A truly rare opportunity to own a private, gated creekside retreat encompassing 4.58 acres of natural beauty, tranquility and historic Arizona charm. With approximately 400 feet of Tonto Creek frontage, this remarkable property offers the soothing sounds of the creek, a fishing pond, towering pines and thoughtfully designed gathering spaces throughout.
Total square footage, bedrooms and bathrooms shown in the listing include both the main and guest cabins. The 1,800+ square-foot main cabin features 4 bedrooms, 2 bathrooms, a spacious kitchen with granite countertops and breakfast bar, and an inviting living area centered around a natural-stone fireplace. French doors open to a sunroom overlooking the pond and peaceful wooded surroundings.
The separate guest cabin provides approximately 1,600 square feet with 3 bedrooms, 2 bathrooms, a large kitchen, fireplace, pellet stove, spacious family room, two separate entrances and two private patios--ideal for guests, extended stays or a variety of other possibilities.
A historic barn adds distinctive character and offers flexible space for gatherings and events, complemented by an outdoor BBQ area and large ramada. Additional improvements include a detached two-car garage with an attached workshop and storage area, plus a separate additional building.
Outdoor amenities include a covered pavilion and patios, hot tub, sauna, an expansive newer deck overlooking the creek, and a gas fire pit within a built-in creekside gathering area.
Whether envisioned as a private retreat, multigenerational property or an extraordinary setting with future possibilities, this one-of-a-kind creekfront offering would be difficult to duplicate. Zoned General Use (GU) and Agricultural, with documented Tonto Creek water rights. Buyer to independently verify permitted uses, square footage and all facts material to the buyer.
Schedule a private showing and experience this remarkable slice of heaven on earth.
Active
$4,500,000
2097 N Forest Service Rd #289, Payson, AZ 85541
7beds
3,400sqft
Single Family Residence
Built in 1966
4.58 Acres Lot
$-- Zestimate®
$1,324/sqft
$-- HOA
What's special
Two separate entrancesCovered pavilion and patiosPellet stoveLarge kitchenFishing pondTowering pinesPrivate gated creekside retreat
- 19 days
- 773
- 48
Zillow last checked:
Listing updated:
Listed by:
Sharon J Carstens 480-628-9053,
Present Properties
Source: CAAR,MLS#: 94538
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 7
- Bathrooms: 4
- Full bathrooms: 4
Heating
- Wall Furnace, Electric, Forced Air, Baseboard, Propane
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Washer/Dryer Stacked
- Laundry: In Hall, Stacked
Features
- Vaulted Ceiling(s), Breakfast Bar, Living-Dining Combo, Kitchen-Dining Combo
- Flooring: Carpet, Laminate, Wood, Concrete, Vinyl, Linoleum
- Windows: Double Pane Windows
- Has basement: No
- Has fireplace: Yes
- Fireplace features: Wood Burning Stove, Living Room, Two or More, Pellet Stove
Interior area
- Total structure area: 3,400
- Total interior livable area: 3,400 sqft
Property
Parking
- Total spaces: 2
- Parking features: Detached
- Garage spaces: 2
Features
- Patio & porch: Porch
- Exterior features: Built-in Barbecue, Outdoor Grill, Dog Run, Fire Pit
- Spa features: Spa/Hot Tub
- Fencing: Partial,Block
- Has view: Yes
- View description: Rural, Trees/Woods, Mountain(s)
- Waterfront features: Creek
- Body of water: Tonto Creek
Lot
- Size: 4.58 Acres
- Features: Landscaped, Many Trees, Tall Pines on Lot, Borders USNF
Details
- Additional structures: Barn(s), Workshop, Guest House
- Parcel number: 30303094F
- Zoning: GU & Ag
- Horses can be raised: Yes
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cabin,Lodge
- Property subtype: Single Family Residence
Materials
- Wood Frame, Log Siding
Condition
- Year built: 1966
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: Unsubdivided
Location
- Region: Payson
Financial & listing details
- Price per square foot: $1,324/sqft
- Tax assessed value: $172,502
- Annual tax amount: $8,282
- Date on market: 8/22/2026
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Dirt
Estimated market value
Not available
Estimated sales range
Not available
$4,383/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/22/2026 | Listed for sale | $4,500,000$1,324/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2026 | $1,275 +6.9% | $25,875 +13.3% |
| 2025 | $1,193 +4.8% | $22,843 +9.2% |
| 2024 | $1,138 +8% | $20,916 |
| 2023 | $1,054 -3.6% | -- |
| 2022 | $1,093 +4.9% | -- |
| 2021 | $1,042 +9.2% | -- |
| 2019 | $954 +3.8% | -- |
| 2018 | $918 +8.3% | -- |
| 2017 | $848 | -- |
| 2016 | $848 -4.1% | -- |
| 2015 | $884 | -- |
| 2014 | -- | -- |
| 2013 | -- | $5,649 -22.3% |
| 2011 | -- | $7,273 |
| 2009 | -- | -- |
| 2008 | $879 | -- |
| 2007 | -- | -- |
Find assessor info on the county website
Monthly payment
Est. payment




