Experience the ultimate Florida Keys boating lifestyle at this exceptional waterfront residence in prestigious Cudjoe Gardens. Situated on a rare double lot encompassing 16,827 square feet, this CBS-built, ground-level home sits above the flood plain and offers approximately 225 feet of waterfront on two sides, deep-water dockage, and remarkably quick ocean access. Designed for comfort and effortless waterfront living, the 2,739-square-foot home features 4 bedrooms, a spacious open-concept great room, bamboo flooring, impact windows and doors, and a durable metal roof. The chef's kitchen is the heart of the home, offering a large center island, stainless steel appliances, abundant cabinetry, and a wine refrigerator and is the perfect gathering place for entertaining family and friends. Step outside to a beautifully landscaped tropical setting with expansive screened lanai overlooking the water and an 82-foot dock complete with boat lift and kayak launch. Whether you're heading offshore for a day of fishing, enjoying sunset cruises, or simply relaxing by the water, this property delivers the Keys lifestyle you've been dreaming about. The 2- car Garage offers plenty of parking and room for all or your toys while the oversized double lot provides privacy and space to enjoy the outdoors while taking advantage of the home's unique corner-like waterfront setting. Located in one of the Lower Keys' most desirable boating communities, Cudjoe Gardens offers deep-water canals capable of accommodating larger inboard vessels, plus convenient access to a full-service marina with fuel, bait, boat ramp, refreshments, and a waterfront restaurant. Just 20 minutes from Key West, you'll enjoy world-class dining, entertainment, and island living while returning home to a peaceful waterfront retreat.
For sale
$2,499,000
21023 2nd Ave, Cudjoe Key, FL 33042
4beds
2,739sqft
Single Family Residence
Built in 2006
0.39 Acres Lot
$-- Zestimate®
$912/sqft
$-- HOA
What's special
Remarkably quick ocean accessLarge center islandDeep-water dockageDurable metal roofWaterfront residenceSpacious open-concept great roomPeaceful waterfront retreat
- 38 days |
- 401 |
- 19 |
Zillow last checked:
Listing updated:
Listed by:
Lisa H Ferringo 305-797-1221,
Coldwell Banker Schmitt Real Estate Co
Source: FLKMLS,MLS#: 620071
Originating MLS: Key West Association
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Cooling
- Central Air, Ceiling Fans(s)
Appliances
- Included: Washer, Stainless Steel Appliance(s), Wine Cooler, Ice Machine, Range, Refrigerator, Dishwasher, Dryer
- Laundry: Laundry Room
Features
- Built-in Cabinets, Bar, Walk-In Closet(s), Storage, Granite Counters, Split Bedroom
- Flooring: Tile, Wood
- Doors: French Doors, Impact Rstnce Doors
- Windows: Drapes/Blinds Incl, Impact Rstnce Window
Interior area
- Total interior livable area: 2,739 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage, Off Street, Guest, Open, Garage Door Opener, Attached
- Has attached garage: Yes
- Has uncovered spaces: Yes
Features
- Patio & porch: Patio, Screened Patio
- Fencing: Fenced,Privacy
- Has view: Yes
- View description: Canal
- Has water view: Yes
- Water view: Canal
- Waterfront features: Canal Front, Waterfront, Seawall: Concrete, Dock Length: 82, Dockage: Davits, Basin, Boat Lift
Lot
- Size: 0.39 Acres
- Features: More than 1 Lot
Details
- Additional structures: Shed(s)
- Parcel number: 00172640000000
- Zoning: IS
- Zoning description: Improved Subivision District
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- CBS
- Roof: Metal
Condition
- Year built: 2006
Utilities & green energy
- Sewer: Municipal Sewer, Public Sewer
- Utilities for property: FKAA, Propane, Cable Available, Buyer to Verify
Community & HOA
Community
- Features: Other, Bike Paths
- Subdivision: Cudjoe Gardens (21.0)
HOA
- Has HOA: Yes
- Services included: None
Location
- Region: Cudjoe Key
Financial & listing details
- Price per square foot: $912/sqft
- Tax assessed value: $1,594,735
- Annual tax amount: $9,228
- Date on market: 5/29/2026
- Listing terms: Cash,Conventional
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/29/2026 | Listed for sale | $2,499,000+108.3%$912/sqft |
Source: | ||
| 8/9/2019 | Sold | $1,200,000-11%$438/sqft |
Source: | ||
| 3/10/2019 | Price change | $1,349,000-3.6%$493/sqft |
Source: Keller Williams Realty Premier Properties #583056 Report a problem | ||
| 12/2/2018 | Listed for sale | $1,399,000+89.1%$511/sqft |
Source: Keller Williams Realty Premier Properties #583056 Report a problem | ||
| 10/5/2011 | Sold | $740,000-1.2%$270/sqft |
Source: Public Record Report a problem | ||
| 8/28/2011 | Price change | $749,000-9.7%$273/sqft |
Source: Coldwell Banker Schmitt R.E. - Mar #552889 Report a problem | ||
| 6/10/2011 | Price change | $829,000-7.8%$303/sqft |
Source: Coldwell Banker Schmitt R.E. - Mar #552889 Report a problem | ||
| 6/3/2011 | Listed for sale | $899,000-3.9%$328/sqft |
Source: Coldwell Banker Schmitt R.E. - Mar #552889 Report a problem | ||
| 2/20/2008 | Sold | $935,000+334.9%$341/sqft |
Source: Public Record Report a problem | ||
| 2/23/2004 | Sold | $215,000$78/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $9,229 +5.4% | $1,013,029 +2.9% |
| 2024 | $8,756 +3.6% | $984,480 +3% |
| 2023 | $8,454 +2.2% | $955,806 +3% |
| 2022 | $8,269 -3.3% | $927,967 +3% |
| 2021 | $8,554 +0.4% | $900,939 +1.4% |
| 2020 | $8,518 | $888,500 +16.5% |
| 2019 | $8,518 +9.6% | $762,756 +17.3% |
| 2018 | $7,769 +19.4% | $650,057 +2.1% |
| 2017 | $6,505 +2.9% | $636,687 +2.1% |
| 2016 | $6,325 -0.7% | $623,592 +0.7% |
| 2015 | $6,370 | $619,257 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 33042
Nearby schools
GreatSchools rating
- 6/10Sugarloaf SchoolGrades: PK-8Distance: 1.5 mi
- 4/10Key West High SchoolGrades: 9-12Distance: 18.6 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Monroe County
- Summerland Key
- 33042
- 21023 2nd Ave






