For sale

$520,000

2504 Troy Ave, Spirit Lake, IA 51360

5beds

3,119sqft

$3,670/mo

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Single Family Residence

Built in 2005

0.26 Acres Lot

$-- Zestimate^®

$167/sqft

$-- HOA

What's special

Multiple gathering areasRoom to spread outSpacious well lit home

Step inside this spacious, well lit home offering plenty of room for the whole family. The main level features three bedrooms, including a primary bedroom with a newly installed closet system. The open living room and kitchen area create a comfortable gathering space for every day living and entertaining. Downstairs, you'll find a large family room with endless possibilities for recreation, movie nights, or hosting guests, along with additional bedrooms that provide extra space for family, guests, or a home office. Located in a great family-friendly neighborhood, this home offers the space, layout, and setting you've been looking for. With multiple gathering areas and room to spread out, it's ready for its next owners to make it their own.

49 days

308

19

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 5
Bathrooms: 3
Full bathrooms: 2
3/4 bathrooms: 1

Bathroom

Features: 3/4 Master, Full Basement, Main Floor Full Bath

Dining room

Features: Combine with Kitchen, Open Floorplan

Basement

Area: 1669

Heating

Fireplace(s), Forced Air, Radiant

Cooling

Central Air

Appliances

Included: Gas Water Heater, Water Softener Owned
Laundry: Main Level, Washer/Dryer Hkups

Features

Kitchen Island, Main Floor Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
Windows: Window Coverings
Basement: Daylight,Finished,Sump Pump,Concrete,Full
Has fireplace: Yes
Fireplace features: Gas

Interior area

Total structure area: 3,338
Total interior livable area: 3,119 sqft
Finished area above ground: 1,669
Finished area below ground: 1,450

Property

Parking

Total spaces: 3
Parking features: Concrete, Attached, Garage Door Opener
Attached garage spaces: 3
Has uncovered spaces: Yes

Features

Levels: One
Stories: 1
Patio & porch: Deck, Patio, Porch
Exterior features: In-Grnd Sprklr Sys

Lot

Size: 0.26 Acres
Dimensions: 84.86 x 132

Details

Parcel number: 705453014
Other equipment: Air to Air Exchange, Sump Pump

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence
Attached to another structure: Yes

Materials

Cement Siding, Concrete, Frame/Wood
Roof: Asphalt

Condition

Updated/Remodeled
New construction: No
Year built: 2005

Utilities & green energy

Electric: Circuit Breakers
Sewer: Public Sewer
Water: Public
Utilities for property: Natural Gas Connected

Community & HOA

Community

Security: Smoke Detector(s)
Subdivision: IA

Location

Region: Spirit Lake

Financial & listing details

Price per square foot: $167/sqft
Tax assessed value: $457,900
Annual tax amount: $4,762
Date on market: 6/19/2026
Listing terms: Cash,Conventional

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
6/19/2026	Listed for sale	$520,000+84.4%$167/sqft
Source: Iowa Great Lakes BOR #260668 Report a problem
1/30/2017	Sold	$282,000-2.4%$90/sqft
Source: Public Record Report a problem
8/7/2016	Listing removed	$289,000$93/sqft
Source: DOWDEN-HINN, REALTORS� #16-843 Report a problem
6/25/2016	Listed for sale	$289,000+10.7%$93/sqft
Source: DOWDEN-HINN, REALTORS� #16-843 Report a problem
3/14/2014	Sold	$261,000+1481.8%$84/sqft
Source: Public Record Report a problem
4/21/2005	Sold	$16,500$5/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$4,762 -4%	$457,900 +11.4%
2024	$4,962 +8.2%	$410,900
2023	$4,586 +4.3%	$410,900 +29.3%
2022	$4,398 +2.9%	$317,700
2021	$4,272 +2.3%	$317,700 +8.3%
2020	$4,176 -0.8%	$293,400
2019	$4,208 +10.8%	$293,400 +2.1%
2018	$3,797 -5.2%	$287,400
2017	$4,006 +9.1%	$287,400 +10.1%
2016	$3,672 +5.2%	$261,000
2015	$3,490 +2%	$261,000 +4.3%
2014	$3,422 -9%	$250,300 -7.4%
2013	$3,760 +31.5%	$270,200
2007	$2,860	--

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 51360

Getting around

22 / 100

Car-Dependent

63 / 100

Bikeable

Nearby schools

GreatSchools rating

5/10
Spirit Lake Elementary School
Grades: PK-4Distance: 0.9 mi
5/10
Spirit Lake Middle School
Grades: 5-8Distance: 1 mi
7/10
Spirit Lake High School
Grades: 9-12Distance: 0.9 mi

Schools provided by the listing agent

District: Spirit Lake

Source: Iowa Great Lakes BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.