For sale

Price cut: $10K (10/2)

$359,900

3 RIVERGATE LANE, PALM COAST, FL 32164

3beds

2,041sqft

$2,722/mo

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Single Family Residence

Built in 2008

7,231 Square Feet Lot

$350,900 Zestimate^®

$176/sqft

$224/mo HOA

What's special

Additional year-round living spaceCedar-lined closetsPeaceful water viewsTucked on a cul-de-sacFilled with natural lightAir-conditioned florida roomTile throughout

Looking for low-maintenance living without giving up space? This 2,041 sq ft home in gated RiverGate offers one of the larger floorplans in the community, peaceful water views, HOA-maintained lawn care, and access to the neighborhood pool. Filled with natural light, the home features tile throughout, cedar-lined closets, custom glass doors, skylights, and an open kitchen with bar-top seating. The air-conditioned Florida room provides additional year-round living space, while the owner’s suite includes a separate sitting area for added flexibility. Tucked on a cul-de-sac and centrally located near shopping, dining, and everyday conveniences, this home offers the comfort of a single-family residence with less exterior upkeep. Be sure to review the attached Features List in MLS for additional upgrades and details.

55 days
309
14

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Rooms

Room types: Florida Room, Dining Room

Primary bedroom

Features: Walk-In Closet(s)
Level: First

Kitchen

Level: First

Living room

Level: First

Heating

Electric, Heat Pump

Cooling

Central Air

Appliances

Included: Dishwasher, Range, Range Hood, Refrigerator
Laundry: Electric Dryer Hookup, In Garage, Laundry Room, Washer Hookup

Features

Cathedral Ceiling(s), Ceiling Fan(s), Kitchen/Family Room Combo, L Dining, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Thermostat, Walk-In Closet(s)
Flooring: Ceramic Tile
Doors: Sliding Doors
Windows: Skylight(s), Window Treatments
Has fireplace: No

Interior area

Total structure area: 2,041
Total interior livable area: 2,041 sqft

Video & virtual tour

View virtual tour

Property

Parking

Total spaces: 2
Parking features: Driveway, Garage Door Opener
Attached garage spaces: 2
Has uncovered spaces: Yes

Features

Levels: One
Stories: 1
Exterior features: Irrigation System, Rain Gutters
Has view: Yes
View description: Water, Pond
Has water view: Yes
Water view: Water,Pond
Waterfront features: Pond

Lot

Size: 7,231 Square Feet
Features: Cul-De-Sac

Details

Parcel number: 0711315320000000580
Zoning: RESI
Special conditions: None

Construction

Type & style

Home type: SingleFamily
Architectural style: Florida
Property subtype: Single Family Residence

Materials

Block
Foundation: Slab
Roof: Shingle

Condition

Completed
New construction: No
Year built: 2008

Details

Builder name: SeaGate

Utilities & green energy

Sewer: Holding Tank
Water: Public
Utilities for property: Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected

Community & HOA

Community

Features: Gated Community - No Guard, Pool
Security: Gated Community, Smoke Detector(s)
Pet fee: $0 monthly
Subdivision: RIVERGATE PH 02

HOA

Has HOA: Yes
Amenities included: Pool
Services included: Community Pool, Maintenance Grounds
HOA fee: $224 monthly
HOA name: Vespa
HOA phone: 386-439-0134

Location

Region: Palm Coast

Financial & listing details

Price per square foot: $176/sqft
Tax assessed value: $308,333
Annual tax amount: $1,244
Date on market: 9/17/2026
Cumulative days on market: 56 days
Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
Ownership: Fee Simple
Total actual rent: 0
Electric utility on property: Yes
Road surface type: Asphalt

Estimated market value

$350,900

$333,000 - $368,000

$1,948/mo

Price history

Date	Event	Price
10/2/2026	Price change	$359,900-2.7%$176/sqft
Source: Stellar MLS #FC321494 Report a problem
9/17/2026	Listed for sale	$369,900+40.2%$181/sqft
Source: Stellar MLS #FC321494 Report a problem
1/22/2008	Sold	$263,900$129/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$1,244 +4.3%	$179,675 +2.9%
2024	$1,193 +4.7%	$174,611 +3%
2023	$1,139 -31.8%	$169,525 +3%
2022	$1,671 +2.6%	$164,588 +3%
2021	$1,629 +0.9%	$159,794 +1.4%
2020	$1,614 +2.7%	$157,586 +2.3%
2019	$1,572 +1.4%	$154,043 +1.9%
2018	$1,550	$151,171 +2.1%
2017	--	$148,062 +5.7%
2016	--	$140,071 +0.7%
2015	--	$139,097 +0.8%
2014	--	$137,993 +1.5%
2013	--	$135,954 +1.7%
2012	--	$133,681 -7.4%
2011	--	$144,433 -12.8%
2010	--	$165,691 -17.6%
2009	--	$201,192 +221.9%
2008	--	$62,500 -26.2%
2007	--	$84,700
2006	--	$84,700