Welcome to 20639 Cutwater Pl. in the sought-after Cascade community of Sterling. This well-maintained home offers a functional layout with clearly defined living spaces that provide flexibility for everyday living and comfortable gatherings. Natural light fills the home, creating a bright and inviting atmosphere throughout. Upstairs you will find four bedrooms, including an oversized owner’s suite that serves as a comfortable private retreat. Don’t miss the impressive primary closet. Wood flooring anchors the main level and continues through the bedrooms, adding warmth and continuity throughout the home. The family room with a wood-burning fireplace serves as a central gathering space, while the formal living room features a beautiful bay window that enhances the natural light. The kitchen offers an open layout with a window overlooking the backyard, creating a bright connection to the outdoor space. Stainless steel appliances provide modern functionality, while the layout allows room for personalization over time. The fully finished walk-out lower level includes a fifth bedroom, a finished full bathroom, and a spacious recreation room functioning as a secondary living area. The walk-out design provides natural light and direct patio access to the backyard. Outdoor living includes a deck overlooking the backyard, offering comfortable outdoor space across multiple seasons. Conveniently located near shopping, dining, parks, and major commuter routes, this home is part of a highly desirable community where homes move quickly. Do not miss the opportunity to make this your home.
Sold for $945,000
$945,000
20639 Cutwater Pl, Sterling, VA 20165
5beds
3,458sqft
Single Family Residence
Built in 1991
9,148 Square Feet Lot
$944,400 Zestimate®
$273/sqft
$4,485 Estimated rent
Home value
$944,400
$897,000 - $992,000
$4,485/mo
Zestimate® history
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List your homeWhat's special
Deck overlooking the backyardBright and inviting atmosphereImpressive primary closetStainless steel appliances
Zillow last checked:
Listing updated:
Listed by:
Leyla Rogoff 703-307-1991,
Samson Properties
Bought with:
Sasha Dane, 0225276960
Compass
Source: Bright MLS,MLS#: VALO2117670
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Rooms
- Room types: Living Room, Dining Room, Bedroom 5, Kitchen, Game Room, Family Room, Foyer, Breakfast Room, Great Room, Laundry, Bathroom 3, Half Bath
Bedroom 5
- Level: Lower
Bathroom 3
- Level: Lower
Breakfast room
- Level: Main
Dining room
- Level: Main
Family room
- Level: Main
Foyer
- Level: Main
Game room
- Level: Lower
Great room
- Level: Main
Half bath
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Lower
Living room
- Level: Main
Mud room
- Level: Main
Heating
- Central, Heat Pump, Natural Gas
Cooling
- Central Air, Heat Pump, Programmable Thermostat, Ceiling Fan(s), Electric
Appliances
- Included: Microwave, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Ice Maker, Oven, Refrigerator, Washer, Gas Water Heater
- Laundry: In Basement, Dryer In Unit, Washer In Unit, Laundry Room, Mud Room
Features
- Attic, Bathroom - Stall Shower, Bathroom - Tub Shower, Breakfast Area, Built-in Features, Ceiling Fan(s), Crown Molding, Chair Railings, Dining Area, Family Room Off Kitchen, Floor Plan - Traditional, Eat-in Kitchen, Walk-In Closet(s), Dry Wall, High Ceilings
- Flooring: Hardwood, Ceramic Tile, Carpet
- Windows: Window Treatments
- Basement: Walk-Out Access,Windows,Rear Entrance,Interior Entry,Heated,Finished
- Number of fireplaces: 1
- Fireplace features: Wood Burning
Interior area
- Total structure area: 3,458
- Total interior livable area: 3,458 sqft
- Finished area above ground: 2,458
- Finished area below ground: 1,000
Property
Parking
- Total spaces: 4
- Parking features: Storage, Garage Faces Front, Inside Entrance, Garage Door Opener, Built In, Attached, Driveway
