Welcome to your Lake James retreat, where thoughtful improvements, beautiful waterfront, and an inviting setting come together for effortless lake living. Located at **3089 Moonlight Drive in Morganton**, this property offers the opportunity to enjoy one of Western North Carolina’s most sought-after lakes with much of the waterfront work already completed.
The current owner has made a **substantial investment in enhancing and protecting the property**, including a **new dock, extensive landscaping, and significant seawall improvements**. These upgrades have transformed the shoreline and outdoor spaces, creating an attractive, well-planned setting designed to maximize enjoyment of the lake.
Whether spending the morning on the dock, heading out for a day of boating, or unwinding by the water at sunset, this property is all about embracing the **Lake James lifestyle**. The improved landscaping provides a polished transition from the home to the waterfront, while the updated shoreline and dock add both function and appeal.
Lake James is known for its **clear mountain water, boating, fishing, swimming, and breathtaking Blue Ridge Mountain surroundings**. With Morganton nearby and outdoor recreation throughout the Lake James area, this location offers the perfect balance of privacy, recreation, and convenience.
A special opportunity for a **primary residence, weekend retreat, or second home**, 3089 Moonlight Drive offers more than a place at the lake—it offers a waterfront property where significant time, planning, and investment have already gone into creating an exceptional setting.
**Come experience Lake James and see firsthand the improvements that make this property ready to enjoy from day one.**
Under contract-show
Price cut: $100K (9/23)
$599,900
3089 W Moonlight Pl, Morganton, NC 28655
--beds
--baths
0.76Acres
Unimproved Land
Built in ----
0.76 Acres Lot
$-- Zestimate®
$--/sqft
$100/mo HOA
What's special
New dockBeautiful waterfrontClear mountain waterExtensive landscapingInviting settingSignificant seawall improvementsAttractive well-planned setting
- 60 days
- 92
- 0
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Hilary Repass hilaryrepassrealestate@gmail.com,
RE/MAX A-Team,
Andi Jack,
RE/MAX A-Team
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4416693
Facts & features
Interior
Interior area
- Finished area below ground: 0
Property
Features
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Retaining Wall, Dock, Waterfront
- Body of water: Lake James
Lot
- Size: 0.76 Acres
- Features: Cul-De-Sac
Details
- Additional structures: Other
- Parcel number: 62976
- Zoning: R-3
- Special conditions: Standard
Utilities & green energy
- Sewer: Septic Needed
- Water: City
- Utilities for property: Electricity Connected
Community & HOA
Community
- Features: Gated, Street Lights, Walking Trails
- Subdivision: Waters Edge
HOA
- Has HOA: Yes
- HOA fee: $1,200 annually
- HOA name: Waters Edge on Lake James POA
Location
- Region: Morganton
Financial & listing details
- Tax assessed value: $318,344
- Annual tax amount: $2,021
- Date on market: 8/22/2026
- Cumulative days on market: 62 days
- Listing terms: Cash,Conventional
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 9/23/2026 | Price change | $599,900-14.3% |
Source: | ||
| 9/15/2026 | Price change | $699,900-6.7% |
Source: | ||
| 8/22/2026 | Listed for sale | $749,900 |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,021 -0.8% | $318,344 |
| 2024 | $2,037 | $318,344 |
| 2023 | $2,037 +9% | $318,344 +32% |
| 2022 | $1,869 | $241,147 |
| 2021 | $1,869 | $241,147 |
| 2020 | $1,869 +223.4% | $241,147 |
| 2019 | $578 | $241,147 |
Find assessor info on the county website
Monthly payment
Climate risks
Neighborhood: 28655
Nearby schools
Schools provided by the listing agent
- Elementary: Glen Alpine
- Middle: Table Rock
- High: Freedom
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





