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  • $749,900

    3089 W Moonlight Pl, Morganton, NC 28655

    --beds
    --baths
    0.76Acres
    Unimproved Land
    Built in ----
    0.76 Acres Lot
    $711,800 Zestimate®
    $--/sqft
    $-- HOA

    What's special

    New dockBeautiful waterfrontClear mountain waterExtensive landscapingInviting settingSignificant seawall improvementsAttractive well-planned setting
    Welcome to your Lake James retreat, where thoughtful improvements, beautiful waterfront, and an inviting setting come together for effortless lake living. Located at **3089 Moonlight Drive in Morganton**, this property offers the opportunity to enjoy one of Western North Carolina’s most sought-after lakes with much of the waterfront work already completed. The current owner has made a **substantial investment in enhancing and protecting the property**, including a **new dock, extensive landscaping, and significant seawall improvements**. These upgrades have transformed the shoreline and outdoor spaces, creating an attractive, well-planned setting designed to maximize enjoyment of the lake. Whether spending the morning on the dock, heading out for a day of boating, or unwinding by the water at sunset, this property is all about embracing the **Lake James lifestyle**. The improved landscaping provides a polished transition from the home to the waterfront, while the updated shoreline and dock add both function and appeal. Lake James is known for its **clear mountain water, boating, fishing, swimming, and breathtaking Blue Ridge Mountain surroundings**. With Morganton nearby and outdoor recreation throughout the Lake James area, this location offers the perfect balance of privacy, recreation, and convenience. A special opportunity for a **primary residence, weekend retreat, or second home**, 3089 Moonlight Drive offers more than a place at the lake—it offers a waterfront property where significant time, planning, and investment have already gone into creating an exceptional setting. **Come experience Lake James and see firsthand the improvements that make this property ready to enjoy from day one.**
    3 days
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    295
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    20
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    Zillow last checked:

    Listing updated:

    Listed by:

    Hilary Repass hilaryrepassrealestate@gmail.com,

    RE/MAX A-Team,

    Andi Jack,

    RE/MAX A-Team

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4416693MLS Logo

      Facts & features

      Interior

      Interior area
      • Finished area below ground: 0

      Property

      Features
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Retaining Wall, Dock, Waterfront
      • Body of water: Lake James
      Lot
      • Size: 0.76 Acres
      • Features: Cul-De-Sac
      Details
      • Additional structures: Other
      • Parcel number: 62976
      • Zoning: R-3
      • Special conditions: Standard

      Utilities & green energy

      • Sewer: Septic Needed
      • Water: City
      • Utilities for property: Electricity Connected

      Community & HOA

      Community
      • Features: Gated, Street Lights, Walking Trails
      • Subdivision: Waters Edge
      HOA
      • Has HOA: Yes
      Location
      • Region: Morganton

      Financial & listing details

      • Tax assessed value: $318,344
      • Annual tax amount: $2,021
      • Date on market: 8/22/2026
      • Cumulative days on market: 3 days
      • Listing terms: Cash,Conventional
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        $711,800

        $676,000 - $747,000

        $3,022/mo

        Price history

        DateEventPrice
        8/22/2026Listed for sale$749,900
        Source: Canopy MLS as distributed by MLS GRID #4416693 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,021 -0.8%$318,344
        2024$2,037 $318,344
        2023$2,037 +9%$318,344 +32%
        2022$1,869 $241,147
        2021$1,869 $241,147
        2020$1,869 +223.4%$241,147
        2019$578 $241,147
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 28655

        Getting around

        0 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Glen Alpine
        • Middle: Table Rock
        • High: Freedom

        Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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