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For sale
  • Price cut: $5K (9/9)
    $289,900

    3242 CARDIFF ST, PUNTA GORDA, FL 33983

    3beds
    1,490sqft
    : 
    $2,081/mo
    Get pre-qualified
    Single Family Residence
    Built in 1983
    10 Square Feet Lot
    $281,600 Zestimate®
    $195/sqft
    $-- HOA

    What's special

    Welcome home to Harbor Heights! This charming 3-bedroom, 2-bathhome offers the space, updates, and outdoor living you’ve been looking for—plus plenty of room to make it your own. With a 2021 roof, city water, and a newer septic system installed in 2013, some of the big-ticket items are already taken care of. Step inside to a bright, open-concept living space designed for everyday living and easy entertaining. The updated kitchen features beautiful wood cabinetry, granite countertops, and stainless steel appliances, with the kitchen opening directly to the dining and living areas so everyone stays connected. The appliances are approximately 4 years old. French doors open to the screened-in lanai, extending your living space outdoors and creating the perfect spot for morning coffee, an evening glass of wine, or simply enjoying Florida’s year-round lifestyle. And the backyard is where this home really shines! The large, fully fenced yard offers plenty of room for kids, pets, play, gardening, or backyard gatherings. A 12' x 25' concrete patio is ready for grilling and entertaining, while the impressive 24' x 12' electrically wired shed provides a fantastic bonus space for storage, a workshop, hobbies, projects, or even a dedicated workspace. The spacious primary suite features a walk-in closet and private bath with generous counter space. An interior laundry room with utility sink adds everyday convenience, with the flexibility to relocate the laundry to the garage if desired. Additional updates include exterior paint approximately 4 years ago and overhead plumbing approximately 1 year old. Ideally located near Deep Creek Elementary School and I-75, this home offers easy access to everyday conveniences and commuting routes while giving you the space to truly enjoy life at home. Whether you’re looking for room to grow, a fantastic fenced yard for the kids and pets, space to entertain, or a home with a workshop/storage area, this Harbor Heights gem deserves a look!
    62 days
    404
    65

    Zillow last checked:

    Listing updated:

    Listed by:

    Kim Simone, P.A. 941-238-8949,

    REALTYTEAM.COM, INC. 941-746-5525

    Source: Stellar MLS,MLS#: A4701474MLS LogoOriginating MLS: Sarasota - Manatee

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Utility Room
      Primary bedroom
      • Description: Room2
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 238 Square Feet
      • Dimensions: 17x14
      Bedroom 1
      • Description: Room3
      • Features: Built-in Closet
      • Level: First
      • Area: 110 Square Feet
      • Dimensions: 11x10
      Bedroom 2
      • Description: Room4
      • Features: Built-in Closet
      • Level: First
      • Area: 110 Square Feet
      • Dimensions: 11x10
      Kitchen
      • Description: Room1
      • Level: First
      • Area: 154 Square Feet
      • Dimensions: 14x11
      Living room
      • Level: First
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator
      • Laundry: Inside, Laundry Room
      Features
      • Ceiling Fan(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Other, Tray Ceiling(s), Walk-In Closet(s)
      • Flooring: Laminate
      • Has fireplace: No
      Interior area
      • Total structure area: 1,650
      • Total interior livable area: 1,490 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached
      • Attached garage spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Private Yard, Storage
      • Fencing: Wood
      Lot
      • Size: 10 Square Feet
      • Features: Cleared, Oversized Lot
      • Residential vegetation: Mature Landscaping
      Details
      • Additional structures: Shed(s)
      • Parcel number: 402322158007
      • Zoning: RSF3.5
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary,Patio,Traditional
      • Property subtype: Single Family Residence
      Materials
      • Block
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • Completed
      • New construction: No
      • Year built: 1983

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Cable Connected, Electricity Connected

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: HRBR HEIGHTS
      HOA
      • Has HOA: No
      Location
      • Region: Punta Gorda

