Wake up every day to a wraparound picture-postcard view. This highly desired 2 bedroom, 2 bath corner condo in beautiful Cove Cay offers water, golf course, and lush green scenery from just every window and even as you walk up to your front door – plus a front-row seat to the pond, fairways, bridge, Tampa Bay and even the Tampa skyline from your raised living room sitting area. Inside, you’ll love the light, airy feel. PGT impact windows (including larger kitchen and guest bedroom windows than the interior units) bring in extra natural light and frame the views. Neutral tile runs throughout the condo for a clean, cohesive look, while fresh paint in soft neutrals and pastels adds a serene, coastal vibe. Both bathrooms are completely updated – the hall bath with a newer vanity, decorator mirror, and stylish tile around the tub, and the primary suite bath with a beautiful shower and a vanity offering plenty of storage. The spacious primary bedroom easily accommodates larger furniture and features a generous walk-in closet. The kitchen is a delight to cook and dine in, with warm wood KraftMaid cabinets, a handy pantry, an eating space with a view, and a raised ceiling trimmed with crown moulding for an extra touch of elegance. Storage is no problem here – the rooms are comfortably sized and closets are plentiful. Even better, the HVAC was replaced in 2024, so you can enjoy perfect temperatures year-round without the worry of a big-ticket replacement. Convenience is also part of the package: your private laundry room is just across the hall from the front door and includes a laundry sink, stackable washer and dryer, and room for shelving or additional storage. A covered carport is included as well. With its corner location, upgraded finishes, abundant storage, and truly stunning views in every direction, this Cove Cay condo offers the Florida lifestyle you’ve been hoping to find. And as for the community of Cove Cay… there is no equal. This gated, 24-hour secured waterfront community feels like a private resort tucked along Tampa Bay. The 18-hole Championship golf course winds gracefully through the grounds and along the bay itself, offering sweeping water views and a setting that’s as relaxing as it is scenic. Whether you’re an avid golfer or simply love the view, the course is available by membership or on a flexible pay-as-you-go basis. The on-site bar and grille is open seven days a week and serves up full menus, cold drinks, and an easy social atmosphere—perfect for casual lunches, sunset dinners, or meeting neighbors who quickly become friends. Boating enthusiasts will appreciate the community marina right within the complex, offering docking and storage options, rentals, food and drink, and that unmistakable salty-breeze lifestyle (all available separately, so you can choose your level of fun). Lush grounds, golf, dining and boating possibilities, a prime central location close to beaches, airports, dining and shopping, and the feeling that every day is a mini-vacation, make it easy to see why this is the paradise known as Cove Cay.
For sale
$229,900
2620 COVE CAY DRIVE #601, CLEARWATER, FL 33760
2beds
1,050sqft
Condominium
Built in 1974
-- sqft lot
$214,900 Zestimate®
$219/sqft
$893/mo HOA
What's special
Wraparound picture-postcard viewHandy pantryCorner locationLight airy feelUpgraded finishesCovered carportGenerous walk-in closet
- 263 days
- 132
- 10
Zillow last checked:
Listing updated:
Listed by:
Kathleen McDowell 727-804-3648,
FUTURE HOME REALTY INC 813-855-4982
Source: Stellar MLS,MLS#: TB8454500
Originating MLS: Suncoast Tampa

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 180 Square Feet
- Dimensions: 15x12
Bedroom 2
- Features: Built-in Closet
- Level: First
- Area: 130 Square Feet
- Dimensions: 13x10
Primary bathroom
- Features: Shower No Tub
- Level: First
Bathroom 2
- Features: Tub With Shower
- Level: First
- Area: 48 Square Feet
- Dimensions: 6x8
Kitchen
