Rare Toad Lake legacy opportunity featuring expansive 390(A) feet of pristine shoreline on crystal-clear waters with direct borders to newly acquired state land, ensuring permanent privacy and exclusive access to future recreational opportunities. This exceptional 3.1-acre compound offers immediate family enjoyment with unlimited potential for generational wealth building.
The established compound features two fully appointed lakefront cabins, each with full kitchens, baths, and wood-burning fireplaces. The impressive 32' x 52' (A) heated workshop/garage with in-floor heating, full utilities, laundry, 3/4 bath, and storage provides endless possibilities for collections, recreation, or staff quarters. Multiple private docks, hilltop observation deck with panoramic lake views, and guest bunkhouse create the perfect retreat.
Mature woodland setting offers complete seclusion while remaining just 18 miles from Detroit Lakes amenities. The adjacent MN state land is to be run as a wildlife management area with public access. Combined with the deep, rocky bottom lake makes for great fishing and hunting. Nearby airports include FGO, MSP, and DL (for smaller planes). Exceptional building sites throughout the property allow for custom estate home construction while preserving existing structures for staff, guests, or multi-generational family use.
Formerly Toad Mountain Ranch with rich heritage, this investment offers permanent state land buffer ensuring no future development, combined with rare large-acreage lakefront availability in a premium recreational market. The combination of substantial shoreline, state land borders, and established infrastructure creates a once-in-a-lifetime opportunity for families seeking a private compound with legacy potential.
Serious inquiries only. Proof of funds required.
Active
$1,200,000
20705 W Toad Lake Dr, Osage, MN 56570
2beds
1,142sqft
Single Family
Built in 1960
3.1 Acres Lot
$-- Zestimate®
$1,051/sqft
$-- HOA
What's special
Crystal-clear watersGuest bunkhouseMultiple private docksWood-burning fireplacesDeep rocky bottom lakeFull kitchens
- 47 days
- 262
- 4
Zillow last checked:
Listing updated:
Listed by:
Shane Cullen 218-686-5607,
Horizon Real Estate Group
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7112850
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- 3/4 bathrooms: 3
Kitchen
- Level: Main
Heating
- Baseboard, Fireplace(s), In-Floor Heating
Cooling
- Wall Unit(s)
Appliances
- Included: Cooktop, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Laundry: In Garage
Features
- Basement: None
- Number of fireplaces: 2
- Fireplace features: Masonry, Wood Burning
Interior area
- Total structure area: 1,142
- Total interior livable area: 1,142 sqft
- Finished area above ground: 1,142
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 6
- Parking features: Detached Garage, Gravel
- Garage spaces: 6
- Details: Garage Dimensions (32x52), Garage Door Height (7), Garage Door Width (16)
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Patio
- Has view: Yes
- View description: East
- Waterfront features: Lake Front, Lake Bottom(Rocky)
Lot
- Size: 3.1 Acres
- Features: Accessible Shoreline, Irregular Lot, Property Adjoins Public Land, Tree Coverage - Medium
- Topography: High Ground,Level,Rolling,Walkout,Wooded
Details
- Additional structures: Bunk House
- Foundation area: 1142
- Parcel number: 330094000
- Zoning description: Agriculture
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family
Materials
- Roof: Shake
Condition
- New construction: No
- Year built: 1960
Utilities & green energy
- Gas: Electric
- Sewer: Septic System Compliant - Yes
- Water: Well
Community & HOA
HOA
- Has HOA: No
Location
- Region: Osage
Financial & listing details
- Price per square foot: $1,051/sqft
- Tax assessed value: $1,037,900
- Annual tax amount: $5,516
- Date on market: 7/25/2026
- Cumulative days on market: 32 days
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 7/25/2026 | Listed for sale | $1,200,000-70%$1,051/sqft |
Source: | ||
| 1/1/2024 | Listing removed | -- |
Source: | ||
| 6/13/2023 | Listed for sale | $3,995,000+195.9%$3,498/sqft |
Source: | ||
| 10/9/2017 | Listing removed | $1,350,000$1,182/sqft |
Source: Keller Williams Realty Professionals #20-18671 Report a problem | ||
| 3/22/2017 | Pending sale | $1,350,000$1,182/sqft |
Source: Keller Williams - Greater Lakes #20-18671 Report a problem | ||
| 1/21/2017 | Price change | $1,350,000-15.4%$1,182/sqft |
Source: Keller Williams - Greater Lakes #20-18671 Report a problem | ||
| 3/1/2016 | Price change | $1,595,000+838.8%$1,397/sqft |
Source: Lakeplace.com #20-16687 Report a problem | ||
| 2/11/2016 | Listed for sale | $169,900-96.2%$149/sqft |
Source: Lakeplace.com #20-16687 Report a problem | ||
| 1/31/2015 | Listing removed | $4,450,000$3,897/sqft |
Source: Jack Chivers Realty Detroit Lakes, LLC Report a problem | ||
| 8/15/2014 | Price change | $4,450,000-9.2%$3,897/sqft |
Source: Jack Chivers Realty Detroit Lakes LLC Report a problem | ||
| 6/17/2014 | Listed for sale | $4,900,000$4,291/sqft |
Source: Jack Chivers Realty Detroit Lakes, LLC Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,516 +7.9% | $1,037,900 +16.5% |
| 2024 | $5,112 -15.7% | $890,800 +6.4% |
| 2023 | $6,066 -7.4% | $837,300 -1.1% |
| 2022 | $6,548 +16.1% | $846,300 +4.3% |
| 2021 | $5,638 +3.1% | $811,400 +6.7% |
| 2020 | $5,468 +1.5% | $760,700 +4.6% |
| 2019 | $5,386 | $727,100 -5.6% |
| 2018 | $5,386 -15.2% | $770,300 +5.9% |
| 2017 | $6,348 -16.1% | $727,200 -9.2% |
| 2016 | $7,566 +99.8% | $800,700 +9.8% |
| 2015 | $3,787 -46% | $729,000 +12.5% |
| 2014 | $7,008 | $647,800 |
Find assessor info on the county website
Monthly payment
Est. payment




