Under contract-show

$439,000

314 S Cedar St, Lincolnton, NC 28092

3beds

2,725sqft

Get pre-qualified

Single Family Residence

Built in 1900

0.1 Acres Lot

$420,600 Zestimate^®

$161/sqft

$-- HOA

What's special

Inviting front porchCozy sitting areaAmple storage throughoutWalk-in pantryImpressive walk-in closetTwo generously sized bedroomsUpdated kitchen

Rare downtown Lincolnton opportunity! This charming home blends timeless character with modern conveniences in an unbeatable location. The updated kitchen features a walk-in pantry, while spacious living and dining areas provide the perfect setting for entertaining. An optional primary bedroom on the main level offers flexibility. Enjoy outdoor living with an inviting front porch and rear deck ideal for relaxing or casual gatherings. Upstairs, you’ll find a cozy sitting area, two generously sized bedrooms, and an impressive walk-in closet that could easily serve as a fourth bedroom, office, or nursery. Ample storage throughout. Utilities: Piedmont Natural Gas; City of Lincolnton (water, sewer, electric) The basement is a cellar entry at doorway under stairs.

63 days

152

2

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1
Main level bedrooms: 1

Primary bedroom

Level: Main

Bedroom s

Level: Upper

Bedroom s

Level: Upper

Bathroom full

Level: Main

Bathroom half

Level: Main

Bathroom full

Level: Upper

Dining room

Level: Main

Kitchen

Level: Main

Living room

Level: Main

Sunroom

Level: Main

Heating

Electric, Heat Pump, Natural Gas

Cooling

Central Air, Electric

Appliances

Included: Dishwasher, Disposal, Gas Cooktop, Wall Oven
Laundry: Inside, Laundry Closet, Main Level

Features

Kitchen Island, Pantry, Storage, Walk-In Closet(s), Walk-In Pantry
Flooring: Tile, Vinyl, Wood
Doors: French Doors
Windows: Insulated Windows
Basement: Partial,Sump Pump,Unfinished
Fireplace features: Gas, Gas Log, Living Room

Interior area

Total structure area: 2,725
Total interior livable area: 2,725 sqft
Finished area above ground: 2,725
Finished area below ground: 0

Property

Parking

Total spaces: 3
Parking features: Attached Carport
Carport spaces: 1
Uncovered spaces: 2

Features

Levels: Two
Stories: 2
Patio & porch: Deck, Front Porch
Exterior features: Porte-cochere
Fencing: Back Yard,Front Yard,Partial

Lot

Size: 0.1 Acres

Details

Additional structures: Shed(s)
Parcel number: 22087
Zoning: R-O
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Architectural style: Traditional
Property subtype: Single Family Residence

Materials

Vinyl

Condition

New construction: No
Year built: 1900

Utilities & green energy

Sewer: Public Sewer
Water: City
Utilities for property: Electricity Connected

Community & HOA

Community

Features: Dog Park, RV Storage, Street Lights, Walking Trails
Subdivision: None

Location

Region: Lincolnton

Financial & listing details

Price per square foot: $161/sqft
Tax assessed value: $420,613
Annual tax amount: $4,482
Date on market: 5/13/2026
Cumulative days on market: 83 days
Listing terms: Cash,Conventional
Electric utility on property: Yes
Road surface type: Concrete

Estimated market value

$420,600

$400,000 - $442,000

$2,384/mo

Price history

Date	Event	Price
5/13/2026	Listed for sale	$439,000-9.5%$161/sqft
Source: Canopy MLS as distributed by MLS GRID #4381712 Report a problem
5/13/2026	Listing removed	$485,000$178/sqft
Source: Canopy MLS as distributed by MLS GRID #4372723 Report a problem
5/8/2026	Price change	$485,000-2%$178/sqft
Source: Canopy MLS as distributed by MLS GRID #4372723 Report a problem
4/23/2026	Listed for sale	$495,000+140.9%$182/sqft
Source: Canopy MLS as distributed by MLS GRID #4372723 Report a problem
3/25/2008	Sold	$205,500+5.4%$75/sqft
Source: Public Record Report a problem
2/1/2008	Listed for sale	$195,000$72/sqft
Source: NCI #709222 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$4,482 +0.9%	$420,613
2024	$4,442 -8.3%	$420,613 -8.7%
2023	$4,844 +43.9%	$460,842 +73.2%
2022	$3,367	$266,036
2021	$3,367 +2.6%	$266,036
2020	$3,281 +1.9%	$266,036
2019	$3,220 +27%	$266,036 +30.6%
2018	$2,536	$203,697
2017	$2,536	$203,697
2016	$2,536 +1%	$203,697
2015	$2,510 -1%	--
2014	$2,536	$204,681
2013	--	--
2012	--	--
2011	--	--
2010	--	--
2009	--	--
2008	--	$178,135 +23.1%
2007	--	$144,703
2006	--	$144,703
2005	--	$144,703
2004	--	$144,703
2003	--	--
2002	--	$124,421

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

Explore the cost of this home by adjusting the details. Changes won't be saved.

Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

See how much you could borrow to make a competitive offer.

Get pre-qualified

Climate risks

Neighborhood: 28092

Getting around

61 / 100

Somewhat Walkable

57 / 100

Bikeable

Nearby schools

GreatSchools rating

6/10
S Ray Lowder Elementary
Grades: PK-5Distance: 0.7 mi
4/10
Lincolnton Middle
Grades: 6-8Distance: 3.5 mi
5/10
Lincolnton High
Grades: 9-12Distance: 0.8 mi

Schools provided by the listing agent

Elementary: S. Ray Lowder
Middle: Lincolnton
High: Lincolnton

Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.