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For sale
  • $229,900

    2620 COVE CAY DRIVE #601, CLEARWATER, FL 33760

    2beds
    1,050sqft
    : 
    $2,511/mo
    Get pre-qualified
    Condominium
    Built in 1974
    -- sqft lot
    $214,900 Zestimate®
    $219/sqft
    $893/mo HOA

    What's special

    Wraparound picture-postcard viewHandy pantryCorner locationLight airy feelUpgraded finishesCovered carportGenerous walk-in closet
    Wake up every day to a wraparound picture-postcard view. This highly desired 2 bedroom, 2 bath corner condo in beautiful Cove Cay offers water, golf course, and lush green scenery from just every window and even as you walk up to your front door – plus a front-row seat to the pond, fairways, bridge, Tampa Bay and even the Tampa skyline from your raised living room sitting area. Inside, you’ll love the light, airy feel. PGT impact windows (including larger kitchen and guest bedroom windows than the interior units) bring in extra natural light and frame the views. Neutral tile runs throughout the condo for a clean, cohesive look, while fresh paint in soft neutrals and pastels adds a serene, coastal vibe. Both bathrooms are completely updated – the hall bath with a newer vanity, decorator mirror, and stylish tile around the tub, and the primary suite bath with a beautiful shower and a vanity offering plenty of storage. The spacious primary bedroom easily accommodates larger furniture and features a generous walk-in closet. The kitchen is a delight to cook and dine in, with warm wood KraftMaid cabinets, a handy pantry, an eating space with a view, and a raised ceiling trimmed with crown moulding for an extra touch of elegance. Storage is no problem here – the rooms are comfortably sized and closets are plentiful. Even better, the HVAC was replaced in 2024, so you can enjoy perfect temperatures year-round without the worry of a big-ticket replacement. Convenience is also part of the package: your private laundry room is just across the hall from the front door and includes a laundry sink, stackable washer and dryer, and room for shelving or additional storage. A covered carport is included as well. With its corner location, upgraded finishes, abundant storage, and truly stunning views in every direction, this Cove Cay condo offers the Florida lifestyle you’ve been hoping to find. And as for the community of Cove Cay… there is no equal. This gated, 24-hour secured waterfront community feels like a private resort tucked along Tampa Bay. The 18-hole Championship golf course winds gracefully through the grounds and along the bay itself, offering sweeping water views and a setting that’s as relaxing as it is scenic. Whether you’re an avid golfer or simply love the view, the course is available by membership or on a flexible pay-as-you-go basis. The on-site bar and grille is open seven days a week and serves up full menus, cold drinks, and an easy social atmosphere—perfect for casual lunches, sunset dinners, or meeting neighbors who quickly become friends. Boating enthusiasts will appreciate the community marina right within the complex, offering docking and storage options, rentals, food and drink, and that unmistakable salty-breeze lifestyle (all available separately, so you can choose your level of fun). Lush grounds, golf, dining and boating possibilities, a prime central location close to beaches, airports, dining and shopping, and the feeling that every day is a mini-vacation, make it easy to see why this is the paradise known as Cove Cay.
    263 days
    132
    10

    Zillow last checked:

    Listing updated:

    Listed by:

