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Lot/land
  • Price cut: $4.9K (6/19)
    $395,000

    232 Cathy Pl, Panama City Beach, FL 32413

    --beds
    --baths
    6,534Square Feet
    Unimproved Land
    Built in ----
    6,534 Square Feet Lot
    $-- Zestimate®
    $--/sqft
    $-- HOA

    What's special

    Prime Oversized Lot Just One Block from the Gulf! !! POSSIBLE OWNER FINANCING! This 6,750 sq ft parcel is zoned R-3, allowing for a duplex, triplex, quadplex, or two townhomes with garages and a pool -- or build your coastal dream home with room for a garage and private pool. Located on a quiet, one-block dead-end street in a charming, low-traffic neighborhood, you'll enjoy a peaceful setting that's still just minutes from all the excitement and amenities of Panama City Beach. Take a golf cart ride or stroll to the beach, a locally owned grocery and beverage store, or several popular restaurants. Close to Camp Helen State Park, home to one of Florida's largest coastal dune lakes -- perfect for fishing, kayaking, paddleboarding, or crabbing. Whether you're an investor looking to build a profitable multi-family rental or Airbnb, or dreaming of your own personal beach retreat, this property offers flexibility, location, and potential. Mature palms and oaks provide a lush coastal backdrop, with city water hook up readily available and sewer available. An exceptional opportunity in a prime beachside setting! Property in this neighborhood doesn't come available often! Don't miss this opportunity, CALL TODAY/// Let's make this dream your reality. ALL MEASUREMENTS ARE APPROXIMATE AND SHOULD BE VERIFIED BY BUYER.
    204 days
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    44
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    1
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    Zillow last checked:

    Listing updated:

    Listed by:

    Tonia Hathaway 850-415-2806,

    CENTURY 21 Commander Realty

    Source: CPAR,MLS#: 775624MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Property

      Lot
      • Size: 6,534 Square Feet
      • Dimensions: 92 x 76 x 92 x 76 AP x
      Details
      • Parcel number: 38423000000
      • Zoning description: Multi-Family
      • Special conditions: Listed As-Is

      Community & HOA

      Community
      • Subdivision: Wells Gulf Beach Estates
      HOA
      • Has HOA: No
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Tax assessed value: $162,033
      • Annual tax amount: $1,616
      • Date on market: 6/25/2026
      • Cumulative days on market: 395 days

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $2,719/mo

        Price history

        DateEventPrice
        6/19/2026Price change$395,000-1.2%
        Source: CPAR #775624 Report a problem
        4/23/2026Price change$399,900-2.2%
        Source: CPAR #775624 Report a problem
        1/24/2026Price change$409,000-17.4%
        Source: CPAR #775624 Report a problem
        12/5/2025Price change$495,000-16.8%
        Source: CPAR #775624 Report a problem
        6/30/2025Listed for sale$595,000+720.7%
        Source: CPAR #775624 Report a problem
        8/7/2018Sold$72,500-67%
        Source: Public Record Report a problem
        7/8/2004Sold$220,000+103.7%
        Source: Public Record Report a problem
        7/25/2003Sold$108,000+51.5%
        Source: Public Record Report a problem
        11/6/2001Sold$71,300+15%
        Source: Public Record Report a problem
        2/6/2001Sold$62,000
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$1,616 +1.1%$106,506 +10%
        2023$1,598 +28.4%$96,824 +10%
        2022$1,245 $88,022
        2021-- --
        2020$954 +12.3%$72,745 +10%
        2019$850 $66,132 +44.2%
        2018$850 +13.3%$45,856 +10%
        2017$750 +49.1%$41,687
        2016$503 +4.4%$41,687 +4.9%
        2015$482 $39,750
        2014$482 $39,750 -70.9%
        2011-- $136,735 -0.5%
        2010-- $137,411 -13.8%
        2009-- $159,336 -6.9%
        2008-- $171,054 -17.3%
        2007-- $206,887 -4.6%
        2006-- $216,938 +14.1%
        2005-- $190,197 +106.4%
        2004-- $92,165 +57.5%
        2003-- $58,531 +8%
        2002-- $54,219
        2001-- $54,219 -7.4%
        2000-- $58,548
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32413

        Getting around

        20 / 100
        Car-Dependent
        48 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: West Bay
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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