*OPPORTUNITY KNOCKS!*Welcome to a boater’s paradise in St. James City! This prime waterfront property features an amazing location on intersecting canals with direct, unrestricted Gulf access and no bridges to slow you down. The deep-water setup comes complete with a concrete seawall (reinforced in April 2022) and a private dock equipped with a 10,000-lb boat lift (installed in 2022). Situated in a highly desirable neighborhood with NO 55+ age restrictions and an incredibly low HOA fee, this property represents a phenomenal redevelopment opportunity. It sustained significant damage from hurricanes. Whether you choose to repair the existing structure or LIKELY remove and replace it to BRING YOUR OWN perfect home, you are investing in an unmatchable island lifestyle.
> Located on the pristine waters of Pine Island, in Cherry Estates you are minutes away from world-class tarpon fishing, exceptional kayaking through serene mangrove trails, and endless opportunities to spot local wildlife like manatees and dolphins right from your backyard. Off the water, enjoy championship golf courses just a short drive away, along with scenic island walking and biking trails. The property is being sold strictly AS-IS, with the home requiring repair or removal (pre-hurricane, the home featured a carport and an attached storage room). Bring your vision and your boat—your ultimate waterfront oasis awaits!
Contingent inspection
$169,000
2920 Harpoon Ln, Saint James City, FL 33956
3beds
--baths
1,322sqft
Manufactured Home, Single Family Residence
Built in 1988
4,748 Square Feet Lot
$-- Zestimate®
$128/sqft
$2/mo HOA
What's special
Deep-water setupPrime waterfront property
- 67 days |
- 71 |
- 1 |
Zillow last checked:
Listing updated:
Listed by:
Sherry Ann Baum 239-456-2221,
Palm Paradise Realty Group
Source: Florida Gulf Coast MLS,MLS#: 2026025792
Originating MLS: Florida Gulf Coast
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
Heating
- Central, Electric
Cooling
- Central Air, Electric
Features
- None, Other
- Flooring: Other
- Windows: Other
Interior area
- Total structure area: 1,716
- Total interior livable area: 1,322 sqft
Video & virtual tour
Property
Parking
- Parking features: Assigned, Two Spaces
Features
- Stories: 1
- Patio & porch: Deck, Open, Patio, Porch
- Exterior features: Deck, None, Other, Patio
- Has view: Yes
- View description: Canal, Water
- Has water view: Yes
- Water view: Canal,Water
- Waterfront features: Canal Access, Intersecting Canal, Navigable Water, Seawall
Lot
- Size: 4,748 Square Feet
- Dimensions: 74 x 63 x 74 x 65
- Features: Cul-De-Sac
Details
- Parcel number: 024622000005A.5250
- Lease amount: $0
- Zoning description: MH-1
Construction
Type & style
- Home type: MobileManufactured
- Architectural style: Other,Ranch,One Story,Manufactured Home
- Property subtype: Manufactured Home, Single Family Residence
Materials
- Manufactured, Other
- Roof: Shingle
Condition
- Resale
- Year built: 1988
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, High Speed Internet Available
Community & HOA
Community
- Features: Boat Facilities
- Security: None
- Condo and coop fee: $0
- Membership fee: $0
- Subdivision: CHERRY ESTATES
HOA
- Has HOA: No
- Amenities included: None
- Services included: None
- HOA phone: 239-283-1144
- Second HOA fee: $25 annually
Location
