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For sale
    • Price cut: $25K (5/15)
    $319,999

    2221 20th St NW, Winter Haven, FL 33881

    4beds
    1,727sqft
    : 
    $2,117/mo
    Get pre-qualified
    Single Family Residence
    Built in 1956
    0.36 Acres Lot
    $317,200 Zestimate®
    $185/sqft
    $-- HOA

    What's special

    Modern flooringModern comfortStylish fixturesPrivate well for irrigationSpacious yardOpen-concept layoutUpdated kitchen and baths
    This beautifully updated 4-bedroom, 2-bath home offers the perfect blend of modern comfort and classic Florida living. Located directly across from the Lake Hartridge boat ramp and Lake Hartridge Nature Park, you’ll enjoy instant access to the Winter Haven Chain of Lakes—one of Central Florida’s most desirable waterways for boating, fishing, and recreation. Inside, every detail has been refreshed, featuring new finishes, an updated kitchen and baths, modern flooring, and stylish fixtures throughout. All windows and doors have been replaced, offering enhanced energy efficiency, comfort, and peace of mind. The open-concept layout creates a warm, welcoming flow, ideal for entertaining or relaxing after a day on the water. Outside, the spacious yard provides plenty of room to park your boats or outdoor toys, and the property includes its own private well for irrigation, keeping your lawn lush and green year-round. With its unbeatable location and move-in ready condition, this home is perfect for anyone looking to embrace the lake lifestyle without sacrificing comfort or convenience.
    276 days
    |
    353
    |
    37
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Stetson Russell 863-399-1804,

    REAL FLORIDA REALTY LLC 863-399-1804

    Source: Stellar MLS,MLS#: P4936782MLS LogoOriginating MLS: East Polk

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: Built-in Closet
      • Level: First
      Primary bathroom
      • Level: First
      Kitchen
      • Level: First
      Living room
      • Level: First
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Range, Refrigerator
      • Laundry: Laundry Room
      Features
      • Ceiling Fan(s), Open Floorplan
      • Flooring: Tile
      • Has fireplace: Yes
      • Fireplace features: Decorative
      Interior area
      • Total structure area: 2,240
      • Total interior livable area: 1,727 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: Carport
      • Carport spaces: 1
      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Irrigation System, Private Mailbox
      • Has view: Yes
      • View description: Park/Greenbelt, Water, Lake
      • Has water view: Yes
      • Water view: Water,Lake
      Lot
      • Size: 0.36 Acres
      • Features: Level
      Details
      • Additional structures: Shed(s)
      • Parcel number: 262818550500002150
      • Zoning: R-1
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Block
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • Completed
      • New construction: No
      • Year built: 1956

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public, Well
      • Utilities for property: Electricity Connected, Sprinkler Well, Water Connected

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: ORANGE SHORES
      HOA
      • Has HOA: No
      Location
      • Region: Winter Haven

      Financial & listing details

      • Price per square foot: $185/sqft
      • Tax assessed value: $182,474
      • Annual tax amount: $3,122
      • Date on market: 10/23/2025
      • Cumulative days on market: 277 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        $317,200

        $301,000 - $333,000

        $2,107/mo

        Price history

        DateEventPrice
        5/15/2026Price change$319,999-7.2%$185/sqft
        Source: Stellar MLS #P4936782 Report a problem
        3/4/2026Price change$345,000-2.8%$200/sqft
        Source: Stellar MLS #P4936782 Report a problem
        1/29/2026Price change$355,000-4.1%$206/sqft
        Source: Stellar MLS #P4936782 Report a problem
        10/23/2025Listed for sale$370,000+100%$214/sqft
        Source: Stellar MLS #P4936782 Report a problem
        1/27/2025Sold$185,000-31.2%$107/sqft
        Source: Public Record Report a problem
        11/6/2023Listing removed--
        Source: Stellar MLS #L4937543 Report a problem
        10/17/2023Pending sale$269,000$156/sqft
        Source: Stellar MLS #L4937543 Report a problem
        9/22/2023Price change$269,000-10.3%$156/sqft
        Source: Stellar MLS #L4937543 Report a problem
        9/7/2023Price change$299,999-14.3%$174/sqft
        Source: Stellar MLS #L4937543 Report a problem
        6/12/2023Price change$349,900-5.2%$203/sqft
        Source: Stellar MLS #L4937543 Report a problem
        6/2/2023Listed for sale$369,000$214/sqft
        Source: Stellar MLS #L4937543 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,419 -3.4%$182,474 -3.1%
        2024$2,504 +894.9%$188,360 +153.1%
        2023$252 -17.3%$74,410 -4%
        2022$304 -0.7%$77,516 +3%
        2021$306 +0.2%$75,258 +1.4%
        2020$306 +0.7%$74,219 +2.3%
        2019$304 -57%$72,550 +1.9%
        2018$706 +3.4%$71,197 +2.1%
        2017$683 +119.8%$69,733 +2.1%
        2016$311 -3.7%$68,299 +0.7%
        2015$323 -47.8%$67,824 +0.8%
        2014$618 +87.8%$67,286 +1.5%
        2013$329 +2%$66,292 +0.9%
        2012$323 -27.5%$65,676 -18.1%
        2011$445 -1.1%$80,184 +1.5%
        2010$450 +7.2%$78,999 +2.7%
        2009$420 -32.4%$76,922 +0.1%
        2008$621 $76,845
        2007-- --
        2006$860 --
        2005-- --
        2004$743 +3%--
        2003$721 +1.4%$67,330 +2.4%
        2002$712 +2.6%$65,752 +1.6%
        2001$694 $64,717
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33881

        Getting around

        26 / 100
        Car-Dependent
        37 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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