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For sale
  • $2,499,000

    21023 2nd Ave, Cudjoe Key, FL 33042

    4beds
    2,739sqft
    : 
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    Single Family Residence
    Built in 2006
    0.39 Acres Lot
    $-- Zestimate®
    $912/sqft
    $-- HOA

    What's special

    Remarkably quick ocean accessLarge center islandDeep-water dockageDurable metal roofWaterfront residenceSpacious open-concept great roomPeaceful waterfront retreat
    Experience the ultimate Florida Keys boating lifestyle at this exceptional waterfront residence in prestigious Cudjoe Gardens. Situated on a rare double lot encompassing 16,827 square feet, this CBS-built, ground-level home sits above the flood plain and offers approximately 225 feet of waterfront on two sides, deep-water dockage, and remarkably quick ocean access. Designed for comfort and effortless waterfront living, the 2,739-square-foot home features 4 bedrooms, a spacious open-concept great room, bamboo flooring, impact windows and doors, and a durable metal roof. The chef's kitchen is the heart of the home, offering a large center island, stainless steel appliances, abundant cabinetry, and a wine refrigerator and is the perfect gathering place for entertaining family and friends. Step outside to a beautifully landscaped tropical setting with expansive screened lanai overlooking the water and an 82-foot dock complete with boat lift and kayak launch. Whether you're heading offshore for a day of fishing, enjoying sunset cruises, or simply relaxing by the water, this property delivers the Keys lifestyle you've been dreaming about. The 2- car Garage offers plenty of parking and room for all or your toys while the oversized double lot provides privacy and space to enjoy the outdoors while taking advantage of the home's unique corner-like waterfront setting. Located in one of the Lower Keys' most desirable boating communities, Cudjoe Gardens offers deep-water canals capable of accommodating larger inboard vessels, plus convenient access to a full-service marina with fuel, bait, boat ramp, refreshments, and a waterfront restaurant. Just 20 minutes from Key West, you'll enjoy world-class dining, entertainment, and island living while returning home to a peaceful waterfront retreat.
    38 days
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    401
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    19
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    Zillow last checked:

    Listing updated:

    Listed by:

    Lisa H Ferringo 305-797-1221,

    Coldwell Banker Schmitt Real Estate Co

    Source: FLKMLS,MLS#: 620071MLS LogoOriginating MLS: Key West Association

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Cooling
      • Central Air, Ceiling Fans(s)
      Appliances
      • Included: Washer, Stainless Steel Appliance(s), Wine Cooler, Ice Machine, Range, Refrigerator, Dishwasher, Dryer
      • Laundry: Laundry Room
      Features
      • Built-in Cabinets, Bar, Walk-In Closet(s), Storage, Granite Counters, Split Bedroom
      • Flooring: Tile, Wood
      • Doors: French Doors, Impact Rstnce Doors
      • Windows: Drapes/Blinds Incl, Impact Rstnce Window
      Interior area
      • Total interior livable area: 2,739 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage, Off Street, Guest, Open, Garage Door Opener, Attached
      • Has attached garage: Yes
      • Has uncovered spaces: Yes
      Features
      • Patio & porch: Patio, Screened Patio
      • Fencing: Fenced,Privacy
      • Has view: Yes
      • View description: Canal
      • Has water view: Yes
      • Water view: Canal
      • Waterfront features: Canal Front, Waterfront, Seawall: Concrete, Dock Length: 82, Dockage: Davits, Basin, Boat Lift
      Lot
      • Size: 0.39 Acres
      • Features: More than 1 Lot
      Details
      • Additional structures: Shed(s)
      • Parcel number: 00172640000000
      • Zoning: IS
      • Zoning description: Improved Subivision District

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • CBS
      • Roof: Metal
      Condition
      • Year built: 2006

      Utilities & green energy

      • Sewer: Municipal Sewer, Public Sewer
      • Utilities for property: FKAA, Propane, Cable Available, Buyer to Verify

      Community & HOA

      Community
      • Features: Other, Bike Paths
      • Subdivision: Cudjoe Gardens (21.0)
      HOA
      • Has HOA: Yes
      • Services included: None
      Location
      • Region: Cudjoe Key

      Financial & listing details

      • Price per square foot: $912/sqft
      • Tax assessed value: $1,594,735
      • Annual tax amount: $9,228
      • Date on market: 5/29/2026
      • Listing terms: Cash,Conventional

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        5/29/2026Listed for sale$2,499,000+108.3%$912/sqft
        Source: FLKMLS #620071 Report a problem
        8/9/2019Sold$1,200,000-11%$438/sqft
        Source: FLKMLS #583056 Report a problem
        3/10/2019Price change$1,349,000-3.6%$493/sqft
        Source: Keller Williams Realty Premier Properties #583056 Report a problem
        12/2/2018Listed for sale$1,399,000+89.1%$511/sqft
        Source: Keller Williams Realty Premier Properties #583056 Report a problem
        10/5/2011Sold$740,000-1.2%$270/sqft
        Source: Public Record Report a problem
        8/28/2011Price change$749,000-9.7%$273/sqft
        Source: Coldwell Banker Schmitt R.E. - Mar #552889 Report a problem
        6/10/2011Price change$829,000-7.8%$303/sqft
        Source: Coldwell Banker Schmitt R.E. - Mar #552889 Report a problem
        6/3/2011Listed for sale$899,000-3.9%$328/sqft
        Source: Coldwell Banker Schmitt R.E. - Mar #552889 Report a problem
        2/20/2008Sold$935,000+334.9%$341/sqft
        Source: Public Record Report a problem
        2/23/2004Sold$215,000$78/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$9,229 +5.4%$1,013,029 +2.9%
        2024$8,756 +3.6%$984,480 +3%
        2023$8,454 +2.2%$955,806 +3%
        2022$8,269 -3.3%$927,967 +3%
        2021$8,554 +0.4%$900,939 +1.4%
        2020$8,518 $888,500 +16.5%
        2019$8,518 +9.6%$762,756 +17.3%
        2018$7,769 +19.4%$650,057 +2.1%
        2017$6,505 +2.9%$636,687 +2.1%
        2016$6,325 -0.7%$623,592 +0.7%
        2015$6,370 $619,257

        Find assessor info on the county website

        Monthly payment

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33042

        Getting around

        20 / 100
        Car-Dependent
        54 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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