- Region: Saint James City
Financial & listing details
- Price per square foot: $128/sqft
- Tax assessed value: $177,881
- Annual tax amount: $3,755
- Date on market: 6/10/2026
- Cumulative days on market: 68 days
- Listing terms: All Financing Considered,Cash
- Ownership: Single Family
- Contingency: Inspection
- Road surface type: Paved
Estimated market value
Zestimate®
Not available
Estimated sales range
Not available
Rent Zestimate®
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 7/10/2026 | Pending sale | $169,000$128/sqft |
Source: | ||
| 6/26/2026 | Listed for sale | $169,000$128/sqft |
Source: | ||
| 6/18/2026 | Pending sale | $169,000$128/sqft |
Source: | ||
| 6/11/2026 | Listed for sale | $169,000+12.7%$128/sqft |
Source: | ||
| 1/8/2026 | Sold | $150,000-16.7%$113/sqft |
Source: Public Record Report a problem | ||
| 6/2/2025 | Price change | $180,000-5.3%$136/sqft |
Source: | ||
| 3/20/2025 | Price change | $190,000-5.7%$144/sqft |
Source: | ||
| 2/14/2025 | Price change | $201,500-10.4%$152/sqft |
Source: | ||
| 2/11/2025 | Pending sale | $225,000$170/sqft |
Source: | ||
| 1/10/2025 | Price change | $225,000-8.2%$170/sqft |
Source: | ||
| 12/5/2024 | Listed for sale | $245,000+11.4%$185/sqft |
Source: | ||
| 2/23/2024 | Sold | $220,000-11.6%$166/sqft |
Source: | ||
| 2/3/2024 | Listed for sale | $249,000$188/sqft |
Source: | ||
| 1/22/2024 | Pending sale | $249,000$188/sqft |
Source: | ||
| 12/13/2023 | Listed for sale | $249,000-3.9%$188/sqft |
Source: | ||
| 10/19/2023 | Listing removed | -- |
Source: | ||
| 10/2/2023 | Price change | $259,000-3.7%$196/sqft |
Source: | ||
| 6/8/2023 | Price change | $269,000-3.6%$203/sqft |
Source: | ||
| 5/17/2023 | Price change | $279,000-6.7%$211/sqft |
Source: | ||
| 4/24/2023 | Listed for sale | $299,000+24.3%$226/sqft |
Source: | ||
| 3/30/2022 | Sold | $240,500+76.8%$182/sqft |
Source: Public Record Report a problem | ||
| 4/30/2001 | Sold | $136,000+30.4%$103/sqft |
Source: Public Record Report a problem | ||
| 4/15/1999 | Sold | $104,300$79/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,755 -11.3% | $177,881 -11.7% |
| 2024 | $4,232 -33.2% | $201,409 -43.1% |
| 2023 | $6,339 +33.2% | $353,874 +58.9% |
| 2022 | $4,759 +13.7% | $222,772 +10% |
| 2021 | $4,186 +5.9% | $202,520 +10% |
| 2020 | $3,952 +32.8% | $184,109 +1.8% |
| 2019 | $2,976 | $180,876 +25.4% |
| 2018 | $2,976 +8.5% | $144,233 +2.1% |
| 2017 | $2,743 -0.3% | $141,266 -13.8% |
| 2016 | $2,752 -4.3% | $163,871 +3.5% |
| 2015 | $2,876 +2.5% | $158,309 +16.1% |
| 2014 | $2,807 +46.8% | $136,308 +1.3% |
| 2013 | $1,912 +3.1% | $134,501 +1.6% |
| 2012 | $1,855 -7.4% | $132,407 -24.4% |
| 2011 | $2,004 -0.6% | $175,026 +6.7% |
| 2010 | $2,017 +7.5% | $164,110 -20.6% |
| 2009 | $1,876 -6% | $206,610 -22.5% |
| 2007 | $1,995 -0.8% | $266,440 -7.5% |
| 2006 | $2,011 -3.8% | $288,080 +78.6% |
| 2004 | $2,089 -1.1% | $161,300 +35.3% |
| 2003 | $2,113 +1% | $119,180 +1.8% |
| 2002 | $2,092 | $117,120 +39% |
| 2000 | -- | $84,280 |
Find assessor info on the county website
Monthly payment
Climate risks
Neighborhood: 33956
Nearby schools
GreatSchools rating
- 8/10Pine Island Elementary SchoolGrades: PK-5Distance: 8 mi
- 7/10Gulf Middle SchoolGrades: 6-8Distance: 7.4 mi
- 3/10Ida S. Baker High SchoolGrades: 9-12Distance: 7.3 mi
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