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Pending
    • Listed by: eXp Realty of California, Inc. • Michele Smith • Contact: 805-423-2151
    Price cut: $195.9K (6/19)
    $2,895,000

    3092 Studio Dr, Cayucos, CA 93430

    2beds
    1,660sqft
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    Single Family Residence
    Built in 1986
    5,131 Square Feet Lot
    $2,691,900 Zestimate®
    $1,744/sqft
    $458/mo HOA

    What's special

    Unobstructed panoramic ocean viewsPristine coastlineExpansive windowsThoughtfully and extensively remodeledLight-filled interiorsBeautifully re-designed back deckQuality upgrades throughout
    Welcome to 3092 Studio Drive — an exceptional oceanfront retreat set within a small gated community. Perfectly positioned along the coastline, this 2-bedroom, 2-bathroom home offers a rare opportunity to experience true Central Coast living with unobstructed, panoramic ocean views and a spectacular location. Thoughtfully and extensively remodeled, the residence showcases quality upgrades throughout, blending coastal elegance with modern comfort. Light-filled interiors create a warm and inviting atmosphere, while expansive windows capture the natural beauty of the surrounding shoreline. Step outside to the beautifully re-designed back deck — an ideal setting to relax, entertain, and take in breathtaking sunsets over the Pacific. With direct beach access approximately 50 yards from the home, you’ll enjoy effortless walks to Cayucos’ sandy shoreline. Additional highlights include a 2-car garage and a rare side yard featuring low-maintenance landscaping — an uncommon and valuable feature for oceanfront properties in this area, offering additional space to unwind and enjoy the coastal lifestyle. Located in the charming beach town of Cayucos, known for its laid-back atmosphere and pristine coastline, this is a truly special property that must be seen to be fully appreciated.
    113 days
    |
    2,178
    |
    73
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Michele Smith DRE #01143667 805-423-2151,

    eXp Realty of California, Inc.

    Source: CRMLS,MLS#: NS26056861MLS LogoOriginating MLS: California Regional MLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 1
      • 3/4 bathrooms: 1
      • Main level bathrooms: 2
      • Main level bedrooms: 2
      Rooms
      • Room types: Bedroom, Entry/Foyer, Kitchen, Laundry, Living Room, Primary Bathroom, Primary Bedroom, Other
      Primary bedroom
      • Features: Main Level Primary
      Primary bedroom
      • Features: Primary Suite
      Bedroom
      • Features: All Bedrooms Down
      Bedroom
      • Features: Bedroom on Main Level
      Bathroom
      • Features: Bidet, Bathroom Exhaust Fan, Bathtub, Granite Counters, Heated Floor, Remodeled, Tub Shower, Upgraded, Walk-In Shower
      Kitchen
      • Features: Granite Counters, Kitchen/Family Room Combo, Remodeled, Self-closing Cabinet Doors, Self-closing Drawers, Updated Kitchen, Utility Sink
      Other
      • Features: Walk-In Closet(s)
      Heating
      • Central, Forced Air, Natural Gas
      Cooling
      • None
      Appliances
      • Included: 6 Burner Stove, Convection Oven, Dishwasher, Microwave, Refrigerator, Range Hood
      • Laundry: Inside, Laundry Room
      Features
      • Breakfast Bar, Built-in Features, Cathedral Ceiling(s), Granite Counters, High Ceilings, Open Floorplan, Pantry, Recessed Lighting, All Bedrooms Down, Bedroom on Main Level, Main Level Primary, Primary Suite, Walk-In Closet(s)
      • Flooring: Tile, Wood
      • Doors: French Doors
      • Windows: Blinds, Bay Window(s), Custom Covering(s), Double Pane Windows, Screens
      • Has fireplace: Yes
      • Fireplace features: Family Room, Gas, Primary Bedroom
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total interior livable area: 1,660 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Concrete, Direct Access, Driveway Level, Door-Single, Driveway, Electric Gate, Garage Faces Front, Garage, Off Site, Off Street, Private
      • Attached garage spaces: 2
      Accessibility
      • Accessibility features: No Stairs, Parking
      Features
      • Levels: One
      • Stories: 1
      • Entry location: Main
      • Patio & porch: Rear Porch, Concrete, Deck, Enclosed, Open, Patio, Stone
      • Exterior features: Lighting
      • Pool features: None
      • Spa features: None
      • Fencing: Excellent Condition,Stucco Wall
      • Has view: Yes
      • View description: Bay, Back Bay, Coastline, Ocean, Panoramic, Rocks, Creek/Stream, Water
      • Has water view: Yes
      • Water view: Bay,Back Bay,Coastline,Ocean,Creek/Stream,Water
      • Waterfront features: Beach Access, Beach Front, Creek, Ocean Front, Ocean Side Of Highway
      Lot
      • Size: 5,131 Square Feet
      • Features: Garden, Lawn, Level, Paved, Street Level, Walkstreet
      Details
      • Additional structures: Second Garage
      • Parcel number: 064275030
      • Zoning: RSF
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Modern
      • Property subtype: Single Family Residence
      Materials
      • Stucco
      • Foundation: Slab
      • Roof: Flat,Fire Proof,Other,Ridge Vents
      Condition
      • Turnkey
      • New construction: No
      • Year built: 1986

