2372 Cummings Dr, Fort Walton Beach, FL 32547

Assumable at 3.5% Welcome to 2372 Cummings Dr., where coastal living meets military convenience! This stunning Mimosa design home—one of the most sought-after floor plans in Majestic Oaks—offers 2,463 sq ft of thoughtfully designed living space with 4 bedrooms and 2.5 baths. Perfectly positioned near Eglin AFB, Hurlburt Field, and Duke Field, this 2019-built all-brick beauty features soaring ceilings, designer finishes, and a covered lanai for Florida outdoor living. The assumable VA loan at just 3.500% interest makes this dream home immediately attainable with significant monthly savings. Imagine your family gathering in the spacious open concept living area or relaxing in the luxurious master suite while enjoying the warm, supportive community that makes this neighborhood. The Mimosa design at 2372 Cummings Drive represents the pinnacle of thoughtful home planning in Fort Walton Beach's desirable Majestic Oaks community. As you approach this Craftsman-style home, you'll immediately appreciate its timeless all-brick exterior, offering both aesthetic appeal and lasting durability against Florida's coastal climate . Step inside to discover 2,463 square feet of meticulously designed living space that balances openness with privacy. The moment you enter, dramatic 10-foot ceilings in the foyer and living room create an impressive sense of space and light, while 9-foot ceilings continue throughout the remainder of the home . The open floor plan encourages family connection and entertaining, with generous gathering areas that flow seamlessly into each other. Designer cabinetry with soft-close drawers and elegant granite countertops in the kitchen and bathrooms elevate everyday experiences . The gleaming wood flooring and large porcelain tiles provide both beauty and practicality for busy households. The luxurious primary suite serves as your personal retreat, featuring a spa-like bathroom with double sinks, a separate cultured marble soaking tub, and a shower designed for relaxation . Three additional bedrooms provide comfortable accommodations for family members or guests. The thoughtful floor plan ensures both togetherness and privacy when needed. Outdoor living is essential in Florida, and this home delivers with its covered rear lanaiperfect for morning coffee, evening gatherings, or simply enjoying the professionally landscaped yard throughout the year . Additional premium features include lighted tray ceilings with crown molding, adding architectural interest and a touch of elegance to your living spaces . Military-Friendly Location and Community Positioned strategically near three major military installations, 2372 Cummings Drive offers unparalleled convenience for service members and their families. Eglin Air Force Base is just 5 miles away, Hurlburt Field approximately 20 minutes, and Duke Field a 30-minute drive. This prime location minimizes commute times and maximizes quality time with familya precious commodity for military households. Majestic Oaks stands as the largest new subdivision in Fort Walton Beach in over a decade, creating a vibrant community with strong ties to the armed forces . Here, you'll find neighbors who understand military life, creating an instant support network and sense of belonging. The neighborhood's design fosters connection through thoughtful amenities and shared spaces. Residents enjoy access to Still well Park, offering expansive green spaces, walking and jogging paths, picnic areas, and a basketball courtperfect for active families and those who appreciate outdoor recreation . The community's well-maintained streets and friendly atmosphere make it ideal for evening strolls or weekend bike rides with the children. Beyond the Neighborhood: Fort Walton Beach Lifestyle Fort Walton Beach offers an enviable coastal lifestyle with abundant amenities just minutes from your doorstep. The area's pristine white sand beaches and clear Gulf waters provide year-round opportunities for swimming, snorkeling, and paddleboarding . Fishing enthusiasts appreciate the excellent opportunities for both freshwater and saltwater fishing, while boating and sailing are popular pastimes in this waterfront community. Cultural attractions abound, including the Indian Temple Mound Museum and Heritage Park and Cultural Center, where you can explore the rich history of the region. The Emerald Coast Science Center offers interactive educational experiences perfect for family outings. Throughout the year, Fort Walton Beach hosts various events and festivals that showcase the community's vibrant spirit and foster connections among residents. Shopping and dining options are plentiful, with a range of choices from local favorites to national retailers ensuring you'll find everything you need close to home. For military families, the proximity to base facilities provides easy access to commissaries, exchanges, healthcare, and recreational facilitiesadding significant convenience to daily life. Smart Home Features and Efficiency Built in 2019, this home incorporates modern technologies and efficiency features that today's discerning buyers demand. The high-efficiency heating and cooling system maintains ideal comfort while controlling utility costs . Double-pane windows enhance energy efficiency while reducing outside noise, creating a peaceful interior environment . Safety features include a fully integrated smoke and carbon monoxide alarm system and hurricane protection measuresessential for peace of mind in Florida's coastal climate . The security system provides additional protection and monitoring capabilities, allowing you to feel secure whether at home or away. These thoughtful inclusions demonstrate the quality construction and attention to detail throughout this exceptional home. From the moment you arrive until you turn in for the night, you'll appreciate the way this home anticipates your needs and enhances your daily experience. Exceptional Financial Opportunity Perhaps the most compelling advantage of this property is the assumable VA loan with a balance of $257,364.11 at an extraordinarily favorable interest rate of just 3.500% . In today's rising rate environment, this represents significant potential savingspossibly hundreds of dollars monthly compared to current market rates. For eligible buyers, assuming this loan eliminates many of the closing costs associated with new financing while securing an interest rate that's simply unavailable in today's market. This financial advantage translates to greater purchasing power, lower monthly payments, and accelerated equity buildinga truly rare opportunity in current economic conditions. The combination of this exceptional financing with the home's quality construction and desirable location creates a compelling value proposition that merits serious consideration. Whether you're actively serving, retired military, or an eligible VA loan recipient, this financial benefit adds substantial appeal to an already attractive property. Home is where memories are created, milestones are celebrated, and life unfolds day by day. At 2372 Cummings Drive, you're not just purchasing a houseyou're securing the backdrop for your family's next chapter. Imagine holiday gatherings in the spacious living areas, weekend barbecues on the lanai, and quiet evenings relaxing in your comfortable master suite. The Mimosa design's thoughtful layout accommodates the natural rhythms of family lifespaces for togetherness balanced with room for privacy and personal pursuits. The durable construction and quality finishes ensure your home will remain beautiful and functional for years to come, requiring minimal maintenance so you can focus on what matters most. The supportive Majestic Oaks community, combined with Fort Walton Beach's relaxed coastal atmosphere, creates an environment where you can truly flourish. Whether you're establishing roots for the long term or making the most of a military assignment, this exceptional property offers the perfect setting for the life you envision. Don't miss this opportunity to secure not just a premium home, but also an enviable lifestyle and remarkable financial advantage. Schedule your viewing of 2372 Cummings Drive today, and take the first step toward making this Mimosa design home your own.