Welcome home to Harbor Heights! This charming 3-bedroom, 2-bathhome offers the space, updates, and outdoor living you’ve been looking for—plus plenty of room to make it your own. With a 2021 roof, city water, and a newer septic system installed in 2013, some of the big-ticket items are already taken care of. Step inside to a bright, open-concept living space designed for everyday living and easy entertaining. The updated kitchen features beautiful wood cabinetry, granite countertops, and stainless steel appliances, with the kitchen opening directly to the dining and living areas so everyone stays connected. The appliances are approximately 4 years old. French doors open to the screened-in lanai, extending your living space outdoors and creating the perfect spot for morning coffee, an evening glass of wine, or simply enjoying Florida’s year-round lifestyle. And the backyard is where this home really shines! The large, fully fenced yard offers plenty of room for kids, pets, play, gardening, or backyard gatherings. A 12' x 25' concrete patio is ready for grilling and entertaining, while the impressive 24' x 12' electrically wired shed provides a fantastic bonus space for storage, a workshop, hobbies, projects, or even a dedicated workspace. The spacious primary suite features a walk-in closet and private bath with generous counter space. An interior laundry room with utility sink adds everyday convenience, with the flexibility to relocate the laundry to the garage if desired. Additional updates include exterior paint approximately 4 years ago and overhead plumbing approximately 1 year old. Ideally located near Deep Creek Elementary School and I-75, this home offers easy access to everyday conveniences and commuting routes while giving you the space to truly enjoy life at home. Whether you’re looking for room to grow, a fantastic fenced yard for the kids and pets, space to entertain, or a home with a workshop/storage area, this Harbor Heights gem deserves a look!
For sale
Price cut: $5K (9/9)
$289,900
3242 CARDIFF ST, PUNTA GORDA, FL 33983
3beds
1,490sqft
Single Family Residence
Built in 1983
10 Square Feet Lot
$281,600 Zestimate®
$195/sqft
$-- HOA
What's special
- 62 days
- 404
- 65
Zillow last checked:
Listing updated:
Listed by:
Kim Simone, P.A. 941-238-8949,
REALTYTEAM.COM, INC. 941-746-5525
Source: Stellar MLS,MLS#: A4701474
Originating MLS: Sarasota - Manatee

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Utility Room
Primary bedroom
- Description: Room2
- Features: Walk-In Closet(s)
- Level: First
- Area: 238 Square Feet
- Dimensions: 17x14
Bedroom 1
- Description: Room3
- Features: Built-in Closet
- Level: First
- Area: 110 Square Feet
- Dimensions: 11x10
Bedroom 2
- Description: Room4
- Features: Built-in Closet
- Level: First
- Area: 110 Square Feet
- Dimensions: 11x10
Kitchen
- Description: Room1
- Level: First
- Area: 154 Square Feet
- Dimensions: 14x11
Living room
- Level: First
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator
- Laundry: Inside, Laundry Room
Features
- Ceiling Fan(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Other, Tray Ceiling(s), Walk-In Closet(s)
- Flooring: Laminate
- Has fireplace: No
Interior area
- Total structure area: 1,650
- Total interior livable area: 1,490 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Exterior features: Private Yard, Storage
- Fencing: Wood
Lot
- Size: 10 Square Feet
- Features: Cleared, Oversized Lot
- Residential vegetation: Mature Landscaping
Details
- Additional structures: Shed(s)
- Parcel number: 402322158007
