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For sale by owner
  • $425,000

    2792 County Route 45, Fulton, NY 13069

    3beds
    2,100sqft
    Loading
    SingleFamily
    Built in 1988
    11 Acres Lot
    $303,700 Zestimate®
    $202/sqft
    $-- HOA

    What's special

    Beautifully finished lower levelBeautifully established gardensMany additional versatile roomsNestled among mature treesPrivate entrance
    A Home Full of Life, Love & Possibility For nearly three decades, this special property has been so much more than a house. Purchased by the current owners in 1998, it has been the backdrop for birthdays, holidays, summer evenings, family gatherings, and countless memories shared across generations. Nestled among mature trees and beautifully established gardens on nearly 12 private acres, this is a place that has been truly lived in, carefully cared for, and deeply loved. One of the home's most unique features is its beautifully finished lower level, complete with a private entrance, living area, bathroom, and many additional versatile rooms that can adapt to a variety of needs. Over the years, it allowed loved ones to remain close while still enjoying their own privacy and independence. Today, that same flexibility offers endless possibilities. Imagine a private space for an older child seeking a little independence while remaining close to home. Picture a comfortable place for aging loved ones to spend time near family while maintaining their own sense of independence. Envision a welcoming retreat for guests, extended visits, hobbies, remote work, or simply additional room for your family to grow, gather, and live in a way that works best for you. The possibilities are as unique as the family who chooses to call this property home. Outside, the lovingly maintained grounds and gardens create a peaceful setting to relax, entertain, and enjoy nature throughout the seasons. From summer evenings outdoors to holiday traditions shared with loved ones, this property provides the perfect backdrop for life's meaningful moments. This home does more than provide shelter. It creates connection. Now, after years of creating memories and caring for this property, the time has come to turn the page. The children are grown. The grandchildren are nearly grown. And the beautiful grounds and gardens have simply become more than one person can reasonably maintain. Whether you dream of gathering family and friends, enjoying the privacy of country living, pursuing hobbies, entertaining outdoors, or simply having room to spread out and grow, this property offers a rare combination of warmth, character, flexibility, and space. Come walk the grounds. Take in the gardens. Explore the possibilities. And imagine what your next chapter could look like here. Because the most beautiful thing about this home isn't everything that has already happened here. It's everything that is still waiting to happen. For Sale By Owner (FSBO) To Make an Offer: All offers must be submitted in writing and include a pre-approval letter (if financing) or proof of funds (if cash). If represented, please include your agent's contact information. Closing: All contracts and closing documents will be prepared and handled through a New York State real estate attorney.
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    Listed by:

    Property Owner (315) 402-7006

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      Heating
      • Forced air
      Interior area
      • Total interior livable area: 2,100 sqft

      Property

      Parking
      • Parking features: Garage - Detached
      Features
      • Exterior features: Wood
      Lot
      • Size: 11 Acres
      Details
      • Parcel number: 355800186000421

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      Materials
      • Wood
      Condition
      • New construction: No
      • Year built: 1988

      Community & HOA

      Location
      • Region: Fulton

      Financial & listing details

      • Price per square foot: $202/sqft
      • Tax assessed value: $244,828
      • Date on market: 9/14/2026

        Estimated market value

        $303,700

        $240,000 - $361,000

        $2,214/mo

        Price history

        DateEventPrice
        9/14/2026Listed for sale$425,000+632.8%$202/sqft
        Source: Owner Report a problem
        12/28/1998Sold$58,000-6.5%$28/sqft
        Source: Public Record Report a problem
        4/28/1998Sold$62,000$30/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $142,000
        2024-- $142,000
        2023-- $142,000
        2022-- $142,000
        2021-- $142,000
        2020-- $142,000
        2019-- $142,000
        2018-- $142,000
        2017$4,374 $142,000 +2.9%
        2016-- $138,000
        2015-- $138,000
        2014-- $138,000 +8.7%
        2013-- $127,000
        2012-- $127,000 +5.9%
        2011-- $119,900
        2010-- $119,900
        2009-- $119,900
        2008-- $119,900
        2007-- $119,900
        2006-- $119,900 +10%
        2005-- $109,000
        2004-- $109,000 +9%
        2003-- $100,000
        2002-- $100,000 +11.1%
        2001-- $90,000
        2000-- $90,000
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 13069

        Getting around

        0 / 100
        Car-Dependent
        20 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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