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Sold for $299,900
    • $299,900

    2620 COVE CAY DRIVE #107, CLEARWATER, FL 33760

    2beds
    1,050sqft
    Condominium
    Built in 1974
    -- sqft lot
    $287,400 Zestimate®
    $286/sqft
    $1,998 Estimated rent

    Home value

    $287,400

    $273,000 - $302,000

    $1,998/mo

    Zestimate® history
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    What's special

    Corner residence adds privacyRefreshed hall bathDedicated coffee barDouble pgt impact windowLush landscapingStainless appliancesDecorative backsplash
    Welcome to one of Cove Cay’s coveted seven condos with an oversized outdoor deck—set above a tranquil pond on the 15th hole—where bay breezes and ever-changing views of water, wildlife, sunrises, and golfers become your daily backdrop. The 16' x 13' deck (208 sq. ft.) was rebuilt in 2025 with composite Trex for beauty, durability, and years of low-maintenance living. Wide PGT impact sliders open to a screened porch that flows out to the deck—hello, indoor-outdoor entertaining. Inside, the open kitchen is light and bright, featuring a double PGT impact window, white soft-close cabinetry, exquisite light granite with neutral veining that doubles as an expansive serving/snack bar, a ceiling detail with crown moulding and integrated lighting, stainless appliances, a deep stainless undermount sink with a sleek black gooseneck faucet, decorative backsplash, and a dedicated coffee bar. Pergo DuraCraft waterproof luxury vinyl plank runs throughout for cool comfort, easy care, and long-term durability. Fresh, airy wall colors elevate the spacious living/dining area, which includes an attractive built-in and the perfect wall for a large TV. The serene primary suite enjoys PGT windows framing the pond and golf course. Its en-suite bath offers a large vanity, distinctive lighting, updated tile shower and flooring, and a custom walk-in closet. The second bedroom flexes beautifully as a den, office, or guest room, and the refreshed hall bath is another win. Practical perks abound: a 2023 Trane A/C, a newer water heater, hurricane windows throughout and your own private laundry room just steps from the front door with full-size washer/dryer, storage cabinet, and high shelving. This corner residence adds privacy and sits just moments from the Village 2 pool and recreation area—as well as your carport. Lush landscaping, shimmering water and fairway vistas, 24/7 security, and well-kept amenities make this the paradise known as Cove Cay.

    Zillow last checked:

    Listing updated:

    Listed by:

    Kathleen McDowell 727-804-3648,

    FUTURE HOME REALTY INC 813-855-4982

    Bought with:

    Khoa Tran, 3535479

    KELLER WILLIAMS REALTY PORTFOLIO COLLECTION

    Source: Stellar MLS,MLS#: TB8437331MLS LogoOriginating MLS: Suncoast Tampa

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 2
    • Bathrooms: 2
    • Full bathrooms: 2
    Primary bedroom
    • Features: Built-In Shelving, Ceiling Fan(s), En Suite Bathroom, Walk-In Closet(s)
    • Level: First
    • Area: 180 Square Feet
    • Dimensions: 12x15
    Bedroom 2
    • Features: Ceiling Fan(s), Built-in Closet
    • Level: First
    • Area: 130 Square Feet
    • Dimensions: 10x13
    Primary bathroom
    • Features: Shower No Tub
    • Level: First
    Bathroom 2
    • Features: Tub With Shower
    • Level: First
    Balcony porch lanai
    • Level: First
    • Area: 84 Square Feet
    • Dimensions: 14x6
    Kitchen
    • Features: Bar, Breakfast Bar, Ceiling Fan(s)
    • Level: First
    • Area: 81 Square Feet
    • Dimensions: 9x9
    Living room
    • Features: Built-In Shelving, Ceiling Fan(s)
    • Level: First
    • Area: 322 Square Feet
    • Dimensions: 23x14
    Heating
    • Central, Electric
    Cooling
    • Central Air
    Appliances
    • Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Washer
    • Laundry: Laundry Room, Other
    Features
    • Built-in Features, Ceiling Fan(s), Living Room/Dining Room Combo, Stone Counters, Walk-In Closet(s)
    • Flooring: Ceramic Tile, Concrete, Luxury Vinyl
    • Doors: Sliding Doors
    • Windows: Blinds, Window Treatments
    • Has fireplace: No
    • Common walls with other units/homes: Corner Unit,End Unit
    Interior area
    • Total structure area: 1,050
    • Total interior livable area: 1,050 sqft