- Level: First
- Area: 81 Square Feet
- Dimensions: 9x9
Living room
- Level: First
- Area: 406 Square Feet
- Dimensions: 29x14
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- Laundry: Other
Features
- Built-in Features, Eating Space In Kitchen, Living Room/Dining Room Combo, Solid Surface Counters, Thermostat, Walk-In Closet(s)
- Flooring: Ceramic Tile
- Has fireplace: No
- Furnished: Yes
- Common walls with other units/homes: Corner Unit
Interior area
- Total structure area: 1,125
- Total interior livable area: 1,050 sqft
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Covered, Guest
- Carport spaces: 1
Features
- Levels: One
- Stories: 1
- Patio & porch: None
- Exterior features: Balcony, Lighting
- Pool features: Gunite, Heated, In Ground
- Has spa: Yes
- Spa features: Heated, In Ground
- Has view: Yes
- View description: Golf Course, Water, Bay/Harbor - Full, Pond
- Has water view: Yes
- Water view: Water,Bay/Harbor - Full,Pond
- Waterfront features: Bay/Harbor Front, Bay/Harbor, Pond, Bay/Harbor Access, Boat Ramp - Private
- Body of water: TAMPA BAY AND GOLF COURSE POND
Lot
- Features: FloodZone, In County, Near Marina, On Golf Course, Unincorporated
- Residential vegetation: Mature Landscaping
Details
- Parcel number: 292916187140000601
- Special conditions: None
Construction
Type & style
- Home type: Condo
- Architectural style: Traditional
- Property subtype: Condominium
Materials
- Block, Stucco
- Foundation: Slab
- Roof: Built-Up
Condition
- Completed
- New construction: No
- Year built: 1974
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Features: Bay/Harbor Front, Gated Community - Guard, Golf, Pool, Restaurant, Special Community Restrictions
- Pet fee: $0 monthly
- Subdivision: COVE CAY 26-20 VILLAGE II
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Elevator(s), Fitness Center, Recreation Facilities, Security, Shuffleboard Court, Spa/Hot Tub, Vehicle Restrictions
- Services included: 24-Hour Guard, Cable TV, Common Area Taxes, Community Pool, Reserve Fund, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Manager, Pool Maintenance, Recreational Facilities, Security, Sewer, Trash, Water
- HOA fee: $893 monthly
- HOA name: Lori Pollock
- HOA phone: 727-530-0588
- Second HOA name: Cove Cay Community Association
- Second HOA phone: 813-884-7755
Location
- Region: Clearwater
Financial & listing details
- Price per square foot: $219/sqft
- Tax assessed value: $183,110
- Annual tax amount: $3,559
- Date on market: 12/10/2025
- Cumulative days on market: 242 days
- Listing terms: Cash,Conventional
- Ownership: Condominium
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved, Asphalt
Estimated market value
$214,900
$204,000 - $226,000
$1,998/mo
Price history
| Date | Event | Price |
|---|---|---|
| 12/10/2025 | Listed for sale | $229,900+328.9%$219/sqft |
Source: | ||
| 8/21/1996 | Sold | $53,600$51/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,414 -4.1% | $183,110 -0.6% |
| 2024 | $3,559 +1.4% | $184,174 +10% |
| 2023 | $3,508 +12.7% | $167,431 +10% |
| 2022 | $3,113 +12.7% | $152,210 +10% |
| 2021 | $2,762 +4.9% | $138,373 +6.4% |
| 2020 | $2,633 +3.7% | $130,032 +4.7% |
| 2019 | $2,538 | $124,206 +2.2% |
| 2018 | $2,538 +4.4% | $121,523 +15% |
| 2017 | $2,432 +3.9% | $105,640 -4.1% |
| 2016 | $2,340 -0.6% | $110,116 +1.5% |
| 2015 | $2,355 -3.7% | $108,470 -4.5% |
| 2014 | $2,445 +7.1% | $113,613 +5.9% |
| 2013 | $2,283 +7.5% | $107,302 +16.4% |
| 2012 | $2,124 | $92,153 +8.7% |
| 2011 | -- | $84,767 -17.6% |
| 2010 | -- | $102,920 +5.4% |
| 2009 | -- | $97,691 -38% |
| 2008 | $3,245 | $157,500 -9.8% |
| 2007 | -- | $174,600 +35.8% |
| 2005 | -- | $128,600 +34.1% |
| 2004 | $2,240 +16.2% | $95,900 +18.7% |
| 2003 | $1,928 +28.3% | $80,800 +10.5% |
| 2002 | $1,503 | $73,100 +11.3% |
| 2001 | $1,503 +5% | $65,700 +0.5% |
| 2000 | $1,431 | $65,400 |
Find assessor info on the county website
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