For sale

$670,000

22023 SW 95th Pl, Cutler Bay, FL 33190

3beds

2,062sqft

$4,666/mo

Get pre-qualified

Single Family Residence

Built in 2004

7,691 Square Feet Lot

$653,700 Zestimate^®

$325/sqft

$90/mo HOA

What's special

Hurricane shuttersSeparate mother-in-law quartersCeramic tile flooring throughoutSeparate showerSpacious and inviting homeBeautiful backyardPrimary suite

Welcome to Lakes by the Bay, one of Cutler Bay’s most desirable communities! This spacious and inviting home features 3 bedrooms, 2 full bathrooms, plus a separate mother-in-law quarters, offering additional flexibility for extended family, guests, or a private home office. The well-designed floor plan provides generous living and entertaining spaces. The primary suite features a large walk-in closet, dual vanities, and a separate shower. Ceramic tile flooring throughout offers both style and easy maintenance. Hurricane shutters provide added storm protection and peace of mind. Step outside to a beautiful backyard with a spacious patio area—perfect for entertaining family and friends, relaxing, or enjoying South Florida’s year-round outdoor lifestyle. A wonderful opportunity to own a versatile home in the highly sought-after Lakes by the Bay community! low hoa near black point marina this is a great opportunity.

2 days
147
8

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Rooms

Room types: Attic, Den/Library/Office, Family Room

Heating

Central, Electric

Cooling

Central Air

Appliances

Included: Dishwasher, Dryer, Microwave

Features

Entrance Foyer, 3 Bedroom Split, Vaulted Ceiling(s), Walk-In Closet(s), Separate Guest/In-Law Quarters, Maid/In-Law Quarters, Storage
Flooring: Tile
Windows: Complete Accordian Shutters, Blinds

Interior area

Total structure area: 2,450
Total interior livable area: 2,062 sqft

Video & virtual tour

View virtual tour

Property

Parking

Total spaces: 2
Parking features: Driveway, Garage Door Opener
Garage spaces: 2
Has uncovered spaces: Yes

Features

Stories: 1
Entry location: Foyer
Patio & porch: Patio
Exterior features: Lighting, Room For Pool
Pool features: R30-No Pool/No Water, Community
Has view: Yes
View description: Garden

Lot

Size: 7,691 Square Feet
Features: Less Than 1/4 Acre Lot

Details

Additional structures: Studio Apartment
Parcel number: 3660160100800
Zoning: 0100

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence

Materials

CBS Construction
Roof: Barrel Roof

Condition

Year built: 2004

Utilities & green energy

Sewer: Public Sewer
Water: Municipal Water
Utilities for property: Underground Utilities

Community & HOA

Community

Features: Clubhouse, Pool
Subdivision: Lakes By The Bay Amber,Lakes By The Bay

HOA

Has HOA: Yes
HOA fee: $90 monthly

Location

Region: Cutler Bay

Financial & listing details

Price per square foot: $325/sqft
Tax assessed value: $515,260
Annual tax amount: $11,300
Date on market: 9/8/2026
Listing terms: All Cash,Conventional,FHA,FHA-Va Approved

Estimated market value

$653,700

$621,000 - $686,000

$3,706/mo

Price history

Date	Event	Price
9/9/2026	Listed for sale	$670,000+3.2%$325/sqft
Source: MIAMI #A12085731 Report a problem
1/2/2025	Listing removed	$4,000$2/sqft
Source: MIAMI #A11619183 Report a problem
8/22/2024	Listing removed	$649,000-0.9%$315/sqft
Source: MIAMI #A11607119 Report a problem
7/30/2024	Price change	$4,000-7%$2/sqft
Source: MIAMI #A11619183 Report a problem
7/24/2024	Price change	$655,000-0.6%$318/sqft
Source: MIAMI #A11607119 Report a problem
7/10/2024	Listed for rent	$4,300$2/sqft
Source: MIAMI #A11619183 Report a problem
6/14/2024	Listed for sale	$659,000+1.4%$320/sqft
Source: MIAMI #A11607119 Report a problem
8/11/2023	Listing removed	$650,000$315/sqft
Source: MIAMI #A11367425 Report a problem
4/11/2023	Listed for sale	$650,000+100%$315/sqft
Source: MIAMI #A11367425 Report a problem
9/29/2016	Sold	$325,000-3%$158/sqft
Source: Public Record Report a problem
8/1/2016	Pending sale	$335,000$162/sqft
Source: EWM Coral Gables-South Miami #A10120943 Report a problem
7/25/2016	Listed for sale	$335,000-2.9%$162/sqft
Source: EWM Realty International #A10120943 Report a problem
2/2/2005	Sold	$344,900+36.5%$167/sqft
Source: Public Record Report a problem
9/7/2004	Sold	$252,700$123/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$11,301 -7%	$515,260 +0.8%
2024	$12,147 +5.2%	$511,256 +5.5%
2023	$11,542 +65.6%	$484,464 +77.3%
2022	$6,970 +1.2%	$273,260 +3%
2021	$6,885 +1.5%	$265,301 +1.4%
2020	$6,785 +2%	$261,639 +2.3%
2019	$6,649 +3.2%	$255,757 +1.9%
2018	$6,444	$250,989 +2.1%
2017	$6,444 -1.9%	$245,827 +39.5%
2016	$6,571 +29.9%	$176,274 +0.7%
2015	$5,059 +0.9%	$175,049 +0.8%
2014	$5,014 +3.4%	$173,660 +1.5%
2013	$4,850	$171,094 +1.7%
2012	$4,850 +18.6%	$168,235 +0.1%
2011	$4,089 -2.1%	$168,105 -0.4%
2010	$4,179 -21.1%	$168,772 -30.5%
2009	$5,295 -16.3%	$242,956 -3.6%
2007	$6,327	$252,012
2006	--	--
2005	--	--
2004	$2,824	--