    Kathleen McDowell 727-804-3648,

    FUTURE HOME REALTY INC 813-855-4982

    Source: Stellar MLS,MLS#: TB8454500MLS LogoOriginating MLS: Suncoast Tampa

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 180 Square Feet
      • Dimensions: 15x12
      Bedroom 2
      • Features: Built-in Closet
      • Level: First
      • Area: 130 Square Feet
      • Dimensions: 13x10
      Primary bathroom
      • Features: Shower No Tub
      • Level: First
      Bathroom 2
      • Features: Tub With Shower
      • Level: First
      • Area: 48 Square Feet
      • Dimensions: 6x8
      Kitchen
      • Level: First
      • Area: 81 Square Feet
      • Dimensions: 9x9
      Living room
      • Level: First
      • Area: 406 Square Feet
      • Dimensions: 29x14
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
      • Laundry: Other
      Features
      • Built-in Features, Eating Space In Kitchen, Living Room/Dining Room Combo, Solid Surface Counters, Thermostat, Walk-In Closet(s)
      • Flooring: Ceramic Tile
      • Has fireplace: No
      • Furnished: Yes
      • Common walls with other units/homes: Corner Unit
      Interior area
      • Total structure area: 1,125
      • Total interior livable area: 1,050 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: Covered, Guest
      • Carport spaces: 1
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: None
      • Exterior features: Balcony, Lighting
      • Pool features: Gunite, Heated, In Ground
      • Has spa: Yes
      • Spa features: Heated, In Ground
      • Has view: Yes
      • View description: Golf Course, Water, Bay/Harbor - Full, Pond
      • Has water view: Yes
      • Water view: Water,Bay/Harbor - Full,Pond
      • Waterfront features: Bay/Harbor Front, Bay/Harbor, Pond, Bay/Harbor Access, Boat Ramp - Private
      • Body of water: TAMPA BAY AND GOLF COURSE POND
      Lot
      • Features: FloodZone, In County, Near Marina, On Golf Course, Unincorporated
      • Residential vegetation: Mature Landscaping
      Details
      • Parcel number: 292916187140000601
      • Special conditions: None

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Traditional
      • Property subtype: Condominium
      Materials
      • Block, Stucco
      • Foundation: Slab
      • Roof: Built-Up
      Condition
      • Completed
      • New construction: No
      • Year built: 1974

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Connected, Electricity Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Bay/Harbor Front, Gated Community - Guard, Golf, Pool, Restaurant, Special Community Restrictions
      • Pet fee: $0 monthly
      • Subdivision: COVE CAY 26-20 VILLAGE II
      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Elevator(s), Fitness Center, Recreation Facilities, Security, Shuffleboard Court, Spa/Hot Tub, Vehicle Restrictions
      • Services included: 24-Hour Guard, Cable TV, Common Area Taxes, Community Pool, Reserve Fund, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Manager, Pool Maintenance, Recreational Facilities, Security, Sewer, Trash, Water
      • HOA fee: $893 monthly
      • HOA name: Lori Pollock
      • HOA phone: 727-530-0588
      • Second HOA name: Cove Cay Community Association
      • Second HOA phone: 813-884-7755
      Location
      • Region: Clearwater

      Financial & listing details

      • Price per square foot: $219/sqft
      • Tax assessed value: $183,110
      • Annual tax amount: $3,559
      • Date on market: 12/10/2025
      • Cumulative days on market: 242 days
      • Listing terms: Cash,Conventional
      • Ownership: Condominium
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved, Asphalt

        Estimated market value

        $214,900

        $204,000 - $226,000

        $1,998/mo

        Price history

        DateEventPrice
        12/10/2025Listed for sale$229,900+328.9%$219/sqft
        Source: Stellar MLS #TB8454500 Report a problem
        8/21/1996Sold$53,600$51/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,414 -4.1%$183,110 -0.6%
        2024$3,559 +1.4%$184,174 +10%
        2023$3,508 +12.7%$167,431 +10%
        2022$3,113 +12.7%$152,210 +10%
        2021$2,762 +4.9%$138,373 +6.4%
        2020$2,633 +3.7%$130,032 +4.7%
        2019$2,538 $124,206 +2.2%
        2018$2,538 +4.4%$121,523 +15%
        2017$2,432 +3.9%$105,640 -4.1%
        2016$2,340 -0.6%$110,116 +1.5%
        2015$2,355 -3.7%$108,470 -4.5%
        2014$2,445 +7.1%$113,613 +5.9%
        2013$2,283 +7.5%$107,302 +16.4%
        2012$2,124 $92,153 +8.7%
        2011-- $84,767 -17.6%
        2010-- $102,920 +5.4%
        2009-- $97,691 -38%
        2008$3,245 $157,500 -9.8%
        2007-- $174,600 +35.8%
        2005-- $128,600 +34.1%
        2004$2,240 +16.2%$95,900 +18.7%
        2003$1,928 +28.3%$80,800 +10.5%
        2002$1,503 $73,100 +11.3%
        2001$1,503 +5%$65,700 +0.5%
        2000$1,431 $65,400
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 33760

        Getting around

        23 / 100
        Car-Dependent
        19 / 100
        Minimal Transit
        40 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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