Discover relaxed South Florida living in this spacious 3-bedroom, 2-bathroom home located in Saga Bay, one of Cutler Bay’s most desirable neighborhoods. Situated on a quiet street, the home features impact windows throughout, abundant natural light, distinctive exposed wood-beam ceilings, newer AC (2023), and hard-surface tile flooring. The living and dining spaces flow seamlessly to a large fenced backyard with an expansive covered patio, ceiling fans, and multiple areas for dining, grilling, and entertaining. A two-car garage and extended driveway provide ample parking and storage. Saga Bay offers lake access for kayaking and paddleboarding, lighted pickleball and tennis courts, a five-acre park with a playground and walking trails, and community security—all with one of the lowest HOA fees in Cutler Bay. Conveniently located just minutes from A-rated schools, Black Point Marina, shopping, dining, and US-1. Enjoy the space, amenities, and indoor-outdoor lifestyle that make Saga Bay such a special place to call home.
For sale
Price cut: $16K (10/13)
$699,000
8005 SW 198th Ter, Cutler Bay, FL 33189
3beds
1,825sqft
Single Family Residence
Built in 1977
8,753 Square Feet Lot
$-- Zestimate®
$383/sqft
$60/mo HOA
What's special
Two-car garageAbundant natural lightDistinctive exposed wood-beam ceilingsCeiling fansLarge fenced backyardHard-surface tile flooringImpact windows throughout
- 28 days
- 457
- 30
Zillow last checked:
Listing updated:
Listed by:
Angelo Dilan 631-704-6943,
South Florida Global R.E. LLC
Source: MIAMI,MLS#: A12087565
Originating MLS: A-Miami Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Den/Library/Office, Family Room
Heating
- Central, Electric
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Dryer, Electric Range, Microwave, Other, Refrigerator, Washer
- Laundry: In Garage
Features
- Vaulted Ceiling(s)
- Flooring: Tile, Vinyl
- Doors: High Impact Doors
- Windows: Complete Impact Glass, Blinds, High Impact Windows, Impact Glass
Interior area
- Total structure area: 2,381
- Total interior livable area: 1,825 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Other, Slab/Strip, Garage Door Opener
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Stories: 1
- Entry location: First Floor Entry
- Patio & porch: Patio
- Exterior features: Lighting, Room For Pool
- Pool features: R30-No Pool/No Water
- Fencing: Fenced
- View description: None
Lot
- Size: 8,753 Square Feet
- Features: Less Than 1/4 Acre Lot
Details
- Parcel number: 3660100070700
- Zoning: 0100
- Other equipment: Other
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- CBS Construction
- Roof: Shingle
Condition
- Year built: 1977
Utilities & green energy
- Sewer: Public Sewer
- Water: Municipal Water
Community & HOA
Community
- Features: Additional Amenities, Maintained Community, Pickleball
- Security: Smoke Detector
- Subdivision: Saga Bay Sec 1 Pt 6
HOA
- Has HOA: Yes
- HOA fee: $180 quarterly
Location
- Region: Cutler Bay
Financial & listing details
- Price per square foot: $383/sqft
- Tax assessed value: $514,945
- Annual tax amount: $4,680
- Date on market: 9/15/2026
- Listing terms: All Cash,Conventional,FHA,VA Loan
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 10/13/2026 | Price change | $699,000-2.2%$383/sqft |
Source: | ||
| 10/5/2026 | Price change | $715,000-2.1%$392/sqft |
Source: | ||
| 9/22/2026 | Price change | $729,999-2.7%$400/sqft |
Source: | ||
| 9/15/2026 | Listed for sale | $750,000+191.8%$411/sqft |
Source: | ||
| 12/4/2013 | Sold | $257,000$141/sqft |
Source: Public Record Report a problem | ||
| 9/14/2013 | Listed for sale | $257,000+39.7%$141/sqft |
Source: Sun Realty Investments Inc #A1842123 Report a problem | ||
| 11/17/2008 | Sold | $184,000+38.3%$101/sqft |
Source: Public Record Report a problem | ||
| 8/26/2008 | Sold | $133,000-59.6%$73/sqft |
Source: Public Record Report a problem | ||
| 5/13/2005 | Sold | $329,000+30.5%$180/sqft |
Source: Public Record Report a problem | ||
| 8/25/2004 | Sold | $252,200+131.4%$138/sqft |
Source: Public Record Report a problem | ||
| 2/17/1995 | Sold | $109,000+81.7%$60/sqft |
Source: Public Record Report a problem | ||
| 9/29/1993 | Sold | $60,000$33/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,681 +2.7% | $258,964 +2.9% |
| 2024 | $4,556 +8.3% | $251,666 +3% |
| 2023 | $4,208 +4.2% | $244,336 +3% |
| 2022 | $4,038 +1% | $237,220 +3% |
| 2021 | $3,997 +2.2% | $230,311 +1.4% |
| 2020 | $3,912 +3.1% | $227,132 +2.3% |
| 2019 | $3,795 +5% | $222,026 +1.9% |
| 2018 | $3,615 | $217,887 +2.1% |
| 2017 | $3,615 +1.1% | $213,406 +2.1% |
| 2016 | $3,576 -0.1% | $209,017 +0.7% |
| 2015 | $3,579 -1.1% | $207,565 +0.8% |
| 2014 | $3,619 +67.6% | $205,918 +56.5% |
| 2013 | $2,159 | $131,556 +1.7% |
| 2012 | $2,159 -6.3% | $129,357 -5.2% |
| 2011 | $2,304 -5.9% | $136,384 -0.4% |
| 2010 | $2,449 -32.7% | $136,951 -32.9% |
| 2009 | $3,642 -43.3% | $204,206 -35.3% |
| 2007 | $6,424 | $315,445 |
| 2006 | -- | -- |
| 2005 | -- | -- |
| 2004 | $2,093 +6.6% | -- |
| 2003 | $1,963 +3.4% | -- |
| 2002 | $1,899 | -- |
| 2001 | $1,899 | -- |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: Saga Bay
Nearby schools
Schools provided by the listing agent
- Elementary: Edward Whigham
- Middle: Cutler Bay
- High: Miami Southridge
Source: MIAMI. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.






