Under contract

Price cut: $20K (5/20)

$795,000

7970 SW 198th St, Cutler Bay, FL 33189

3beds

2,032sqft

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Single Family Residence

Built in 1989

8,058 Square Feet Lot

$779,900 Zestimate^®

$391/sqft

$50/mo HOA

What's special

Fully finished extra roomDedicated bbq areaPrivate backyard oasisSparkling poolVolume ceilingsBright open layoutCustom closet systems

Turnkey Saga Bay pool home with over 2,500 SF under air and nearly 3,000 SF total—one of the largest floor plans in the community. This 3-bedroom, 2.5-bath residence features a bright, open layout with volume ceilings and a modern kitchen with stainless steel appliances flowing into the main living areas. A fully finished extra room delivers flexible space for a home office, media room, gym, or playroom—offering functionality well beyond the recorded 2,000 SF. Newer roof, updated bathrooms, and custom closet systems make this one truly move-in ready. Step outside to a private backyard oasis with synthetic turf, a sparkling pool, and dedicated BBQ area—perfect for year-round entertaining. Saga Bay offers lake access for kayaking and paddleboarding, lighted pickleball and tennis courts, a 5-acre park with playground, walking trails, and community security—all with one of the lowest HOAs in Cutler Bay. Minutes to A-rated schools, Black Point Marina, and US-1.

73 days

532

44

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1

Rooms

Room types: Den/Library/Office

Heating

Central

Cooling

Central Air

Appliances

Included: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
Laundry: Laundry Room

Features

Closet Cabinetry, Kitchen Island, Volume Ceilings, Walk-In Closet(s)
Flooring: Tile

Interior area

Total structure area: 2,984
Total interior livable area: 2,032 sqft

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Property

Parking

Total spaces: 1
Parking features: Driveway, Garage Door Opener
Attached garage spaces: 1
Has uncovered spaces: Yes

Features

Stories: 1
Entry location: First Floor Entry
Patio & porch: Awning(s), Patio
Exterior features: Barbecue
Has private pool: Yes
Pool features: In Ground, Screen Enclosure, Pool Only
Has view: Yes
View description: None

Lot

Size: 8,058 Square Feet
Features: Less Than 1/4 Acre Lot

Details

Parcel number: 3660100070500
Zoning: 0100

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

CBS Construction
Roof: Metal

Condition

Updated/Remodeled
Year built: 1989

Utilities & green energy

Sewer: Public Sewer
Water: Municipal Water

Community & HOA

Community

Features: Other, Other Subdiv/Park Info
Subdivision: Saga Bay Sec 1 Pt 6,Saga Bay

HOA

Has HOA: Yes
HOA fee: $50 monthly

Location

Region: Cutler Bay

Financial & listing details

Price per square foot: $391/sqft
Tax assessed value: $579,508
Annual tax amount: $9,306
Date on market: 4/27/2026
Listing terms: All Cash,Conventional,FHA,VA Loan

Estimated market value

$779,900

$741,000 - $819,000

$4,302/mo

Price history

Date	Event	Price
6/29/2026	Pending sale	$795,000$391/sqft
Source: MIAMI #A12008278 Report a problem
5/20/2026	Price change	$795,000-2.5%$391/sqft
Source: MIAMI #A12008278 Report a problem
4/27/2026	Listed for sale	$815,000+44.2%$401/sqft
Source: MIAMI #A12008278 Report a problem
11/10/2021	Sold	$565,000+2.7%$278/sqft
Source: MIAMI #A11098883 Report a problem
10/7/2021	Contingent	$549,999$271/sqft
Source: MIAMI #A11098883 Report a problem
9/22/2021	Listed for sale	$549,999+111.5%$271/sqft
Source: MIAMI #A11098883 Report a problem
10/7/2013	Sold	$260,000+0.8%$128/sqft
Source: Public Record Report a problem
7/31/2013	Listed for sale	$257,900+34%$127/sqft
Source: Coldwell Banker Residential Real Estate - Coral Gables #A1821237 Report a problem
7/20/2010	Sold	$192,500+7%$95/sqft
Source: Public Record Report a problem
5/9/2010	Listed for sale	$179,900+63.4%$89/sqft
Source: foreclosure.com Report a problem
5/3/2010	Sold	$110,100-25.1%$54/sqft
Source: Public Record Report a problem
5/1/2010	Listed for sale	--
Source: foreclosure.com Report a problem
8/4/1995	Sold	$147,000$72/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$9,693 +2.8%	$539,648 +2.9%
2024	$9,432 +5.2%	$524,440 +3%
2023	$8,970 +3.6%	$509,166 +3%
2022	$8,657 +105.8%	$494,336 +104.6%
2021	$4,207 +2.2%	$241,654 +1.4%
2020	$4,118 +3.1%	$238,318 +2.3%
2019	$3,994 +4.9%	$232,960 +1.9%
2018	$3,806	$228,617 +2.1%
2017	$3,806 +1.1%	$223,915 +2.1%
2016	$3,765 -0.1%	$219,310 +0.7%
2015	$3,770 -1.1%	$217,786 +0.8%
2014	$3,813 +5.1%	$216,058 +22.4%
2013	$3,627	$176,466 +6%
2012	$3,627 -4.7%	$166,418 -4.7%
2011	$3,807 +17.2%	$174,712 -0.5%
2010	$3,249 -27.2%	$175,514 -28.8%
2009	$4,466 -6%	$246,533 +8.4%
2007	$4,754	$227,403
2006	--	--
2005	--	--
2004	$4,889 +72.7%	--
2003	$2,830 +3.2%	--
2002	$2,744	--
2001	$2,744	--

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