Active with contingency

$599,900

20847 W Toad Lake Dr, Osage, MN 56570

3beds

2,620sqft

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Single Family

Built in 1983

0.4 Acres Lot

$-- Zestimate^®

$229/sqft

$-- HOA

What's special

Toad Lake property featuring 150 front feet of solid bottom shoreline. 3 bed home offers multiple options for company to cozy in. Main level leads to a 3-season porch with windows that open for fresh lake air enjoyment. Additional deck on the lakeside leads to a spacious lakeside yard creating an ideal space for entertaining. Built on site, the sauna is heated with wood but allows for a Nordic retreat. Storage is not an issue as there are two attached garages with an extra shed. The septic system has been replaced and certified, allowing you to move in with confidence. Whether you're looking for a year-round residence or a weekend getaway, this Toad Lake property is ready to enjoy.

9 days

1,818

89

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 1
3/4 bathrooms: 1

Bedroom

Level: Main

Bedroom 2

Level: Upper

Bedroom 3

Level: Upper

Bathroom

Level: Main

Bathroom

Level: Upper

Den

Level: Basement

Dining room

Level: Main

Family room

Level: Basement

Flex room

Level: Basement

Kitchen

Level: Main

Living room

Level: Main

Porch

Level: Main

Storage

Level: Basement

Other

Level: Main

Heating

Forced Air, Heat Pump

Cooling

Central Air

Appliances

Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Laundry: Laundry Room

Features

Basement: Block,Finished,Full
Number of fireplaces: 1

Interior area

Total structure area: 2,620
Total interior livable area: 2,620 sqft
Finished area above ground: 1,724
Finished area below ground: 896

Property

Parking

Total spaces: 4
Parking features: Attached, Asphalt, Garage
Attached garage spaces: 4
Details: Garage Dimensions (28x24x4x36x16x4x5x18x2x24)

Accessibility

Accessibility features: None

Features

Levels: Two
Stories: 2
Patio & porch: Deck, Enclosed, Porch, Rear Porch
Has view: Yes
View description: Lake
Has water view: Yes
Water view: Lake
Waterfront features: Lake Front, Lake Bottom(Hard)
Frontage length: Water Frontage: 150

Lot

Size: 0.4 Acres
Dimensions: 150 x 140 x 163 x 165
Features: Accessible Shoreline, Tree Coverage - Medium

Details

Additional structures: Sauna, Storage Shed
Foundation area: 896
Parcel number: 330369000
Zoning description: Agriculture
Other equipment: Fuel Tank - Rented

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family

Materials

Roof: Metal

Condition

New construction: No
Year built: 1983

Utilities & green energy

Electric: Power Company: Itasca Mantrap Co-op
Gas: Propane
Sewer: Mound Septic, Private Sewer, Septic System Compliant - Yes
Water: Private

Community & HOA

Community

Subdivision: Sylvan Shores Sub

HOA

Has HOA: No

Location

Region: Osage

Financial & listing details

Price per square foot: $229/sqft
Tax assessed value: $496,900
Annual tax amount: $2,942
Date on market: 7/2/2026

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
7/2/2026	Listed for sale	$599,900+26.3%$229/sqft
Source: NorthstarMLS as distributed by MLS GRID #7103196 Report a problem
12/4/2019	Listing removed	$475,000$181/sqft
Source: Coldwell Banker Preferred Partners #20-27412 Report a problem
7/8/2019	Listed for sale	$475,000$181/sqft
Source: Coldwell Banker Preferred Partners #20-27412 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$2,942 +1.7%	$496,900 +2.8%
2024	$2,892 -0.5%	$483,300 +4.5%
2023	$2,906 -3.1%	$462,300 +12.9%
2022	$2,998 +23.6%	$409,400 +6.4%
2021	$2,426 +3.6%	$384,700 +12.6%
2020	$2,342 +6%	$341,800 +4.7%
2019	$2,210	$326,600 +7.8%
2018	$2,210 +12.8%	$303,100 +22.1%
2017	$1,960 -19.2%	$248,200 -11.2%
2016	$2,426 +2.8%	$279,600 +16.2%
2015	$2,360 +9.2%	$240,700 +9%
2014	$2,162 -19%	$220,800
2012	$2,670 +4.8%	--
2011	$2,548 -1.1%	--
2010	$2,576	--

Find assessor info on the county website

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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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