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Under contract
  • Listed by: Compass • Holly McDonald • Contact: 949-438-4340
    Price cut: $17K (6/16)
    $825,000

    2404 Niagara Way, Costa Mesa, CA 92626

    3beds
    1,240sqft
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    Townhouse
    Built in 1965
    1,400 Square Feet Lot
    $817,200 Zestimate®
    $665/sqft
    $480/mo HOA

    What's special

    Modern upgrades throughoutCozy front porchCharming front porchRemodeled kitchen and bathroomLaminate flooring
    PRICE REDUCED – Sellers have found their next home! Tucked into one of Costa Mesa’s most sought-after pockets, 2404 Niagara Way offers a front-row seat to the best of Orange County living. Positioned perfectly between the coastal energy of Newport Beach and the thriving tech hub of Irvine, this upgraded 3-bedroom, 2-bath townhome delivers the ultimate low-maintenance lifestyle—just 10 minutes from the sand. Located in the highly desirable Monticello community, this turnkey property has been lovingly maintained as a vacation home and is completely move-in ready. Step inside to find a light-filled, open-concept layout featuring laminate flooring throughout (no carpet), a remodeled kitchen, and updated bathrooms. The floor plan flows seamlessly from the living room out to your private oasis. The downstairs bedroom and full bath offer excellent flexibility for guests, a home office, or rental potential. Upstairs, you'll find two oversized bedrooms with generous closet space, abundant natural light, and direct access to a beautifully renovated bathroom. Outdoor living is where this property truly shines. The private, partially covered back patio is fully decked out with built-in seating and an included fire pit—perfect for year-round entertaining. Out front, a welcoming porch overlooks a quiet interior courtyard, giving the community a warm neighborhood vibe. Rare for this price range, the home includes an enclosed 2-car garage, a permit for a third community parking spot, a brand-new electrical panel, and three portable A/C units to complement the cool coastal breeze. The location is exactly why people flock to Costa Mesa. You are minutes from the Back Bay Trail, South Coast Plaza, The LAB Anti-Mall, Triangle Square, major freeways, and John Wayne Airport—plus walking distance to Orange Coast College, Vanguard University, and the OC Fairgrounds. Best of all, the low-stress HOA covers water, trash, pools, spas, a clubhouse, and guest parking. With NO land lease and NO Mello-Roos, this is a rare opportunity to own near the coast without the detached-home price tag. Whether you're a first-time buyer or a savvy investor, this is your ticket into one of OC’s hottest markets!
    143 days
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    424
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    29
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    Zillow last checked:

    Listing updated:

    Listed by:

    Holly McDonald DRE #01892567 714-928-4682,

    Compass

    Source: CRMLS,MLS#: PW26044656MLS LogoOriginating MLS: California Regional MLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 1
      • Main level bedrooms: 1
      Rooms
      • Room types: Bedroom, Kitchen, Living Room, Sound Studio
      Bedroom
      • Features: Bedroom on Main Level
      Bathroom
      • Features: Remodeled, Separate Shower, Tub Shower
      Kitchen
      • Features: Kitchen/Family Room Combo, Remodeled, Updated Kitchen
      Heating
      • Central
      Cooling
      • Wall/Window Unit(s)
      Appliances
      • Included: Dishwasher, Gas Range, Microwave, Refrigerator, Dryer, Washer
      • Laundry: Laundry Closet
      Features
      • Granite Counters, Open Floorplan, Bedroom on Main Level
      • Flooring: Laminate
      • Doors: Sliding Doors
      • Has fireplace: No
      • Fireplace features: None
      • Common walls with other units/homes: 2+ Common Walls,No One Above,No One Below
      Interior area
      • Total interior livable area: 1,240 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Door-Multi, Garage, Guest, Permit Required
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Entry location: 1
      • Patio & porch: Deck, Porch
      • Pool features: Association
      • Has spa: Yes
      • Spa features: Association
      • Has view: Yes
      • View description: Courtyard
      Lot
      • Size: 1,400 Square Feet
      Details
      • Parcel number: 41916582
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: Townhouse
      • Property subtype: Townhouse
      • Attached to another structure: Yes
      Condition
      • Updated/Remodeled,Turnkey
      • New construction: No
      • Year built: 1965

