Cozy Waterview Townhome Discover serene living in this charming townhome located in the peaceful Cove View Condominium Community. Enjoy breathtaking waterfront views and exclusive access to the community pier, ideal for boating enthusiasts. Situated on a tranquil street, this residence offers the perfect blend of quiet privacy and convenient proximity to local attractions. Inside, you’ll find hardwood flooring on the first level, with a first-floor waterview bedroom or office/den, plus a tiled bathroom. Upstairs features carpeted floors and an additional tiled bathroom. On cooler evenings, cozy up by the wood-burning fireplace to relax in comfort. The unit needs some TLC and is being sold as-is, offering a great opportunity for those looking to customize their home. Additional features include: A convenient first-floor laundry room, a single-car garage for secure parking, and a recently replaced roof for added peace of mind. The condo fee covers hazard insurance (owners are responsible for contents insurance), lawn maintenance, and a contribution to the capital reserve. Experience living at its finest in this charming St. Michaels townhome at Cove View—your gateway to tranquility and outdoor enjoyment.
Sold for $465,000
$465,000
314 Cove View Dr #5B, Saint Michaels, MD 21663
3beds
1,540sqft
Condominium
Built in 1985
-- sqft lot
$498,700 Zestimate®
$302/sqft
$2,093 Estimated rent
Home value
$498,700
$474,000 - $524,000
$2,093/mo
Zestimate® history
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$2,846/mo
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Est. payment
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List your homeWhat's special
Wood-burning fireplaceConvenient first-floor laundry roomTiled bathroomRecently replaced roofBreathtaking waterfront views
Zillow last checked:
Listing updated:
Listed by:
Tracy Higgs Wagner 410-310-5581,
Meredith Fine Properties
Bought with:
Debra Crouch, 306848
Benson & Mangold, LLC
Source: Bright MLS,MLS#: MDTA2013356
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Rooms
- Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Kitchen, Foyer, Laundry, Primary Bathroom, Full Bath
Primary bedroom
- Features: Attached Bathroom
- Level: Main
Bedroom 2
- Level: Upper
Primary bathroom
- Features: Bathroom - Tub Shower
- Level: Main
Dining room
- Level: Main
Foyer
- Level: Main
Other
- Features: Bathroom - Tub Shower
- Level: Upper
Kitchen
- Level: Main
Laundry
- Level: Main
Living room
- Features: Fireplace - Wood Burning
- Level: Main
Heating
- Heat Pump, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Electric Water Heater
- Laundry: Main Level, Dryer In Unit, Washer In Unit, Laundry Room
Features
- Flooring: Hardwood, Tile/Brick, Carpet
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Brick, Mantel(s), Screen
Interior area
- Total structure area: 1,540
- Total interior livable area: 1,540 sqft
- Finished area above ground: 1,540
- Finished area below ground: 0
Property
Parking
- Total spaces: 1
- Parking features: Garage Faces Front, Attached
- Attached garage spaces: 1
Accessibility
- Accessibility features: 2+ Access Exits
Features
- Levels: Bi-Level,Two
- Stories: 2
- Pool features: None
- Has view: Yes
- View description: Creek/Stream, Scenic Vista
- Has water view: Yes
- Water view: Creek/Stream
- Waterfront features: Private Dock Site, Creek/Stream, Boat - Powered, Canoe/Kayak, Fishing Allowed, Cove
- Body of water: Spencer Creek
- Frontage length: Water Frontage Ft: 100
Lot
- Size: 0.28 Acres
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 2102108607
- Zoning: TR
- Special conditions: Standard
Construction
Type & style
- Home type: Condo
- Property subtype: Condominium
- Attached to another structure: Yes
Materials
- Vinyl Siding
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 1985
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Condo and coop fee: $500 quarterly
- Subdivision: Cove View
HOA
- Has HOA: Yes
- Amenities included: Boat Dock/Slip, Mooring Area, Picnic Area, Pier/Dock, Water/Lake Privileges
- Services included: Common Area Maintenance, Insurance, Lawn Care Front, Lawn Care Rear, Lawn Care Side, Maintenance Grounds, Management, Pier/Dock Maintenance, Reserve Funds
- HOA fee: $100 annually
- HOA name: RIO VISTA COMMUNITY ASSOC.
- Second HOA name: Cove View Condominium, Inc
Location
- Region: Saint Michaels
Financial & listing details
- Price per square foot: $302/sqft
- Tax assessed value: $443,000
- Annual tax amount: $3,967
- Date on market: 5/18/2026
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Price history
| Date | Event | Price |
|---|---|---|
| 6/12/2026 | Sold | $465,000-6.6%$302/sqft |
Source:  Bright MLS #MDTA2013356 Report a problem | ||
| 5/29/2026 | Pending sale | $498,000$323/sqft |
Source: Bright MLS #MDTA2013356 Report a problem | ||
| 5/21/2026 | Contingent | $498,000$323/sqft |
Source: Bright MLS #MDTA2013356 Report a problem | ||
| 5/18/2026 | Listed for sale | $498,000+169.2%$323/sqft |
Source: Bright MLS #MDTA2013356 Report a problem | ||
| 11/25/1997 | Sold | $185,000$120/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $433,500 +7.7% |
| 2024 | $3,634 +14.4% | $402,433 +8.4% |
| 2023 | $3,177 +17.6% | $371,367 +9.1% |
| 2022 | $2,702 +6.3% | $340,300 +0.3% |
| 2021 | $2,541 +0.3% | $339,200 +0.3% |
| 2020 | $2,533 +0.3% | $338,100 +0.3% |
| 2019 | $2,525 +7.1% | $337,000 +2.6% |
| 2018 | $2,358 +8% | $328,333 +2.7% |
| 2017 | $2,183 +67.9% | $319,667 +2.8% |
| 2016 | $1,300 | $311,000 |
| 2015 | $1,300 +2.4% | $311,000 |
| 2014 | $1,269 | $311,000 -26.5% |
| 2013 | -- | $423,000 |
| 2012 | -- | $423,000 |
| 2011 | -- | $423,000 -13.1% |
| 2010 | -- | $486,680 +12% |
| 2009 | -- | $434,536 +10.5% |
| 2008 | -- | $393,153 +19% |
| 2007 | -- | $330,250 +11.8% |
| 2006 | -- | $295,356 +13.4% |
| 2005 | -- | $260,463 +15.5% |
| 2004 | -- | $225,570 +7.3% |
| 2003 | -- | $210,180 +7.9% |
| 2002 | -- | $194,790 +8.6% |
| 2001 | -- | $179,400 |
Find assessor info on the county website
Neighborhood: 21663
Nearby homes
- $495,0003 bd2 ba1.5k sqft316 Cove View Dr #5A, Saint Michaels, MD 21663Sold
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Nearby schools
GreatSchools rating
- 5/10St. Michaels Elementary SchoolGrades: PK-5Distance: 0.7 mi
- 5/10St. Michaels Middle/High SchoolGrades: 6-12Distance: 0.8 mi
Schools provided by the listing agent
- District: Talbot County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$498,700
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Estimated market value
$498,700
- Maryland
- Talbot County
- Saint Michaels
- 21663
- 314 Cove View Dr Unit 5B
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