Skip main navigation
Pending
    • $345,000

    285 Payne St Unit 23B, Miramar Beach, FL 32550

    2beds
    944sqft
    : 
    Loading
    Get pre-qualified
    Condominium
    Built in 1998
    -- sqft lot
    $-- Zestimate®
    $365/sqft
    $-- HOA

    What's special

    Patio overlooking the poolBreakfast barCoastal touchesOpen-concept layoutIn unit washer dryerBright natural lightAmple cabinet space
    Beautifully updated top-floor 2-bedroom, 2-bath condo just 2½ blocks from the BEACH perfect for full-time living, a vacation retreat, or an investment. Enjoy an open-concept layout with bright natural light, coastal touches, white appliances, in unit washer dryer, ample cabinet space, and a breakfast bar. Sold furnished for a true turnkey experience. The spacious living area opens to a patio overlooking the pool, ideal for relaxing after a beach day. Assigned parking space right outside. Close to restaurants, shopping, and the Regional Beach Access with its dolphin-shaped reef. Short-term rentals allowed.
    121 days
    |
    85
    |
    1
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Natalie Handy 850-822-4311,

    Anchor Realty Florida

    Source: ECAOR,MLS#: 990813MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Level: First
      • Area: 289 Square Feet
      • Dimensions: 17 x 17
      Bedroom
      • Level: First
      • Area: 196 Square Feet
      • Dimensions: 14 x 14
      Breakfast room
      • Level: First
      • Area: 45 Square Feet
      • Dimensions: 9 x 5
      Living room
      • Level: First
      • Area: 130 Square Feet
      • Dimensions: 13 x 10
      Heating
      • Central
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Electric Water Heater
      Features
      • Breakfast Bar, Owner's Closet
      • Flooring: Laminate, Tile
      • Windows: Double Pane Windows
      • Furnished: Yes
      Interior area
      • Total structure area: 944
      • Total interior livable area: 944 sqft

      Property

      Features
      • Patio & porch: Patio
      • Exterior features: Balcony
      Details
      • Parcel number: 302S2142865000023B

      Construction

      Type & style
      • Home type: Condo
      • Property subtype: Condominium
      Materials
      • Roof: Composition
      Condition
      • Construction Complete
      • New construction: No
      • Year built: 1998

      Utilities & green energy

      • Water: Public

      Community & HOA

      Community
      • Features: Pool, TV Cable, Short Term Rental - Allowed
      • Security: Fire Alarm, Smoke Detector(s)
      • Subdivision: CRYSTAL VILLAGE II PH3
      HOA
      • Has HOA: Yes
      • Services included: Maintenance Grounds, Management, Cable TV
      Location
      • Region: Miramar Beach

      Financial & listing details

      • Price per square foot: $365/sqft
      • Tax assessed value: $277,536
      • Annual tax amount: $2,507
      • Date on market: 3/20/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/26/2026Pending sale$345,000$365/sqft
        Source: ECAOR #990813 Report a problem
        3/20/2026Listed for sale$345,000-5.5%$365/sqft
        Source: ECAOR #990813 Report a problem
        3/6/2026Listing removed$365,000$387/sqft
        Source: ECAOR #990813 Report a problem
        12/5/2025Listed for sale$365,000-3.9%$387/sqft
        Source: ECAOR #990813 Report a problem
        10/1/2025Listing removed$380,000$403/sqft
        Source: ECAOR #977439 Report a problem
        6/6/2025Price change$380,000-5%$403/sqft
        Source: TBR #385591 Report a problem
        5/14/2025Listed for sale$400,000$424/sqft
        Source: TBR #385591 Report a problem
        7/6/2022Sold$400,000+2.6%$424/sqft
        Source: ECAOR #900323 Report a problem
        6/6/2022Pending sale$389,900$413/sqft
        Source: ECAOR #900323 Report a problem
        6/4/2022Listed for sale$389,900$413/sqft
        Source: ECAOR #900323 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,508 -11.4%$277,536 -10.4%
        2024$2,829 +0.5%$309,750
        2023$2,815 +468.5%$309,750 +219%
        2022$495 +0%$97,093 +3%
        2021$495 -1.2%$94,265 +1.4%
        2020$501 +5%$92,964 +2.3%
        2019$477 $90,874 +1.9%
        2018$477 +3.1%$89,180 +2.1%
        2017$462 +4.4%$87,346 +2.1%
        2016$443 +2.9%$85,549 +0.7%
        2015$430 -0.6%$84,954 +0.8%
        2014$433 $84,280 +1.5%
        2013-- $83,034 +1.7%
        2012-- $81,646 +3%
        2011-- $79,268 +1.5%
        2010-- $78,097 +2.7%
        2009-- $76,044 +0.1%
        2008-- $75,968 +3%
        2007-- $73,755 +5.6%
        2005-- $69,860 +3%
        2004-- $67,825 +1.9%
        2003-- $66,560 +2.4%
        2002-- $65,000
        2001-- $65,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 32550

        Getting around

        43 / 100
        Car-Dependent
        46 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Van R Butler
        • Middle: Emerald Coast
        • High: South Walton

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

        Browse local experts

        Similar homes

            Nearby cities

            Nearby zip codes

            Other Miramar Beach Topics

              Search
              Updates
              Favorites
              Plan
              Inbox