      Financial & listing details

      • Price per square foot: $195/sqft
      • Tax assessed value: $229,850
      • Annual tax amount: $3,539
      • Date on market: 7/29/2026
      • Cumulative days on market: 63 days
      • Listing terms: Cash,Conventional,FHA,Other
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved

        Estimated market value

        $281,600

        $268,000 - $296,000

        $2,198/mo

        Price history

        DateEventPrice
        9/9/2026Price change$289,900-1.7%$195/sqft
        Source: Stellar MLS #A4701474 Report a problem
        7/29/2026Listed for sale$294,900+13.4%$198/sqft
        Source: Stellar MLS #A4701474 Report a problem
        8/27/2024Listing removed$260,000+2%$174/sqft
        Source: Stellar MLS #C7441817 Report a problem
        8/27/2021Sold$254,900-2%$171/sqft
        Source: Public Record Report a problem
        7/31/2021Pending sale$260,000$174/sqft
        Source: Stellar MLS #C7441817 Report a problem
        7/26/2021Listed for sale$260,000+15.6%$174/sqft
        Source: Stellar MLS #C7441817 Report a problem
        5/19/2021Listing removed--
        Source: RE/MAX International Report a problem
        4/30/2021Pending sale$225,000$151/sqft
        Source: Stellar MLS #C7441817 Report a problem
        4/26/2021Listed for sale$225,000+181.6%$151/sqft
        Source: Stellar MLS #C7441817 Report a problem
        2/20/2013Sold$79,900$54/sqft
        Source: Public Record Report a problem
        10/20/2012Listing removed$79,900$54/sqft
        Source: Coldwell Banker Gamiotea Realty #F1001911 Report a problem
        9/14/2012Price change$79,900-5.9%$54/sqft
        Source: Coldwell Banker Gamiotea Realty #F1001911 Report a problem
        8/11/2012Price change$84,900-8.2%$57/sqft
        Source: Coldwell Banker Gamiotea Realty #F1001911 Report a problem
        6/6/2012Price change$92,500+15.8%$62/sqft
        Source: Homepath #F1001911 Report a problem
        6/3/2012Listed for sale--
        Source: Homepath #F1001911 Report a problem
        10/15/2010Listing removed$79,900$54/sqft
        Source: ASSIST 2 SELL BEST CHOICE R.E. #C7012091 Report a problem
        4/18/2010Listed for sale$79,900-53%$54/sqft
        Source: ASSIST 2 SELL BEST CHOICE R.E. #C7012091 Report a problem
        3/23/2007Sold$170,000$114/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,687 -3.3%$229,850 +0.9%
        2024$3,814 +0.8%$227,903 +3%
        2023$3,783 +2.8%$221,265 +3.4%
        2022$3,682 +127.3%$213,932 +157.4%
        2021$1,620 +2.8%$83,110 +1.4%
        2020$1,575 +5.5%$81,963 +2.3%
        2019$1,493 +8.6%$80,120 +1.9%
        2018$1,375 $78,626 +2.1%
        2017$1,375 +1.4%$77,009 +2.1%
        2016$1,356 +1.1%$75,425 +0.7%
        2015$1,341 +1.3%$74,901 +0.8%
        2014$1,324 +8.5%$74,307 +36.5%
        2013$1,220 +22.6%$54,452 +10%
        2012$995 +19.4%$49,502
        2011$834 +55.3%$49,502 -22.5%
        2010$537 -34.9%$63,887 -29.2%
        2009$825 $90,200 +32.4%
        2006-- $68,140 +6.1%
        2005-- $64,228 +1.9%
        2004-- $63,030
        2003-- $63,030 +2.4%
        2002$933 +7.5%$61,553 +1.6%
        2001$868 +8.2%$60,584 +3%
        2000$802 $58,819
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 33983

        Getting around

        3 / 100
        Car-Dependent
        32 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: East Elementary

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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