    Property

    Parking
    • Total spaces: 1
    • Parking features: Guest
    • Carport spaces: 1
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Covered, Deck, Rear Porch
    • Exterior features: Lighting
    • Pool features: Gunite, Heated, In Ground
    • Has spa: Yes
    • Spa features: Heated, In Ground
    • Has view: Yes
    • View description: Golf Course, Water, Bay/Harbor - Partial, Pond
    • Has water view: Yes
    • Water view: Water,Bay/Harbor - Partial,Pond
    • Waterfront features: Bay/Harbor Front, Bay/Harbor, Pond, Bay/Harbor Access, Boat Ramp - Private
    • Body of water: TAMPA BAY
    Lot
    • Features: Flood Insurance Required, FloodZone, In County, Near Marina, On Golf Course, Unincorporated
    • Residential vegetation: Mature Landscaping
    Details
    • Parcel number: 292916187140000107
    • Special conditions: None

    Construction

    Type & style
    • Home type: Condo
    • Architectural style: Contemporary,Traditional
    • Property subtype: Condominium
    Materials
    • Block, Stucco
    • Foundation: Slab
    • Roof: Built-Up
    Condition
    • Completed
    • New construction: No
    • Year built: 1974

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Cable Connected, Electricity Connected, Sewer Connected, Water Connected

    Community & HOA

    Community
    • Features: Bay/Harbor Front, Association Recreation - Owned, Buyer Approval Required, Gated Community - Guard, Golf, Restaurant, Special Community Restrictions
    • Pet fee: $0 monthly
    • Subdivision: COVE CAY 26-20 VILLAGE II
    HOA
    • Has HOA: Yes
    • Amenities included: Cable TV, Clubhouse, Elevator(s), Fitness Center, Lobby Key Required, Maintenance, Optional Additional Fees, Pool, Recreation Facilities, Sauna, Security, Shuffleboard Court, Vehicle Restrictions
    • Services included: 24-Hour Guard, Cable TV, Common Area Taxes, Community Pool, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Manager, Pool Maintenance, Security, Sewer, Trash, Water
    • HOA fee: $891 monthly
    • HOA name: Lori Pollock/Folio Association Management
    • HOA phone: 727-530-0588
    • Second HOA name: Cove Cay Community Association
    • Second HOA phone: 813-884-7755
    Location
    • Region: Clearwater

    Financial & listing details

    • Price per square foot: $286/sqft
    • Tax assessed value: $187,734
    • Annual tax amount: $2,729
    • Date on market: 10/15/2025
    • Cumulative days on market: 170 days
    • Listing terms: Cash,Conventional
    • Ownership: Condominium
    • Total actual rent: 0
    • Electric utility on property: Yes
    • Road surface type: Paved, Asphalt

