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For sale
  • $419,000

    21048 Cosenza CT, ESTERO, FL 33928

    3beds
    1,891sqft
    : 
    $3,177/mo
    Get pre-qualified
    Single Family Residence
    Built in 2006
    -- sqft lot
    $401,400 Zestimate®
    $222/sqft
    $419/mo HOA

    What's special

    Private screened front porchDual sinks
    Private Preserve Views in Bella Terra's Largest Villa Floor Plan w/3bed, 2bth, 2-car garage attached villa offers nearly 1,900 sq ft of one-story living. Tucked on a quiet cul-de-sac, nothing across the street and nothing visible behind you, just preserve, and the deer and birds that come with it. Enter through a private, screened front porch, to the open kitchen, dining, and living space, which makes the home comfortable for everyday life and entertaining. The primary suite sits at the back of the home for privacy, w/two walk-in closets w/adjustable rack systems, a separate tub/shower, and dual sinks. The other two bedrooms are at the front of the home, giving everyone their own space. Recent updates are meaningful, not cosmetic. The interior was fully repainted in a neutral color, ceilings, walls, and baseboards included. New water heater 2025, new garbage disposal, barn door added in the primary bedroom leading to bathroom, a stove vent routed directly outside, and pre-wiring for a generator. The A.C. system is a Trane 17 SEER XL Series 3-ton unit installed in 2017, carrying a 12-year compressor and 10-year parts warranty, with extra ducts added to the primary bedroom and the bedroom facing the unattached neighbor for better comfort control. A Halo whole-home water filtration system was added in 2019, and the refrigerator was replaced in 2023. Both bathrooms have power flush toilets, Gerber in the primary and Kohler in the guest bath. Additional details buyers appreciate: shutters throughout with cross heads, wooden cornices over the sliding glass door shades, drainage installed between villas with downspouts tied in, a security system pre-wired for Power Over Ethernet, and garage wall organization with ceiling-mounted safe racks. Active maintenance agreements are in place with RDS and Next Plumbing, and the buyer is welcome to call either company directly with questions. Plumbing and A.C. maintenance are both current through June 2026. Roof replacement is already scheduled for 2031, and exterior painting is scheduled for early 2027, with the new owner coordinating alongside the adjoining neighbor to select a color from HOA-approved options. The extended lanai out back is where you'll want your morning coffee, quiet, private, and facing straight into the preserve. This is a maintenance-free villa, with HOA covering exterior painting, roof reserves, pest control, lawn and landscaping, irrigation, and even Hotwire cable and internet. Not in a flood zone. Bella Terra is a guard-gated community set across 100 acres of lakes and 400 acres of conservation preserve, clubhouse, fitness center, resort-style pool, hot tub, waterfall, plus pickleball, tennis, bocce, basketball, multi-use sports fields, inline skate park, and volleyball. Minutes to Publix, Miromar Outlets, RSW International Airport, Hertz Arena, & Gulf Coast Town Center, easy access to I-75. Well cared for, thoughtfully upgraded, and ready for its next owner. Some Virtual Staged Photos
    33 days
    |
    448
    |
    15
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    Zillow last checked:

    Listing updated:

    Listed by:

    Autumn Taylor 239-691-7253,

    Premiere Plus Realty Company,

    Christopher Pegues 239-494-0477,

    Premiere Plus Realty Company

    Source: SWFLMLS,MLS#: 226024655MLS LogoOriginating MLS: Bonita Springs

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Screened Lanai/Porch, 3 Bed
      Primary bedroom
      • Dimensions: 13.4 x 15.11
      Bedroom
      • Dimensions: 11 x 13.5
      Bedroom
      • Dimensions: 10.3 x 13.4
      Dining room
      • Dimensions: 11.7 x 11
      Garage
      • Dimensions: 19.4 x 23.3
      Living room
      • Dimensions: 15.5 x 21.2
      Heating
      • Central
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Electric Cooktop, Dishwasher, Disposal, Refrigerator/Freezer
      • Laundry: Washer/Dryer Hookup, Inside
      Features
      • Walk-In Closet(s), Window Coverings, Laundry in Residence, Screened Lanai/Porch
      • Flooring: Carpet, Tile
      • Windows: Window Coverings, Shutters - Manual
      • Has fireplace: No
      Interior area
      • Total structure area: 2,352
      • Total interior livable area: 1,891 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Attached
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Stories: 1
      • Patio & porch: Patio, Screened Lanai/Porch
      • Pool features: Community
      • Has view: Yes
      • View description: Preserve, Trees/Woods
      • Waterfront features: None
      Lot
      • Size: 5,445 Square Feet
      • Features: Regular
      Details
      • Additional structures: Tennis Court(s)
      • Parcel number: 324626E20800E.0170
      • Zoning: RPD

      Construction

      Type & style
      • Home type: Condo
      • Property subtype: Single Family Residence
      Materials
      • Block, Stucco
      • Foundation: Concrete Block
      • Roof: Tile
      Condition
      • New construction: No
      • Year built: 2006

      Utilities & green energy

      • Water: Central

      Community & HOA

      Community
      • Features: Clubhouse, Park, Pool, Fitness Center, Sidewalks, Street Lights, Tennis Court(s), Gated
      • Security: Gated Community
      • Subdivision: BELLA TERRA
      HOA
      • Has HOA: Yes
      • Amenities included: Basketball Court, Bike And Jog Path, Bocce Court, Clubhouse, Park, Pool, Community Room, Fitness Center, Hobby Room, Pickleball, Play Area, Sidewalk, Streetlight, Tennis Court(s), Underground Utility, Volleyball
      • HOA fee: $5,032 annually
      Location
      • Region: Estero

      Financial & listing details

      • Price per square foot: $222/sqft
      • Tax assessed value: $343,602
      • Annual tax amount: $5,815
      • Date on market: 7/7/2026
      • Lease term: Buyer Finance/Cash

        Estimated market value

        $401,400

        $381,000 - $421,000

        $3,590/mo

        Price history

        DateEventPrice
        7/7/2026Listed for sale$419,000+71%$222/sqft
        Source: SWFLMLS #226024655 Report a problem
        4/12/2016Sold$245,000-2%$130/sqft
        Source: Florida Gulf Coast MLS #215051163 Report a problem
        11/25/2015Pending sale$250,000$132/sqft
        Source: Cornerstone Coastal Properties #215051163 Report a problem
        9/12/2015Listed for sale$250,000-11.3%$132/sqft
        Source: Cornerstone Coastal Properties #215051163 Report a problem
        9/22/2006Sold$281,700$149/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,815 +0.9%$343,602 +9.8%
        2024$5,762 +5.1%$312,890 +10%
        2023$5,480 +10%$284,445 +10%
        2022$4,981 +14.7%$258,586 +10%
        2021$4,342 +2.9%$235,078 +6.6%
        2020$4,221 -0.8%$220,453 -0.7%
        2019$4,257 $222,056 -1.1%
        2018$4,257 -2.2%$224,491 -2.8%
        2017$4,354 -1.8%$230,959 +14.4%
        2016$4,436 +42.1%$201,964 +1.2%
        2015$3,122 $199,505
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33928

        Getting around

        0 / 100
        Car-Dependent
        30 / 100
        Somewhat Bikeable

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