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Features: Sidewalks
      • Subdivision: Monticello Townhomes (Mont)
      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Pool, Spa/Hot Tub, Trash, Water
      • HOA fee: $480 monthly
      • HOA name: Monticello
      • HOA phone: 714-508-9070
      Location
      • Region: Costa Mesa

      Financial & listing details

      • Price per square foot: $665/sqft
      • Tax assessed value: $614,425
      • Annual tax amount: $7,318
      • Date on market: 3/1/2026
      • Cumulative days on market: 143 days
      • Listing terms: Cash,Cash to New Loan,Conventional,FHA,Submit,VA Loan
      • Inclusions: Refrigerator, washer, dryer, fire pit, 3 portable air conditioning units

        Estimated market value

        $817,200

        $776,000 - $858,000

        $3,732/mo

        Price history

        DateEventPrice
        7/4/2026Contingent$825,000$665/sqft
        Source: CRMLS #PW26044656 Report a problem
        6/16/2026Price change$825,000-2%$665/sqft
        Source: CRMLS #PW26044656 Report a problem
        6/3/2026Price change$842,000-0.9%$679/sqft
        Source: CRMLS #PW26044656 Report a problem
        5/20/2026Price change$849,900-1.2%$685/sqft
        Source: CRMLS #PW26044656 Report a problem
        4/24/2026Listed for sale$860,000$694/sqft
        Source: CRMLS #PW26044656 Report a problem
        3/23/2026Contingent$860,000$694/sqft
        Source: CRMLS #PW26044656 Report a problem
        3/13/2026Price change$860,000-1.7%$694/sqft
        Source: CRMLS #PW26044656 Report a problem
        3/1/2026Listed for sale$875,000+62%$706/sqft
        Source: CRMLS #PW26044656 Report a problem
        2/14/2018Sold$540,000+0.9%$435/sqft
        Source: Public Record Report a problem
        1/19/2018Pending sale$535,000$431/sqft
        Source: California Regional MLS #PW18002251 Report a problem
        1/5/2018Listed for sale$535,000+16.3%$431/sqft
        Source: California Regional MLS #PW18002251 Report a problem
        10/23/2015Sold$460,000+43.8%$371/sqft
        Source: Public Record Report a problem
        6/30/2015Sold$320,000-32.3%$258/sqft
        Source: Public Record Report a problem
        9/23/2005Sold$473,000+226.2%$381/sqft
        Source: Public Record Report a problem
        1/22/1999Sold$145,000$117/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$7,318 +2%$614,425 +2%
        2024$7,176 +2.9%$602,378 +2%
        2023$6,977 +2.1%$590,567 +2%
        2022$6,831 +2.2%$578,988 +2%
        2021$6,685 +1.2%$567,636 +1%
        2020$6,607 $561,816 +2%
        2019$6,607 +2.2%$550,800 +16.2%
        2018$6,467 +15.5%$473,890 +1%
        2017$5,598 $469,198 +2%
        2016$5,598 +2.1%$459,999 +11.1%
        2015$5,480 +25.5%$414,000 +14.4%
        2014$4,367 $361,890 +23%
        2013-- $294,220
        2012-- $294,220 -6%
        2011-- $313,000
        2010-- $313,000 +5.4%
        2009-- $297,000 -24.8%
        2008-- $395,000 -18.1%
        2007-- $482,460 +2%
        2006-- $473,000 +190%
        2005-- $163,079 +2%
        2004-- $159,882 +1.9%
        2003-- $156,952 +2%
        2002-- $153,875 +2%
        2001$1,836 +2.9%$150,858 +2%
        2000$1,784 $147,900
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 92626

        Getting around

        71 / 100
        Very Walkable
        45 / 100
        Some Transit
        58 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: College Park
        • Middle: Costa Mesa
        • High: Costa Mesa

        Source: CRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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