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  • Price cut: $20K (6/18)
    $425,000

    21 Swift Stream Ln, Waynesville, NC 28785

    3beds
    1,680sqft
    : 
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    Modular
    Built in 2023
    0.83 Acres Lot
    $421,200 Zestimate®
    $253/sqft
    $33/mo HOA

    What's special

    Immaculate one-level homeWell-insulated detached two-car garageCrown moldingSpacious airy feel throughoutBeautiful mountain creekfront propertyGenerous cabinet spaceSplit-bedroom layout
    Enjoy the rare opportunity to own a beautiful mountain creekfront property paired with an immaculate one-level home built in 2023. Offering 3 bedrooms, 2 baths, and approximately 1,680 square feet, this Energy Smart home has been thoughtfully designed for comfort, convenience, and easy mountain living—all set along a bold, trout-filled creek flowing through the scenic Cove Creek community of Haywood County. This mountain creek eventually feeds into the larger waterways of the Pigeon River, creating a peaceful natural setting right in your own backyard. Inside, you’ll find an inviting open floor plan with a split-bedroom layout, enhanced by soaring 10-foot ceilings, crown molding, and a spacious airy feel throughout. The living area is centered around a striking stone wood-burning fireplace with built-in shelving, creating a warm and welcoming focal point for relaxing evenings or gathering with family and friends. The kitchen offers generous cabinet space and flows seamlessly into the dining and living areas, making everyday living and entertaining easy and enjoyable. The primary suite serves as a comfortable private retreat, complete with an ensuite bath featuring a large walk-in shower. Additional highlights include a well-insulated detached two-car garage, storage building, and durable metal roof designed for low-maintenance living. Step outside onto the generous covered back porch overlooking the bold flowing creek that runs along the entire backyard. Whether enjoying your morning coffee, casting a line in the trout waters, entertaining guests, or simply taking in the soothing sounds of the water and surrounding mountain scenery, this outdoor space invites you to slow down and savor the beauty around you. Located in a private community, the property allows both short-term and long-term rentals, offering excellent flexibility as a full-time residence, mountain getaway, or investment opportunity. Conveniently located with easy access to major highways and nearby amenities, you’re just minutes from Maggie Valley, downtown Waynesville, and Cherokee, with Asheville approximately 30 minutes away via I-40.
    52 days
    |
    2,256
    |
    131
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    Zillow last checked:

    Listing updated:

    Listed by:

    Judy Meyers jameyers1224@gmail.com,

    RE/MAX Executive,

    Jennifer Fisch,

    RE/MAX Executive

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4380730MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bedrooms: 3
      Primary bedroom
      • Level: Main
      Dining area
      • Level: Main
      Kitchen
      • Features: Breakfast Bar, Kitchen Island, Open Floorplan, Split BR Plan
      • Level: Main
      Laundry
      • Level: Main
      Living room
      • Features: Ceiling Fan(s), Open Floorplan
      • Level: Main
      Heating
      • Heat Pump
      Cooling
      • Heat Pump
      Appliances
      • Included: Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator with Ice Maker, Self Cleaning Oven, Washer/Dryer
      • Laundry: Electric Dryer Hookup, Mud Room, Inside, Main Level, Sink, Washer Hookup
      Features
      • Breakfast Bar, Kitchen Island, Open Floorplan
      • Flooring: Vinyl
      • Doors: Sliding Doors, Storm Door(s)
      • Windows: Insulated Windows
      • Has basement: No
      • Fireplace features: Living Room, Wood Burning
      Interior area
      • Total structure area: 1,680
      • Total interior livable area: 1,680 sqft
      • Finished area above ground: 1,680
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 4
      • Parking features: Detached Garage, Garage on Main Level
      • Garage spaces: 2
      • Uncovered spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Awning(s), Covered, Rear Porch
      • Has view: Yes
      • View description: Mountain(s), Water, Year Round
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: None, Creek
      Lot
      • Size: 0.83 Acres
      • Features: Flood Fringe Area, Flood Plain/Bottom Land, Level, Private
      Details
      • Additional structures: Outbuilding, Shed(s)
      • Parcel number: 8609885989
      • Zoning: res
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Modular
      Materials
      • Fiber Cement
      • Foundation: Crawl Space
      Condition
      • New construction: No
      • Year built: 2023

      Utilities & green energy

      • Sewer: Private Sewer
      • Water: Community Well
      • Utilities for property: Fiber Optics, Satellite Internet Available, Wired Internet Available

      Community & HOA

      Community
      • Subdivision: Waters Edge
      HOA
      • Has HOA: Yes
      • HOA fee: $400 annually
      Location
      • Region: Waynesville
      • Elevation: 2000 Feet

      Financial & listing details

      • Price per square foot: $253/sqft
      • Tax assessed value: $233,000
      • Annual tax amount: $1,674
      • Date on market: 5/15/2026
      • Cumulative days on market: 52 days
      • Listing terms: Cash,Conventional,VA Loan
      • Exclusions: Hanging light in bedroom
      • Road surface type: Gravel, Paved

        Estimated market value

        $421,200

        $400,000 - $442,000

        $2,218/mo

        Price history

        DateEventPrice
        6/18/2026Price change$425,000-4.5%$253/sqft
        Source: Canopy MLS as distributed by MLS GRID #4380730 Report a problem
        5/15/2026Listed for sale$445,000+2.3%$265/sqft
        Source: Canopy MLS as distributed by MLS GRID #4380730 Report a problem
        11/16/2025Listing removed$435,000$259/sqft
        Source: Canopy MLS as distributed by MLS GRID #4227039 Report a problem
        8/15/2025Price change$435,000-5.2%$259/sqft
        Source: Canopy MLS as distributed by MLS GRID #4227039 Report a problem
        6/11/2025Price change$459,000-3.4%$273/sqft
        Source: Canopy MLS as distributed by MLS GRID #4227039 Report a problem
        3/10/2025Price change$475,000-5%$283/sqft
        Source: Canopy MLS as distributed by MLS GRID #4227039 Report a problem
        2/26/2025Listed for sale$499,999+762.1%$298/sqft
        Source: Canopy MLS as distributed by MLS GRID #4227039 Report a problem
        6/15/2022Sold$58,000-3.3%$35/sqft
        Source: Canopy MLS as distributed by MLS GRID #3841235 Report a problem
        4/25/2022Contingent$60,000$36/sqft
        Source: Canopy MLS as distributed by MLS GRID #3841235 Report a problem
        3/21/2022Listed for sale$60,000+9.1%$36/sqft
        Source: Canopy MLS as distributed by MLS GRID #3841235 Report a problem
        8/6/2021Sold$55,000+83.3%$33/sqft
        Source: Public Record Report a problem
        7/20/2020Sold$30,000-45.5%$18/sqft
        Source: Public Record Report a problem
        4/3/2007Sold$55,000-49.3%$33/sqft
        Source: Public Record Report a problem
        11/14/2005Sold$108,500$65/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,674 +8.1%$224,000
        2024$1,548 +782.1%$224,000 +691.5%
        2023$175 +2.5%$28,300
        2022$171 $28,300
        2021$171 -7.6%$28,300
        2020$185 $28,300
        2019$185 $28,300
        2018$185 $28,300
        2017$185 -36.5%$28,300 -38.3%
        2016$292 $45,900
        2015$292 +4.1%$45,900
        2014$281 $45,900

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 28785

        Getting around

        0 / 100
        Car-Dependent
        3 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Jonathan Valley
        • Middle: Waynesville
        • High: Tuscola

        Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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