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  • $1,595,000

    3097 W Moonlight Pl, Morganton, NC 28655

    3beds
    2,701sqft
    Single Family Residence
    Built in 2018
    0.96 Acres Lot
    $1,593,900 Zestimate®
    $591/sqft
    $3,160 Estimated rent

    Home value

    $1,593,900

    $1.51M - $1.67M

    $3,160/mo

    Zestimate® history
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    What's special

    Clean modern finishesCommunity beachPrivate beachTouch-less boat cover systemExpansive usable waterfrontCurated low-maintenance landscapingInstalled shoreline protection
    Refined Lakefront Living on Lake James – Waters Edge, Morganton, NC Welcome to a rare offering where luxury meets the effortless beauty of lakefront living. Set along 251 feet of pristine, walkable shoreline, this exceptional Timberblock home captures what so few properties on Lake James can—a true connection to the water. Here, gentle terrain leads you to your own private beach, fire pit, and covered dock with boat lift, creating a setting that feels more like a private retreat than a residence. Designed for those who truly appreciate time on the water, the property is equipped with a touch-less boat cover system—providing effortless protection for your boat without the hassle of traditional covers—along with installed shoreline protection to preserve the integrity of this exceptional waterfront. Thoughtfully constructed using Timberblock’s advanced panelized building system, the home blends timeless craftsmanship with modern performance. Its high-efficiency insulated envelope provides year-round comfort, while the superior wall basement system and full-house generator offer lasting quality and peace of mind. Inside, clean modern finishes complement the warmth of the log-style design, while a fully finished basement offers refined additional living space for hosting family and guests. Outdoors, the experience continues with covered seating areas, curated low-maintenance landscaping, and softly lighted pathways that guide you from the home to the water’s edge, creating an inviting atmosphere both day and night. Select furnishings, including premium outdoor furnishings curated for lakefront living, are negotiable with an acceptable offer. Thoughtfully designed for both relaxation and entertaining, the property offers an effortless transition into summer on Lake James or the opportunity to create an exceptional luxury vacation rental experience. Beyond its beauty, this property offers exceptional versatility. With short-term rentals permitted, it presents a rare opportunity to own a luxury retreat that can also serve as a highly desirable vacation investment, appealing to those seeking an elevated Lake James experience. Located within the gated Waters Edge community, residents enjoy low HOA fees, a community beach, and direct access to the Fonta Flora State Trail. Just minutes away, you’ll find Perry’s Berrys Vineyard & Winery and Fonta Flora Brewery Whippoorwill Farm, with the natural beauty of Linville Gorge nearby, and the culture of Asheville and Biltmore Estate within easy reach. Downtown Morganton is just 15 minutes away. With its uncommon combination of expansive usable waterfront, elevated construction quality, and thoughtfully designed outdoor living, this home represents a truly distinguished opportunity on Lake James. A place to gather. A place to retreat. A place to live exceptionally.

    Zillow last checked:

    Listing updated:

    Listing Provided by:

    Heidi Barrier hometeamheidi@gmail.com,

    EXP Realty LLC

    Bought with:

    Polly Leadbetter

    Engel & Volkers Foothills Lake James

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4379107MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 4
    • Full bathrooms: 3
    • 1/2 bathrooms: 1
    • Main level bedrooms: 1
    Primary bedroom
    • Level: Main
    Bathroom full
    • Level: Main
    Bathroom half
    • Level: Main
    Dining area
    • Level: Main
    Kitchen
    • Level: Main
    Laundry
    • Level: Basement
    Living room
    • Level: Main
    Heating
    • Ductless, Heat Pump
    Cooling
    • Ductless, Heat Pump
    Appliances
    • Included: Gas Range, Gas Water Heater, Microwave, Oven, Refrigerator
    • Laundry: In Basement
    Features
    • Flooring: Concrete, Tile, Wood
    • Basement: Finished,Walk-Out Access
    • Fireplace features: Gas, Gas Log
    Interior area
    • Total structure area: 1,533
    • Total interior livable area: 2,701 sqft
    • Finished area above ground: 1,533
    • Finished area below ground: 1,168

    Property

    Parking
    • Total spaces: 4
    • Parking features: Driveway, Attached Garage, Garage on Main Level
    • Attached garage spaces: 1
    • Uncovered spaces: 3
    Features
    • Levels: One and One Half
    • Stories: 1
    • Patio & porch: Deck, Front Porch, Patio, Porch, Rear Porch, Side Porch
    • Exterior features: Fire Pit
    • Has view: Yes
    • View description: Water
    • Has water view: Yes
    • Water view: Water
    • Waterfront features: Beach - Public, Waterfront
    • Body of water: Lake James
    Lot
    • Size: 0.96 Acres
    Details
    • Parcel number: 1764164917
    • Zoning: PRMC
    • Special conditions: Standard
    • Other equipment: Generator

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Arts and Crafts,Cabin
    • Property subtype: Single Family Residence
    Materials
    • Other
    Condition
    • New construction: No
    • Year built: 2018
    Details
    • Builder name: Barrier Construction Inc

    Utilities & green energy

    • Sewer: Septic Installed
    • Water: County Water
    • Utilities for property: Wired Internet Available

    Community & neighborhood

    Security
    • Security features: Security System
    Community
    • Community features: Gated, Lake Access, Recreation Area, Walking Trails
    Location
    • Region: Morganton
    • Subdivision: Waters Edge

    HOA & financial

    HOA
    • Has HOA: Yes
    • HOA fee: $1,200 annually
    • Association name: WATERS EDGE POA
    • Association phone: 320-291-3749

    Other

    Other facts
    • Listing terms: Cash,Conventional,VA Loan
    • Road surface type: Gravel, Paved

    Price history

    DateEventPrice
    6/30/2026Sold$1,595,000-1.8%$591/sqft
    Source: Canopy MLS as distributed by MLS GRID #4379107 Report a problem
    5/20/2026Contingent$1,625,000$602/sqft
    Source: eXp Realty #4379107 Report a problem
    5/7/2026Listed for sale$1,625,000$602/sqft
    Source: Canopy MLS as distributed by MLS GRID #4379107 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$6,633 +5.6%$929,469
    2024$6,281 0%$929,469
    2023$6,284 +4.2%$929,469 +28.2%
    2022$6,032 -0.5%$724,873
    2021$6,063 -0.2%$724,873
    2020$6,073 +6.7%$724,873
    2019$5,690 $724,873

    Find assessor info on the county website

    Neighborhood: 28655

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Oak Hill
    • Middle: Table Rock
    • High: Freedom

    Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value
    $1,593,900
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $1,593,900