    Price history

    DateEventPrice
    5/22/2026Sold$299,900$286/sqft
    Source: Stellar MLS #TB8437331 Report a problem
    5/8/2026Pending sale$299,900$286/sqft
    Source: Stellar MLS #TB8437331 Report a problem
    5/7/2026Listed for sale$299,900$286/sqft
    Source: Stellar MLS #TB8437331 Report a problem
    4/2/2026Pending sale$299,900$286/sqft
    Source: Stellar MLS #TB8437331 Report a problem
    2/19/2026Price change$299,900-3.2%$286/sqft
    Source: Stellar MLS #TB8437331 Report a problem
    12/29/2025Price change$309,900-5.8%$295/sqft
    Source: Stellar MLS #TB8437331 Report a problem
    10/15/2025Listed for sale$329,000-1.8%$313/sqft
    Source: Stellar MLS #TB8437331 Report a problem
    5/31/2025Listing removed$335,000$319/sqft
    Source: Stellar MLS #U8255951 Report a problem
    4/30/2025Price change$335,000-4%$319/sqft
    Source: Stellar MLS #U8255951 Report a problem
    4/29/2025Price change$348,900-0.3%$332/sqft
    Source: Stellar MLS #U8255951 Report a problem
    9/4/2024Listed for sale$349,9000%$333/sqft
    Source: Stellar MLS #U8255951 Report a problem
    7/29/2024Listing removed--
    Source: Stellar MLS #U8232258 Report a problem
    6/24/2024Price change$350,000-4.1%$333/sqft
    Source: Stellar MLS #U8232258 Report a problem
    6/4/2024Price change$364,900-1.4%$348/sqft
    Source: Stellar MLS #U8232258 Report a problem
    5/21/2024Price change$369,900-1.4%$352/sqft
    Source: Stellar MLS #U8232258 Report a problem
    3/2/2024Listed for sale$375,000+10.3%$357/sqft
    Source: Stellar MLS #U8232258 Report a problem
    9/13/2023Sold$340,000-9.3%$324/sqft
    Source: Public Record Report a problem
    8/2/2023Pending sale$374,900$357/sqft
    Source: Stellar MLS #U8207891 Report a problem
    7/20/2023Listed for sale$374,900+25%$357/sqft
    Source: Stellar MLS #U8207891 Report a problem
    3/8/2022Sold$300,000-11.8%$286/sqft
    Source: Public Record Report a problem
    11/21/2021Price change$340,000-9.3%$324/sqft
    Source: NFMLS #113437 Report a problem
    11/6/2021Listed for sale$375,000+127.3%$357/sqft
    Source: NFMLS #113437 Report a problem
    3/14/2018Sold$165,000-2.9%$157/sqft
    Source: Public Record Report a problem
    1/29/2018Pending sale$170,000$162/sqft
    Source: Coldwell Banker Residential Real Estate - Palm Harbor #U7845967 Report a problem
    1/29/2018Listed for sale$170,000+18.9%$162/sqft
    Source: Coldwell Banker Residential Real Estate - Palm Harbor #U7845967 Report a problem
    11/20/2015Sold$143,000-3.3%$136/sqft
    Source: Stellar MLS #U7751042 Report a problem
    9/29/2015Price change$147,900+2.1%$141/sqft
    Source: CAMELOT INC REALTORS #U7751042 Report a problem
    8/31/2015Listed for sale$144,900+61%$138/sqft
    Source: Owner Report a problem
    5/15/2015Sold$90,000+25.9%$86/sqft
    Source: Stellar MLS #U7731755 Report a problem
    12/6/1996Sold$71,500$68/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$2,730 +5.1%$187,734 +2.2%
    2024$2,597 -27.7%$183,778 -22.1%
    2023$3,594 +111.6%$235,839 +79.7%
    2022$1,698 -1.5%$131,222 +3%
    2021$1,724 +0.7%$127,400 +1.4%
    2020$1,712 +2.4%$125,641 +2.3%
    2019$1,672 $122,816 +26.6%
    2018$1,672 +43.4%$97,030 +2.1%
    2017$1,166 -8.7%$95,034 -5.3%
    2016$1,277 +66.8%$100,304 +33.5%
    2015$766 +0.5%$75,151 +0.8%
    2014$762 -0.3%$74,555 +1.5%
    2013$765 +2.1%$73,453 +1.7%
    2012$749 $72,225 +3%
    2011-- $70,121 +1.5%
    2010-- $69,085 +2.7%
    2009-- $67,269 +0.1%
    2008$643 $67,202 +3%
    2007-- $65,245 -44.2%
    2005-- $117,000 +34.3%
    2004$806 +1.1%$87,100 +18.5%
    2003$797 +12%$73,500 +9.7%
    2002$712 $67,000 +11.3%
    2001$712 +10.2%$60,200 +1.5%
    2000$646 $59,300
    Find assessor info on the county website

    Neighborhood: 33760

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    Estimated market value
    $287,400
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    Estimated market value
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