- Attached garage spaces: 2
- Uncovered spaces: 2
Accessibility
- Accessibility features: 2+ Access Exits, Accessible Doors, Accessible Entrance
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Patio
- Pool features: Community
- Spa features: Bath
- Fencing: Full,Wood
- Has view: Yes
- View description: Street, Trees/Woods
Lot
- Size: 9,148 Square Feet
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 018273967000
- Zoning: PDH4
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Aluminum Siding
- Foundation: Concrete Perimeter
- Roof: Shingle
Condition
- Very Good
- New construction: No
- Year built: 1991
Details
- Builder model: STUART
Utilities & green energy
- Sewer: Private Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Available, Natural Gas Available, Phone, Sewer Available, Water Available, Cable, Fiber Optic
Community & HOA
Community
- Security: Fire Sprinkler System
- Subdivision: Potomac Lakes
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Common Grounds, Community Center, Pool, Tennis Court(s)
- Services included: Common Area Maintenance, Pool(s), Recreation Facility, Road Maintenance, Snow Removal, Trash
- HOA fee: $99 monthly
- HOA name: CASCADES COMM ASSOC
Location
- Region: Sterling
Financial & listing details
- Price per square foot: $273/sqft
- Tax assessed value: $847,130
- Annual tax amount: $6,760
- Date on market: 3/19/2026
- Listing agreement: Exclusive Agency
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 4/21/2026 | Sold | $945,000+1.7%$273/sqft |
Source:  Bright MLS #VALO2117670 Report a problem | ||
| 3/24/2026 | Contingent | $929,000$269/sqft |
Source: Bright MLS #VALO2117670 Report a problem | ||
| 3/19/2026 | Listed for sale | $929,000+48.6%$269/sqft |
Source: Bright MLS #VALO2117670 Report a problem | ||
| 9/25/2018 | Sold | $625,000$181/sqft |
Source: Public Record Report a problem | ||
| 8/17/2018 | Listed for sale | $625,000+10.2%$181/sqft |
Source: Weichert, REALTORS #1002255862 Report a problem | ||
| 11/3/2008 | Sold | $567,000-2.2%$164/sqft |
Source: Public Record Report a problem | ||
| 9/26/2008 | Listed for sale | $579,900+50.7%$168/sqft |
Source: Long and Foster Real Estate #LO6882380 Report a problem | ||
| 1/11/2002 | Sold | $384,900$111/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,761 -0.9% | $839,840 +6.5% |
| 2024 | $6,823 +4.2% | $788,740 +5.4% |
| 2023 | $6,548 -1.2% | $748,370 +0.5% |
| 2022 | $6,628 +1.3% | $744,770 +11.6% |
| 2021 | $6,540 +2% | $667,380 +7.7% |
| 2020 | $6,412 +0% | $619,510 +3.4% |
| 2019 | $6,412 +1.4% | $599,190 +2.8% |
| 2018 | $6,326 -2% | $583,080 +1.7% |
| 2017 | $6,453 +6.7% | $573,580 -0.3% |
| 2016 | $6,045 | $575,070 +69.7% |
| 2015 | $6,045 -1.5% | $338,800 -0.6% |
| 2014 | $6,134 -4.4% | $340,780 -0.6% |
| 2013 | $6,418 | $343,000 |
| 2012 | -- | -- |
| 2011 | -- | -- |
| 2010 | -- | -- |
| 2009 | -- | $470,300 -13.3% |
| 2008 | -- | $542,200 -9.3% |
| 2007 | -- | $598,100 -7.7% |
| 2006 | -- | $648,200 +23.5% |
| 2005 | -- | $524,800 |
| 2004 | -- | $524,800 +37.4% |
| 2003 | -- | $381,900 +5.8% |
| 2002 | -- | $360,800 +22.3% |
| 2001 | -- | $294,900 |
Find assessor info on the county website
Neighborhood: 20165
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Nearby schools
GreatSchools rating
- 4/10Potowmack Elementary SchoolGrades: PK-5Distance: 0.4 mi
- 6/10River Bend Middle SchoolGrades: 6-8Distance: 0.5 mi
- 7/10Potomac Falls High SchoolGrades: 9-12Distance: 0.7 mi
Schools provided by the listing agent
- Elementary: Potowmack
- Middle: River Bend
- High: Potomac Falls
- District: Loudoun County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$944,400
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Estimated market value
$944,400
- Virginia
- Loudoun County
- Sterling
- 20165
- 20639 Cutwater Pl
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