- Zoning: RSF3.5
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary,Patio,Traditional
- Property subtype: Single Family Residence
Materials
- Block
- Foundation: Slab
- Roof: Shingle
Condition
- Completed
- New construction: No
- Year built: 1983
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Cable Connected, Electricity Connected
Community & HOA
Community
- Pet fee: $0 monthly
- Subdivision: HRBR HEIGHTS
HOA
- Has HOA: No
Location
- Region: Punta Gorda
Financial & listing details
- Price per square foot: $195/sqft
- Tax assessed value: $229,850
- Annual tax amount: $3,539
- Date on market: 7/29/2026
- Cumulative days on market: 63 days
- Listing terms: Cash,Conventional,FHA,Other
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$281,600
$268,000 - $296,000
$2,198/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/9/2026 | Price change | $289,900-1.7%$195/sqft |
Source: | ||
| 7/29/2026 | Listed for sale | $294,900+13.4%$198/sqft |
Source: | ||
| 8/27/2024 | Listing removed | $260,000+2%$174/sqft |
Source: | ||
| 8/27/2021 | Sold | $254,900-2%$171/sqft |
Source: Public Record Report a problem | ||
| 7/31/2021 | Pending sale | $260,000$174/sqft |
Source: | ||
| 7/26/2021 | Listed for sale | $260,000+15.6%$174/sqft |
Source: | ||
| 5/19/2021 | Listing removed | -- |
Source: | ||
| 4/30/2021 | Pending sale | $225,000$151/sqft |
Source: | ||
| 4/26/2021 | Listed for sale | $225,000+181.6%$151/sqft |
Source: | ||
| 2/20/2013 | Sold | $79,900$54/sqft |
Source: Public Record Report a problem | ||
| 10/20/2012 | Listing removed | $79,900$54/sqft |
Source: Coldwell Banker Gamiotea Realty #F1001911 Report a problem | ||
| 9/14/2012 | Price change | $79,900-5.9%$54/sqft |
Source: Coldwell Banker Gamiotea Realty #F1001911 Report a problem | ||
| 8/11/2012 | Price change | $84,900-8.2%$57/sqft |
Source: Coldwell Banker Gamiotea Realty #F1001911 Report a problem | ||
| 6/6/2012 | Price change | $92,500+15.8%$62/sqft |
Source: Homepath #F1001911 Report a problem | ||
| 6/3/2012 | Listed for sale | -- |
Source: Homepath #F1001911 Report a problem | ||
| 10/15/2010 | Listing removed | $79,900$54/sqft |
Source: ASSIST 2 SELL BEST CHOICE R.E. #C7012091 Report a problem | ||
| 4/18/2010 | Listed for sale | $79,900-53%$54/sqft |
Source: ASSIST 2 SELL BEST CHOICE R.E. #C7012091 Report a problem | ||
| 3/23/2007 | Sold | $170,000$114/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,687 -3.3% | $229,850 +0.9% |
| 2024 | $3,814 +0.8% | $227,903 +3% |
| 2023 | $3,783 +2.8% | $221,265 +3.4% |
| 2022 | $3,682 +127.3% | $213,932 +157.4% |
| 2021 | $1,620 +2.8% | $83,110 +1.4% |
| 2020 | $1,575 +5.5% | $81,963 +2.3% |
| 2019 | $1,493 +8.6% | $80,120 +1.9% |
| 2018 | $1,375 | $78,626 +2.1% |
| 2017 | $1,375 +1.4% | $77,009 +2.1% |
| 2016 | $1,356 +1.1% | $75,425 +0.7% |
| 2015 | $1,341 +1.3% | $74,901 +0.8% |
| 2014 | $1,324 +8.5% | $74,307 +36.5% |
| 2013 | $1,220 +22.6% | $54,452 +10% |
| 2012 | $995 +19.4% | $49,502 |
| 2011 | $834 +55.3% | $49,502 -22.5% |
| 2010 | $537 -34.9% | $63,887 -29.2% |
| 2009 | $825 | $90,200 +32.4% |
| 2006 | -- | $68,140 +6.1% |
| 2005 | -- | $64,228 +1.9% |
| 2004 | -- | $63,030 |
| 2003 | -- | $63,030 +2.4% |
| 2002 | $933 +7.5% | $61,553 +1.6% |
| 2001 | $868 +8.2% | $60,584 +3% |
| 2000 | $802 | $58,819 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
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Neighborhood: 33983
Nearby schools
Schools provided by the listing agent
- Elementary: East Elementary
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.





