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For sale
    • $875,000

    234 Sand St, Panama City Beach, FL 32413

    4beds
    2,025sqft
    : 
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    Multi Family
    Built in 1953
    -- sqft lot
    $796,000 Zestimate®
    $432/sqft
    $-- HOA

    What's special

    Charming beach cottageSeparate detached cottagePrivate entrancesTwo bedroomsBunk areaAttached mother in-law apartmentFull kitchens
    Introducing 234 Sands Street - a multi-family property on the desirable west end of Front Beach Road, just steps from public beach access. This charming beach cottage includes an attached mother in-law apartment and a separate detached cottage. Zoned R-3 and situated on an oversized 0.27-acre lot, it allows for duplex or triplex use. The main home features tongue & groove ceilings, wood floors, two bedrooms, a bunk area, and a spacious Florida room. Both additional units have private entrances, full kitchens, and bedrooms, perfect for short term rentals and extended family stays. With a little TLC, this unique property offers excellent potential for three short-term rentals—an outstanding investment opportunity minutes from Pier Park and 30A!
    300 days
    |
    172
    |
    7
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Renee Ryan 850-259-8960,

    Christies International Real Estate Emerald Coast

    Source: CPAR,MLS#: 779429MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 4
      Rooms
      • Room types: Bedroom, Dining Room, Florida Room, Guest Quarters, In-Law Suite, Kitchen, Living Room, Primary Bedroom
      Primary bedroom
      • Level: First
      • Dimensions: 9 x 15
      Bedroom
      • Level: First
      • Dimensions: 9 x 11
      Other
      • Description: Bunk Hallway
      • Level: First
      • Dimensions: 6 x 13
      Dining room
      • Level: First
      • Dimensions: 10 x 13
      Florida room
      • Description: entry off the kitchen
      • Level: First
      • Dimensions: 9 x 19
      Other
      • Description: detached located back of the property
      • Level: First
      • Dimensions: 14 x 38
      Other
      • Description: Attached to main house with separate entrance
      • Level: First
      • Dimensions: 12 x 36
      Kitchen
      • Level: First
      • Dimensions: 9 x 13
      Living room
      • Level: First
      • Dimensions: 10 x 22
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ceiling Fan(s), Window Unit(s)
      Appliances
      • Included: Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
      Features
      • Main Level Primary, Shower Only
      Interior area
      • Total structure area: 2,025
      • Total interior livable area: 2,025 sqft

      Property

      Parking
      • Parking features: No Garage
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck
      • Exterior features: Covered Patio, Deck
      • Fencing: Partial
      Lot
      • Size: 0.27 Acres
      • Dimensions: 100 x 117
      • Features: Paved
      Details
      • Parcel number: 38452000000
      • Zoning description: Resid Multi-Family, Resid Single Family
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: MultiFamily
      • Property subtype: Multi Family
      Materials
      • Block, Vinyl Siding
      • Roof: Composition,Shingle
      Condition
      • New construction: No
      • Year built: 1953

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Cable Connected

      Community & HOA

      Community
      • Features: Short Term Rental Allowed
      • Subdivision: Wells Gulf Beach Estates
      HOA
      • Has HOA: No
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $432/sqft
      • Tax assessed value: $387,716
      • Annual tax amount: $3,862
      • Date on market: 9/23/2025
      • Cumulative days on market: 288 days

        Estimated market value

        $796,000

        $756,000 - $836,000

        $1,884/mo

        Price history

        DateEventPrice
        9/23/2025Listed for sale$875,000$432/sqft
        Source: CPAR #779429 Report a problem
        9/26/2024Listing removed$875,000$432/sqft
        Source: CPAR #753543 Report a problem
        9/24/2024Listed for sale$875,000$432/sqft
        Source: CPAR #753543 Report a problem
        9/18/2024Listing removed$875,000$432/sqft
        Source: ECAOR #943759 Report a problem
        4/22/2024Price change$875,000-5.4%$432/sqft
        Source: CPAR #753543 Report a problem
        3/1/2024Listed for sale$925,000$457/sqft
        Source: CPAR #753543 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$3,862 +1.4%$263,828 +10%
        2023$3,809 +27.3%$239,844 +10%
        2022$2,992 $218,040
        2021-- --
        2020$2,434 +14.6%$174,986 +5.7%
        2019$2,123 $165,545 +10%
        2018$2,123 +1.1%$150,495 +10%
        2017$2,100 +28.2%$136,814 -0.4%
        2016$1,638 -0.1%$137,388 +2.5%
        2015$1,640 $134,088 -0.4%
        2014$1,640 $134,663 -0.4%
        2013-- $135,237 +108.8%
        2012-- $64,780 +6.1%
        2011-- $61,062 +1.5%
        2010-- $60,160 +2.7%
        2009-- $58,578 +0.1%
        2008-- $58,519 +3%
        2007-- $56,815 +2.5%
        2006-- $55,429 +3%
        2005-- $53,815 +3%
        2004-- $52,248 +1.9%
        2003-- $51,274 +2.4%
        2002-- $50,072 +1.6%
        2001-- $49,283 +0.1%
        2000-- $49,231
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32413

        Getting around

        16 / 100
        Car-Dependent
        46 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: West Bay
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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