      Utilities & green energy

      • Electric: Standard
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Connected, Natural Gas Connected, Phone Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Biking, Fishing, Gated
      • Security: Carbon Monoxide Detector(s), Security Gate, Gated Community, Smoke Detector(s)
      • Subdivision: Cayucos Rural(520)
      HOA
      • Has HOA: Yes
      • Amenities included: Maintenance Grounds, Insurance
      • HOA fee: $5,500 annually
      • HOA name: Oceanview Villas
      • HOA phone: 805-995-3643
      Location
      • Region: Cayucos

      Financial & listing details

      • Price per square foot: $1,744/sqft
      • Tax assessed value: $2,503,220
      • Annual tax amount: $26,005
      • Date on market: 3/18/2026
      • Cumulative days on market: 113 days
      • Listing terms: Cash,Cash to New Loan
      • Road surface type: Paved

        Estimated market value

        $2,691,900

        $2.56M - $2.83M

        $5,669/mo

        Price history

        DateEventPrice
        7/6/2026Pending sale$2,895,000$1,744/sqft
        Source: CRMLS #NS26056861 Report a problem
        6/19/2026Price change$2,895,000-6.3%$1,744/sqft
        Source: eXp Realty #NS26056861 Report a problem
        3/18/2026Listed for sale$3,090,900+40.5%$1,862/sqft
        Source: CRMLS #NS26056861 Report a problem
        8/18/2017Sold$2,200,000-2.2%$1,325/sqft
        Source: Public Record Report a problem
        7/17/2017Pending sale$2,250,000$1,355/sqft
        Source: Re/Max Pines by the Sea #SC17156265 Report a problem
        7/12/2017Listed for sale$2,250,000+18.1%$1,355/sqft
        Source: Re/Max Pines by the Sea #SC17156265 Report a problem
        2/29/2008Sold$1,905,000-7.1%$1,148/sqft
        Source: Public Record Report a problem
        9/7/2007Sold$2,050,000$1,235/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$26,005 +0.8%$2,503,220 +2%
        2024$25,799 +1.1%$2,454,138 +2%
        2023$25,527 +1.7%$2,406,019 +2%
        2022$25,102 +1.4%$2,358,843 +2%
        2021$24,765 +1.1%$2,312,592 +1%
        2020$24,502 +2%$2,288,880 +2%
        2019$24,022 +2%$2,244,000 +2%
        2018$23,550 +2%$2,200,000 +2%
        2017$23,078 +2%$2,156,023 +2%
        2016$22,625 $2,113,749 +12.7%
        2015$22,625 +46.9%$1,875,000 +13.6%
        2014$15,399 $1,650,000
        2012-- $1,650,000
        2011-- $1,650,000
        2010-- $1,650,000 -6%
        2009-- $1,755,000 -7.9%
        2008-- $1,905,000 +376.2%
        2007-- $400,004 +2%
        2006-- $392,162 +2%
        2005-- $384,474 +2%
        2004-- $376,936 +1.9%
        2003-- $370,028 +2%
        2002-- $362,774 +2%
        2001-- $355,662
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 93430

        Getting around

        7 / 100
        Car-Dependent
        14 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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