUTION towards buyer closing costs, prepaid expenses, or an interest rate buy-down, plus an ASSUMABLE MORTGAGE at 6.125% subject to lender approval! (PennyMac). This spectacular home will not last!
For sale
$714,500
20605 SW 82nd Ct, Cutler Bay, FL 33189
3beds
2,033sqft
Single Family Residence
Built in 1974
8,276 Square Feet Lot
$695,700 Zestimate®
$351/sqft
$60/mo HOA
What's special
Gated accessModern finishesOversized islandOutdoor kitchenQuartz countertopsThoughtful updatesOpen-concept layout
- 6 days
- 329
- 46
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Paul Ackerman 954-260-3264,
The Keyes Company
Source: MIAMI,MLS#: A12117347
Originating MLS: A-Miami Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Central
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Dryer, Gas Range, Microwave, Oven, Washer
- Laundry: Sink, Laundry Room
Features
- Closet Cabinetry, Kitchen Island, Entrance Foyer, Pantry
- Doors: High Impact Doors
Interior area
- Total structure area: 2,477
- Total interior livable area: 2,033 sqft
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Additional Spaces Available, Driveway
- Garage spaces: 1
- Has uncovered spaces: Yes
Features
- Stories: 1
- Entry location: Foyer
- Patio & porch: Open Porch
- Exterior features: Built-in Barbecue, Room For Pool
- Pool features: R30-No Pool/No Water
- Has view: Yes
- View description: Garden
Lot
- Size: 8,276 Square Feet
- Features: Less Than 1/4 Acre Lot
Details
- Parcel number: 3660100040080
- Zoning: 0100
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- CBS Construction
- Roof: Shingle
Condition
- Completely Renovated
- Year built: 1974
Utilities & green energy
- Gas: Natural Gas
- Sewer: Public Sewer
- Water: Municipal Water
Community & HOA
Community
- Features: Additional Amenities
- Subdivision: Saga Bay Sec 1 Pt 5,Saga Bay
HOA
- Has HOA: Yes
- HOA fee: $60 monthly
Location
- Region: Cutler Bay
Financial & listing details
- Price per square foot: $351/sqft
- Tax assessed value: $481,941
- Annual tax amount: $8,662
- Date on market: 11/3/2026
- Listing terms: All Cash,Conventional,FHA-Va Approved
Estimated market value
$695,700
$661,000 - $730,000
$3,255/mo
Price history
| Date | Event | Price |
|---|---|---|
| 11/4/2026 | Listed for sale | $714,500+45.8%$351/sqft |
Source: | ||
| 12/23/2022 | Sold | $490,000-1.8%$241/sqft |
Source: | ||
| 12/9/2022 | Pending sale | $499,000$245/sqft |
Source: | ||
| 11/1/2022 | Price change | $499,000-2.2%$245/sqft |
Source: | ||
| 10/10/2022 | Price change | $510,000-3.8%$251/sqft |
Source: | ||
| 9/23/2022 | Listed for sale | $529,900+12.7%$261/sqft |
Source: | ||
| 9/20/2022 | Listing removed | -- |
Source: Zillow Rental Manager Report a problem | ||
| 8/16/2022 | Price change | $3,300-5.7%$2/sqft |
Source: Zillow Rental Manager Report a problem | ||
| 7/27/2022 | Listed for rent | $3,500$2/sqft |
Source: Zillow Rental Manager Report a problem | ||
| 3/8/2022 | Sold | $470,000-1.1%$231/sqft |
Source: | ||
| 2/15/2022 | Pending sale | $475,000$234/sqft |
Source: | ||
| 1/17/2022 | Contingent | $475,000$234/sqft |
Source: | ||
| 1/5/2022 | Listed for sale | $475,000$234/sqft |
Source: | ||
| 12/24/2021 | Contingent | $475,000$234/sqft |
Source: | ||
| 12/10/2021 | Price change | $475,000-4.8%$234/sqft |
Source: | ||
| 12/3/2021 | Listed for sale | $499,000+117%$245/sqft |
Source: | ||
| 8/11/2004 | Sold | $230,000$113/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $8,662 +1% | $481,941 +1.1% |
| 2024 | $8,580 +4.8% | $476,801 +12.2% |
| 2023 | $8,190 +25.3% | $425,096 +26.8% |
| 2022 | $6,534 +293.7% | $335,344 +151.2% |
| 2021 | $1,660 +2% | $133,484 +1.4% |
| 2020 | $1,628 -22.3% | $131,642 +2.3% |
| 2019 | $2,095 +5.4% | $128,683 +1.9% |
| 2018 | $1,988 | $126,284 +2.1% |
| 2017 | $1,988 +1.2% | $123,687 +2.1% |
| 2016 | $1,963 +0.9% | $121,143 +0.7% |
| 2015 | $1,945 -1% | $120,301 +0.8% |
| 2014 | $1,964 +3.6% | $119,347 +1.5% |
| 2013 | $1,896 | $117,584 +1.7% |
| 2012 | $1,896 -6.3% | $115,619 -5.1% |
| 2011 | $2,024 -3.5% | $121,820 +1.5% |
| 2010 | $2,098 -33.6% | $120,020 -33.1% |
| 2009 | $3,161 -14.8% | $179,489 +4.1% |
| 2007 | $3,709 | $172,347 |
| 2006 | -- | -- |
| 2005 | -- | -- |
| 2004 | $3,695 +151.5% | -- |
| 2003 | $1,469 -13.9% | -- |
| 2002 | $1,706 | -- |
| 2001 | $1,706 | -- |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: Saga Bay
Nearby schools
Schools provided by the listing agent
- Elementary: Edward Whigham
- Middle: Cutler Bay
- High: Miami Southridge
Source: MIAMI. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.




