For sale

$295,000

217 Winchester St, Chattanooga, TN 37405

3beds

902sqft

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Multi Family

Built in 1930

-- sqft lot

$283,800 Zestimate^®

$327/sqft

$-- HOA

What's special

** Please Do not disturb tenant in Garage Apartment**Prime opportunity in the heart of North Chattanooga! This 3-bedroom, 1-bath bungalow offers 902 sq ft of potential in one of the city's most sought-after areas. Just minutes from downtown, you'll love the walkability to favorite local restaurants, shops, and everyday conveniences--located right off North Shore's Frasier Avenue. Enjoy easy access to the interstate, making commuting a breeze while still soaking in the charm of downtown living. Situated in an area surrounded by new construction and ongoing development, this property is perfect for investors or buyers looking to get into a rapidly growing market. The detached garage features a 1-bedroom apartment above--ideal for rental income, a guest suite, or added flexibility. Whether you're looking to expand your portfolio or secure your spot in a prime Chattanooga location, this is your chance to own in the heart of it all.

93 days

488

26

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Bedroom

Level: First

Bedroom

Level: First

Bedroom

Level: First

Dining room

Level: First

Family room

Level: First

Kitchen

Level: First

Laundry

Level: First

Heating

Electric

Cooling

Central Air, Electric, Multi Units, Window Unit(s)

Appliances

Included: Dishwasher, Electric Range, Refrigerator, Water Heater
Laundry: Laundry Room, Main Level, Washer Hookup

Features

Separate Dining Room
Flooring: Hardwood, Laminate, Vinyl
Basement: Crawl Space
Has fireplace: No

Interior area

Total structure area: 902
Total interior livable area: 902 sqft
Finished area above ground: 902

Property

Parking

Total spaces: 1
Parking features: Garage, Gravel, Off Street, Garage Faces Front
Attached garage spaces: 1

Features

Levels: One
Stories: 1
Patio & porch: Front Porch, Porch - Covered
Exterior features: None

Lot

Size: 4,290 Square Feet
Dimensions: 22 x 195M
Features: Back Yard, Cleared, Few Trees, Front Yard, Level, Near Public Transit

Details

Parcel number: 135c N 026

Construction

Type & style

Home type: MultiFamily
Property subtype: Multi Family

Materials

Vinyl Siding
Foundation: Block
Roof: Asphalt,Shingle

Condition

Fixer
New construction: No
Year built: 1930

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Electricity Connected, Sewer Connected, Water Connected

Community & HOA

Community

Subdivision: Williams Addn

HOA

Has HOA: No

Location

Region: Chattanooga

Financial & listing details

Price per square foot: $327/sqft
Tax assessed value: $335,200
Annual tax amount: $1,495
Date on market: 7/7/2026
Listing terms: Cash,Conventional
Road surface type: Concrete

Estimated market value

$283,800

$270,000 - $298,000

$3,114/mo

Price history

Date	Event	Price
4/15/2026	Listed for sale	$295,000$327/sqft
Source: Greater Chattanooga Realtors #1532596 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$1,270 +70.4%	$83,800 +151.5%
2024	$746	$33,325
2023	$746	$33,325
2022	$746	$33,325
2021	$746 +1.7%	$33,325 +25.8%
2020	$733	$26,500
2019	$733	$26,500
2018	$733 -49.9%	$26,500
2017	$1,463 +35.2%	$26,500
2016	$1,082	--
2015	$1,082	$19,050
2014	$1,082 +104.3%	--
2013	$530	$19,050 -0.5%
2012	$530	$19,150
2011	$530	$19,150
2010	$530	$19,150
2009	$530	$19,150 +30.7%
2008	--	$14,650
2006	--	$14,650
2005	--	$14,650 +99.3%
2004	--	$7,350
2003	--	$7,350
2002	--	$7,350
2001	--	$7,350

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: Northside/Cherokee

Getting around

63 / 100

Somewhat Walkable

24 / 100

Minimal Transit

51 / 100

Bikeable

Nearby schools

GreatSchools rating

4/10
Red Bank Elementary School
Grades: PK-5Distance: 3.1 mi
5/10
Red Bank Middle School
Grades: 6-8Distance: 3.8 mi
5/10
Red Bank High School
Grades: 9-12Distance: 3.9 mi

Schools provided by the listing agent

Elementary: Red Bank Elementary
Middle: Red Bank Middle
High: Red Bank High School

Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.