Pending

$99,900

2338 N Charles St, Saginaw, MI 48602

3beds

1,025sqft

$810/mo

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Single Family Residence

Built in 1931

4,356 Square Feet Lot

$-- Zestimate^®

$97/sqft

$-- HOA

What's special

Fully fenced backyardSpacious finished basementFull basementHuge recreation roomFresh paint throughoutModern inviting feelBuilt-in bar

Immediate occupancy! 2026 renovations include a completely remodeled kitchen, all new flooring, and fresh paint throughout, giving the home a modern, inviting feel. The full basement offers exceptional additional living space with a huge recreation room and built-in bar—perfect for entertaining, game nights, or watching the big game. Step outside to a fully fenced backyard that's ideal for children, pets, or summer gatherings. Major improvements provide added peace of mind, including a 4-year-old roof with a transferable warranty from Herbert Roofing and a 6-year-old steel roof on the detached garage. With its extensive updates, spacious finished basement, and fenced yard, this home is ready for its next owners to move in and start making memories.

18 days

437

54

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 1
Full bathrooms: 1

Rooms

Room types: Bedroom, Master Bedroom, Living Room

Primary bedroom

Level: First

Bedroom 1

Features: Carpet
Level: Entry
Area: 99
Dimensions: 9 x 11

Bedroom 2

Features: Carpet
Level: Entry
Area: 96
Dimensions: 12 x 8

Bedroom 3

Features: Carpet
Level: Entry
Area: 90
Dimensions: 9 x 10

Bathroom 1

Features: Tile
Level: Entry
Area: 35
Dimensions: 5 x 7

Dining room

Features: Carpet
Level: Entry
Area: 110
Dimensions: 11 x 10

Kitchen

Features: Vinyl
Level: Entry
Area: 234
Dimensions: 13 x 18

Living room

Features: Carpet
Level: Entry
Area: 156
Dimensions: 13 x 12

Heating

Forced Air, Natural Gas

Cooling

Central Air

Appliances

Included: Dishwasher, Gas Water Heater

Features

Flooring: Carpet, Vinyl
Basement: Block
Has fireplace: No

Interior area

Total structure area: 1,825
Total interior livable area: 1,025 sqft
Finished area above ground: 1,025
Finished area below ground: 0

Property

Parking

Total spaces: 1
Parking features: Garage, Detached, Garage Faces Side
Garage spaces: 1

Features

Levels: One
Stories: 1
Patio & porch: Porch
Frontage type: Road
Frontage length: 39

Lot

Size: 4,356 Square Feet
Dimensions: 39 x 120
Features: Sidewalks

Details

Parcel number: 13010000000
Zoning description: Residential
Special conditions: Private

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence

Materials

Aluminum Siding
Foundation: Basement

Condition

New construction: No
Year built: 1931

Utilities & green energy

Sewer: Public Sanitary
Water: Public
Utilities for property: Cable/Internet Avail.

Community & HOA

Community

Subdivision: Baumans Addition

HOA

Has HOA: No

Location

Region: Saginaw

Financial & listing details

Price per square foot: $97/sqft
Tax assessed value: $109,000
Annual tax amount: $2,187
Date on market: 7/10/2026
Cumulative days on market: 20 days
Listing agreement: Exclusive Right To Sell
Listing terms: Cash,Conventional,FHA,VA Loan
Road surface type: Paved

Estimated market value

Not available

Estimated sales range

Not available

$1,079/mo

Price history

Date	Event	Price
7/23/2026	Pending sale	$99,900$97/sqft
Source: MiRealSource #50214386 Report a problem
7/10/2026	Listed for sale	$99,900+234%$97/sqft
Source: MiRealSource #50214386 Report a problem
7/13/2018	Listing removed	$29,913+48.8%$29/sqft
Source: Auction.com Report a problem
6/24/2018	Listed for sale	--
Source: Auction.com Report a problem
5/9/2018	Sold	$20,103-72.6%$20/sqft
Source: Public Record Report a problem
4/4/2018	Listed for sale	--
Source: Auction.com Report a problem
12/20/2004	Sold	$73,500+6.7%$72/sqft
Source: MiRealSource #20046027 Report a problem
12/13/2002	Sold	$68,900$67/sqft
Source: MiRealSource #20064798 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2026	$2,187 +2.7%	$54,500 +21.7%
2025	$2,130 +7.2%	$44,800 +9.5%
2024	$1,987 +1.7%	$40,900 +13%
2023	$1,954	$36,200 +20.3%
2022	--	$30,100 +13.2%
2021	$2,252	$26,600 +3.9%
2020	$2,252 +31.8%	$25,600 +4%
2018	$1,709	$24,608 -0.4%
2017	--	$24,700 +12.6%
2016	--	$21,943 -6.2%
2014	$1,272	$23,390 -3.3%
2013	--	$24,179 -3.3%
2012	--	$25,009 -1.8%
2011	$982	$25,479 -3.3%
2010	--	$26,352 -9%
2009	--	$28,958 -10%
2008	$1,442	$32,176 -9%
2007	--	$35,358 +2%
2006	--	$34,665 +2.3%
2005	$1,111	$33,871 +11%
2003	--	$30,514 +19.8%
2002	--	$25,475
2001	--	$25,475 +8%
2000	--	$23,588

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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