Pending

$209,000

28 E Utica St, Oswego, NY 13126

3beds

2,646sqft

Duplex, Multi Family

Built in 1900

-- sqft lot

$-- Zestimate^®

$79/sqft

$-- HOA

What's special

Newer furnaceIn-unit laundry

Welcome to the East side of Oswego, where you will find this very well kept duplex, offering a great opportunity for both investors or owner occupants! The upstairs 2-bedroom apartment is currently occupied at $1,100/month plus utilities and features a newer furnace. The downstairs/main level unit was completely remodeled approximately 1.5 years ago and offers a spacious 1-bedroom layout with 1.5 baths, in-unit laundry, and mini splits throughout for added comfort and efficiency. This unit was previously rented for $1,600/month with everything included, with utility costs averaging roughly $250-$350/month. Both units have separate utilities. Whether you’re looking to add to your portfolio or offset your mortgage with rental income, this property has been very well maintained and is truly move-in ready!

68 days

40

0

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1

Heating

Ductless, Gas, Forced Air

Cooling

Ductless

Appliances

Included: Electric Water Heater, Gas Water Heater

Features

Other, See Remarks
Flooring: Carpet, Laminate, Luxury Vinyl, Varies
Basement: Full
Has fireplace: No

Interior area

Total structure area: 2,646
Total interior livable area: 2,646 sqft

Video & virtual tour

Property

Parking

Parking features: Paved, Two or More Spaces

Features

Levels: Two
Stories: 2

Lot

Size: 871 Square Feet
Dimensions: 22 x 42
Features: Corner Lot, Other, Rectangular, Rectangular Lot, See Remarks

Details

Parcel number: 35120012806400020340000000
Special conditions: Standard

Construction

Type & style

Home type: MultiFamily
Architectural style: Duplex
Property subtype: Duplex, Multi Family

Materials

Vinyl Siding
Foundation: Stone
Roof: Asphalt

Condition

Resale
Year built: 1900

Utilities & green energy

Electric: Fuses
Sewer: Connected
Water: Connected, Public
Utilities for property: Sewer Connected, Water Connected

Community & HOA

Community

Subdivision: City/Oswego Sub #2

Location

Region: Oswego

Financial & listing details

Price per square foot: $79/sqft
Tax assessed value: $50,000
Annual tax amount: $1,446
Date on market: 5/21/2026
Cumulative days on market: 64 days
Listing terms: Cash,Conventional,FHA,VA Loan

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
6/20/2026	Pending sale	$209,000$79/sqft
Source: NYSAMLSs #S1683604 Report a problem
5/21/2026	Listed for sale	$209,000$79/sqft
Source: NYSAMLSs #S1683604 Report a problem
9/18/2025	Listing removed	$1,100
Source: Zillow Rentals Report a problem
9/9/2025	Listed for rent	$1,100
Source: Zillow Rentals Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	--	$50,000
2024	--	$50,000 +42.9%
2023	--	$35,000
2022	--	$35,000
2021	--	$35,000
2020	--	$35,000
2019	--	$35,000
2018	--	$35,000
2017	$2,665	$35,000
2016	--	$35,000
2015	--	$35,000
2014	--	$35,000

Find assessor info on the county website

Monthly payment

Estimated monthly payment$1,822

Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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