305 Peachtree Cir, Santa Rosa Beach, FL 32459

No HOA and no rental restrictions--ideal as a primary residence, second home, or income-producing Airbnb. Private 3-story Florida cottage backing directly to a state wildlife preserve, offering exceptional privacy and natural views in North Santa Rosa Beach. This 3-bedroom, 3-bath home features approximately 1,890 sq ft with a functional multi-level layout that provides flexibility for full-time living, second home use, or rental income. Interior highlights include wood flooring, an open living area, and a well-appointed kitchen designed for everyday living and entertaining. The second floor features a spacious balcony, ideal for enjoying the peaceful natural surroundings, while the third-floor covered balcony offers elevated views over the preserve--perfect for sunsets and local wildlife. A third-level loft/tower creates a unique bonus space, well-suited for a home office or private retreat. Situated on a generously sized lot, the property offers a quiet, natural setting while remaining conveniently located near Hwy 98, shopping, dining, and just minutes to the beach. A nearby public boat launch adds to the appeal for those who enjoy being on the water.