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    • Price cut: $20K (7/6)
    $369,000

    324 SW 21st Ter, Cape Coral, FL 33991

    4beds
    1,718sqft
    : 
    $2,404/mo
    Get pre-qualified
    Single Family Residence
    Built in 2018
    10,018 Square Feet Lot
    $-- Zestimate®
    $215/sqft
    $-- HOA

    What's special

    Private dockScreened lanaiWaterfront homeOpen-concept floor planCharming front porchTile flooring throughoutStainless steel appliances
    Huge reduction! One of the lowest priced waterfront homes in the city with a 3 car garage! Waterfront living at its finest! This beautifully maintained newer 4-bedroom, 2-bath home is perfectly situated on a freshwater canal with access to Cape Coral's sought-after chain of lakes, offering endless opportunities for boating, fishing, kayaking, and enjoying the Florida lifestyle. The open-concept floor plan features tile flooring throughout, stainless steel appliances, a newer A/C system (2024), and plenty of space for family and friends. Outside, you'll love the private dock, screened lanai, charming front porch, and spacious 3-car garage. Located in one of SW Cape Coral's most desirable neighborhoods, you're just minutes from shopping, dining, parks, and top-rated schools. Best of all, all assessments are paid, and the home is NOT in a flood zone. Whether you're looking for a year-round residence, vacation home, or investment property, this waterfront gem offers the perfect blend of comfort, convenience, and recreation. Don't miss your chance to own a piece of paradise!
    32 days
    |
    695
    |
    66
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Valerie Busic 239-560-7726,

    Legacy Premier Realty LLC

    Source: Florida Gulf Coast MLS,MLS#: 2026027514MLS LogoOriginating MLS: Florida Gulf Coast

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Bathroom, Guest Quarters, Great Room, Screened Porch
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ceiling Fan(s), Electric
      Appliances
      • Included: Dryer, Dishwasher, Microwave, Range, Refrigerator, Washer
      • Laundry: Inside
      Features
      • Dual Sinks, Living/Dining Room, Shower Only, Separate Shower, Split Bedrooms, Bathroom, Guest Quarters, Great Room, Screened Porch
      • Flooring: Tile
      • Windows: Single Hung, Shutters
      Interior area
      • Total structure area: 2,324
      • Total interior livable area: 1,718 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 3
      • Parking features: Attached, Garage, Garage Door Opener
      • Attached garage spaces: 3
      Features
      • Stories: 1
      • Patio & porch: Lanai, Open, Porch, Screened
      • Exterior features: Room For Pool, Shutters Manual
      • Has view: Yes
      • View description: Canal, Water
      • Has water view: Yes
      • Water view: Canal,Water
      • Waterfront features: Canal Access
      Lot
      • Size: 10,018 Square Feet
      • Dimensions: 80 x 125 x 80 x 125
      • Features: Rectangular Lot
      Details
      • Parcel number: 264423C303052.0390
      • Lease amount: $0
      • Zoning description: R1

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Florida,Ranch,One Story
      • Property subtype: Single Family Residence
      Materials
      • Block, Concrete, Stucco
      • Roof: Shingle
      Condition
      • Resale
      • Year built: 2018

      Utilities & green energy

      • Sewer: Assessment Paid, Public Sewer
      • Water: Assessment Paid, Public
      • Utilities for property: Cable Available, High Speed Internet Available

      Community & HOA

      Community
      • Features: Boat Facilities, None
      • Condo and coop fee: $0
      • Membership fee: $0
      • Subdivision: CAPE CORAL
      HOA
      • Has HOA: No
      • Amenities included: See Remarks
      • Services included: None
      Location
      • Region: Cape Coral

      Financial & listing details

      • Price per square foot: $215/sqft
      • Tax assessed value: $367,157
      • Annual tax amount: $6,719
      • Date on market: 6/23/2026
      • Cumulative days on market: 32 days
      • Listing terms: All Financing Considered,Cash
      • Ownership: Single Family

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/6/2026Price change$369,000-5.1%$215/sqft
        Source: Florida Gulf Coast MLS #2026027514 Report a problem
        6/23/2026Listed for sale$389,000+1340.7%$226/sqft
        Source: Florida Gulf Coast MLS #2026027514 Report a problem
        6/13/2018Sold$27,000+100%$16/sqft
        Source: Public Record Report a problem
        11/5/2001Sold$13,500$8/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,720 +9.5%$364,125 +10%
        2024$6,137 +1.3%$331,023 +10%
        2023$6,056 +8.8%$300,930 +10%
        2022$5,569 +13.2%$273,573 +10%
        2021$4,918 +10.3%$248,703 +10%
        2020$4,459 +2.4%$226,094 +2.2%
        2019$4,353 $221,256 +1064.5%
        2018$4,353 +691.6%$19,000 +8.9%
        2017$550 -5.7%$17,442 -3.1%
        2016$583 +5.5%$18,000 +20%
        2015$552 +10.7%$15,000 +38.9%
        2014$499 +21.8%$10,800 -5.3%
        2013$410 +13.9%$11,400 +0.9%
        2012$360 +3.4%$11,300
        2011$348 -10.2%$11,300 -7.4%
        2010$388 -11%$12,200 -18.7%
        2009$435 -25.2%$15,000 -50%
        2008$582 -54.6%$30,000 -57.1%
        2007$1,281 -42.6%$70,000 -41.9%
        2006$2,231 +358.7%$120,500 +473.8%
        2004$486 +74.3%$21,000 +91.3%
        2003$279 +131%$10,980 +183%
        2002$121 $3,880 -1%
        2000-- $3,920
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33991

        Getting around

        32 / 100
        Car-Dependent
        38 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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