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Under contract
  • Listed by: Coldwell Banker Realty • Ashley Ryan • Contact: 949-644-1600
    $1,088,888

    248 Finch, Lake Forest, CA 92630

    3beds
    1,712sqft
    : 
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    Condominium
    Built in 2017
    -- sqft lot
    $1,072,400 Zestimate®
    $636/sqft
    $469/mo HOA

    What's special

    Abundant natural lightOversized primary suiteOpen-concept layoutEpoxy flooringDownstairs powder roomSpacious walk-in closetWhite cabinetry
    Offered for sale for the first time by the original owner, 248 Finch presents an upgraded home in the desirable Baker Ranch community with thoughtful improvements throughout and NO MELLO ROOS. The main level features an open-concept layout with high ceilings, abundant natural light, and luxury vinyl plank flooring throughout. The kitchen is finished with granite countertops, white cabinetry, oversized island seating, a walk-in pantry, and direct flow into the living and dining spaces. A downstairs powder room adds convenience for guests. The backyard offers an exceptionally private setting with a custom System Pavers hardscape, integrated lighting, and a built-in prep space designed for outdoor dining and grilling. Upstairs includes a dedicated laundry room, an oversized primary suite with a spacious walk-in closet and spa-inspired bathroom with oversized shower, two secondary bedrooms, and an additional full bath with dual sinks offering convenience and functionality. Additional improvements include a newly installed A/C system (2023), whole-home water filtration system with reverse osmosis, custom shutters, overhead garage storage racks and epoxy flooring. Located within the highly regarded Saddleback Valley Unified School District, residents of Baker Ranch enjoy access to resort-style amenities including pools, parks, trails, clubhouses, sports courts, and a private park exclusively for this subdivision.
    52 days
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    66
    |
    0
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    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Ashley Ryan DRE #02240679 949-701-3402,

    Coldwell Banker Realty,

    Tim Smith DRE #01346878 949-478-2295,

    Coldwell Banker Realty

    Source: CRMLS,MLS#: NP26110884MLS LogoOriginating MLS: California Regional MLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      Rooms
      • Room types: Bedroom, Kitchen, Primary Bathroom, Primary Bedroom, Other, Dining Room
      Primary bedroom
      • Features: Primary Suite
      Bedroom
      • Features: All Bedrooms Up
      Bathroom
      • Features: Bathroom Exhaust Fan, Dual Sinks, Granite Counters, Quartz Counters, Separate Shower, Tub Shower, Walk-In Shower
      Kitchen
      • Features: Kitchen Island, Walk-In Pantry
      Other
      • Features: Walk-In Closet(s)
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Gas Oven, Gas Range, Microwave, Refrigerator, Water Softener, Tankless Water Heater, Dryer, Washer
      • Laundry: Inside, Laundry Room
      Features
      • Separate/Formal Dining Room, Granite Counters, Open Floorplan, Quartz Counters, All Bedrooms Up, Primary Suite, Walk-In Closet(s)
      • Flooring: Vinyl
      • Has fireplace: No
      • Fireplace features: None
      • Common walls with other units/homes: 2+ Common Walls
      Interior area
      • Total interior livable area: 1,712 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Entry location: main level
      • Patio & porch: Patio
      • Pool features: Community, Association
      • Has view: Yes
      • View description: None
      Details
      • Parcel number: 93912639
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: Condo
      • Property subtype: Condominium
      • Attached to another structure: Yes
      Condition
      • New construction: No
      • Year built: 2017

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Features: Dog Park, Park, Street Lights, Suburban, Sidewalks, Pool
      • Subdivision: Rowe
      HOA
      • Has HOA: Yes
      • Amenities included: Sport Court, Dog Park, Other Courts, Playground, Pool, Spa/Hot Tub, Tennis Court(s)
      • HOA fee: $210 monthly
      • HOA name: Baker Ranch
      • HOA phone: 949-812-7789
      • Second HOA fee: $259 monthly
      • Second HOA name: Rowe
      Location
      • Region: Lake Forest

      Financial & listing details

      • Price per square foot: $636/sqft
      • Tax assessed value: $741,459
      • Annual tax amount: $7,752
      • Date on market: 5/28/2026
      • Cumulative days on market: 52 days
      • Listing terms: Cash,Cash to New Loan
      • Inclusions: Washer, dryer, refrigerator

        Estimated market value

        $1,072,400

        $1.02M - $1.13M

        $4,731/mo

        Price history

        DateEventPrice
        6/7/2026Contingent$1,088,888$636/sqft
        Source: CRMLS #NP26110884 Report a problem
        5/28/2026Listed for sale$1,088,888+70.4%$636/sqft
        Source: CRMLS #NP26110884 Report a problem
        6/7/2017Sold$639,000$373/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$7,752 +1.9%$741,459 +2%
        2024$7,610 +2.4%$726,921 +2%
        2023$7,431 +1.8%$712,668 +2%
        2022$7,297 +2%$698,695 +2%
        2021$7,151 +0.9%$684,996 +1%
        2020$7,086 $677,973 +2%
        2019$7,086 +0.4%$664,680 +2%
        2018$7,056 $651,648
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 92630

        Getting around

        19 / 100
        Car-Dependent
        21 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Foothill Ranch
        • Middle: Serrano
        • High: El Toro

        Source: CRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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