Skip main navigation
For sale
  • Price cut: $5.1K (7/24)
    $319,900

    2104 N Rose Island Rd, Prospect, KY 40059

    3beds
    1,350sqft
    : 
    $2,154/mo
    Get pre-qualified
    Single Family Residence
    Built in 1960
    0.47 Acres Lot
    $313,400 Zestimate®
    $237/sqft
    $-- HOA

    What's special

    All-brick ranchMature shade treesStainless steel appliancesWhite subway tile backsplashSmooth ceilingsCrown moldingOriginal pegged hardwood floors
    SELLER IS OFFERING A $15,000 CREDIT WITH AN ACCEPTABLE OFFER TO COVER THE COST OF A BRAND NEW PATIO in place of current deck (seller has contractor bid to share with buyer). SELLER IS INSTALLING EIGHT NEW WINDOWS PRIOR TO CLOSING. Looking for a picturesque home nestled into one of North Oldham's most beloved settings - Rose Island Road? Welcome to 2104 N Rose Island Road, an all-brick ranch that offers something difficult to find: a home with genuine character, a peaceful setting, move-in ready condition, and a location districted for North Oldham Schools. With spectacular sunset views from the back yard, and summer firefly nighttime shows from the front yard against the backdrop of the woods across the street, this is the poetic home you've been dreaming of! Set on nearly half an acre, this property sits back from the road with expansive views across the backyard, creating a feeling of privacy. Just a short stroll away via a lovely walking path, you'll find the Ohio River, while North Oldham's award-winning school campus and Creasey Mahan Nature Preserve is only moments from your front door. Despite its close proximity to the river, the property is not located within a flood plain, and Rose Island Road provides convenient access into Louisville while still allowing you to enjoy the quiet pace that makes this area so special. Inside, the home continues to reflect its unique personality. Original pegged hardwood floors, smooth ceilings, and large windows create a warm, inviting atmosphere filled with natural light. A thoughtfully designed board-and-batten drop zone near the entry adds everyday function while complementing the home's timeless style. The kitchen blends charm and practicality with white subway tile backsplash, crown molding, stainless steel appliances, a butcher block island with seating, open shelving, and a built-in bench with hidden storage. A garden window with an extended plant shelf and an overhead skylight fill the space with natural light, while two separate exterior doors provide easy access to the wraparound deck for outdoor dining or entertaining. The home offers three bedrooms and two full bathrooms. The primary bedroom features two closets, built-in shelving, and ceiling fan, while the additional bedrooms each offer generous natural light and comfortable layouts. One full bath is conveniently located adjacent to the kitchen, while the second serves the bedroom wing and includes a tub/shower and a glass block window that brings in soft natural light while maintaining privacy. Outdoor living is where this property continues to shine. An expansive wraparound deck overlooks the fully fenced backyard, creating multiple spaces to relax, entertain, or simply enjoy the peaceful surroundings. Gather around the fire pit area on cool evenings, garden beneath the mature shade trees, or take advantage of the detached barn-style outbuilding for hobbies, storage, or workshop space. Practical updates provide additional peace of mind, including HVAC and air conditioning systems installed approximately two years ago and a water heater replaced approximately six years ago. This one has it all: the spacious yard, the trees, the quiet evenings on the deck, the short walk to the river, the convenience of being so close to the North Oldham School campus. You can't easily replicate this charm and character. 2104 N Rose Island Rd is timeless in its spirit, design, and ambience. Truly a one-of-a-kind property!
    35 days
    |
    2,817
    |
    180
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    The Price Group 502-554-9749,

    Keller Williams Collective

    Source: Metro Search Inc. LLC DBA Apex MLS,MLS#: 1722256MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Description: The primary bedroom features two standard closets, a ceiling fan with an integrated light fixture, and built-in shelving
      • Level: First
      • Area: 161.65
      • Dimensions: 12.34 x 13.10
      Bedroom
      • Description: One secondary bedroom includes a standard closet, an accent wall, and a ceiling fan with a light fixture
      • Level: First
      • Area: 88
      • Dimensions: 9.10 x 9.67
      Bedroom
      • Description: An additional bedroom overlooks the backyard and offers a standard closet, smooth-finish ceiling, and a ceiling fan with a light fixture
      • Level: First
      • Area: 139.78
      • Dimensions: 10.67 x 13.10
      Full bathroom
      • Description: Full bath with laundry room adjacent
      • Level: First
      • Area: 34.5
      • Dimensions: 6.90 x 5.00
      Full bathroom
      • Description: The full bath has tile flooring, a single vanity with storage, a mirrored medicine cabinet, and a tub/shower combo with a tiled surround
      • Level: First
      • Area: 45
      • Dimensions: 5.00 x 9.00
      Dining area
      • Description: A built-in bench with lift-top storage adds both character and practical hidden storage
      • Level: First
      • Area: 91.87
      • Dimensions: 9.50 x 9.67
      Family room
      • Description: A charming board-and-batten accent wall with hooks and decorative trim creates a functional drop zone
      • Level: First
      • Area: 336.15
      • Dimensions: 13.50 x 24.90
      Kitchen
      • Description: Stainless steel appliances, including a double-oven electric range, dishwasher, and microwave, will remain with the home
      • Level: First
      • Area: 133.95
      • Dimensions: 9.50 x 14.10
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Central Air
      Features
      • Basement: None
      • Number of fireplaces: 1
      Interior area
      • Total structure area: 1,350
      • Total interior livable area: 1,350 sqft
      • Finished area above ground: 1,350
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 1
      • Parking features: Attached, Entry Front, Driveway
      • Attached garage spaces: 1
      • Has uncovered spaces: Yes
      Features
      • Stories: 1
      • Patio & porch: Deck, Patio, Porch
      • Fencing: Split Rail,Full,Wood
      Lot
      • Size: 0.47 Acres
      • Features: Cleared, Level
      Details
      • Additional structures: Outbuilding
      • Parcel number: 0400002D

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Wood Frame, Brick
      • Foundation: Crawl Space, Concrete Perimeter
      • Roof: Shingle
      Condition
      • Year built: 1960

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Electricity Connected, Natural Gas Connected

      Community & HOA

      Community
      • Subdivision: None
      HOA
      • Has HOA: No
      Location
      • Region: Prospect

      Financial & listing details

      • Price per square foot: $237/sqft
      • Tax assessed value: $200,000
      • Annual tax amount: $2,509
      • Date on market: 7/2/2026
      • Electric utility on property: Yes

        Estimated market value

        $313,400

        $298,000 - $329,000

        $1,986/mo

        Price history

        DateEventPrice
        7/24/2026Price change$319,900-1.6%$237/sqft
        Source: Metro Search Inc. LLC DBA Apex MLS #1722256 Report a problem
        7/2/2026Listed for sale$325,000+94%$241/sqft
        Source: Metro Search Inc. LLC DBA Apex MLS #1722256 Report a problem
        8/20/2015Sold$167,500+4.7%$124/sqft
        Source: Public Record Report a problem
        5/29/2014Sold$160,000$119/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,509 +18.4%$200,000 +19.4%
        2023$2,119 +1.1%$167,500
        2022$2,096 +0.6%$167,500
        2021$2,082 -0.2%$167,500
        2020$2,087 +0.9%$167,500
        2019$2,068 0%$167,500
        2018$2,069 +33.6%$167,500
        2017$1,549 $167,500 +18.8%
        2013$1,549 $141,000
        2011-- $141,000
        2010-- $141,000 -9%
        2009-- $155,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 40059

        Getting around

        0 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes