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Pending
    • Price cut: $10K (5/5)
    $179,900

    326 Clay St, Owensboro, KY 42303

    4beds
    2,216sqft
    : 
    $1,258/mo
    Get pre-qualified
    Single Family Residence, Residential
    Built in 1906
    2,850 Square Feet Lot
    $-- Zestimate®
    $81/sqft
    $-- HOA

    What's special

    Generous space
    This spacious four bedroom two bath home is currently configured as a six bedroom layout, offering exceptional flexibility for a variety of uses. Two additional rooms are being used as bedrooms and do not include closets, creating options for offices, guest rooms, or creative living spaces. Previously operated as a transitional living home, the property is well suited for buyers seeking versatility and income potential. Located close to downtown, the home's size and layout make it a strong candidate for short term rental use or multi occupant living. The unfinished third floor provides abundant storage today and presents an exciting opportunity to add finished square footage in the future. Inside, the living room features a fireplace that anchors the space, complemented by coffered ceilings that add character and charm. The floor plan allows for multiple layout options, giving new owners the ability to customize the home to fit their vision. With solid bones, generous space, and a location that supports a variety of uses, this property is full of potential for the right buyer.
    230 days
    |
    25
    |
    2
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    THE HARRIS GROUP 270-929-5857,

    Keller Williams Elite

    Source: Greater Owensboro Realtor Association,MLS#: 93773MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Dining room
      • Features: Dining Area
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Electric
      Appliances
      • Included: Range, Refrigerator, Gas Water Heater
      • Laundry: W/D Hookup
      Features
      • Ceiling Fan(s)
      • Flooring: Hardwood, Tile, Laminate
      • Basement: Cellar
      • Attic: Other
      • Has fireplace: Yes
      • Fireplace features: Fireplace, Gas Log
      Interior area
      • Total structure area: 2,516
      • Total interior livable area: 2,216 sqft
      • Finished area above ground: 2,216
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: Parking Pad
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Front Porch
      Lot
      • Size: 2,850 Square Feet
      • Dimensions: 50 x 57
      • Features: Zero Lot Line
      Details
      • Parcel number: 001051100500000

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence, Residential
      Materials
      • Stucco, Vinyl Siding
      • Foundation: Basement
      • Roof: Dimensional
      Condition
      • New construction: No
      • Year built: 1906

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available

      Community & HOA

      Community
      • Subdivision: Downtown
      HOA
      • Has HOA: No
      Location
      • Region: Owensboro

      Financial & listing details

      • Price per square foot: $81/sqft
      • Tax assessed value: $75,000
      • Annual tax amount: $834
      • Date on market: 12/16/2025

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/10/2026Pending sale$179,900$81/sqft
        Source: Greater Owensboro Realtor Association #93773 Report a problem
        5/5/2026Price change$179,900-5.3%$81/sqft
        Source: Greater Owensboro Realtor Association #93773 Report a problem
        1/16/2026Price change$189,900-5%$86/sqft
        Source: Greater Owensboro Realtor Association #93773 Report a problem
        12/16/2025Listed for sale$199,900+166.5%$90/sqft
        Source: Greater Owensboro Realtor Association #93773 Report a problem
        9/22/2017Sold$75,000-13.8%$34/sqft
        Source: Greater Owensboro Realtor Association #71971 Report a problem
        8/31/2017Listed for sale$87,000+62.6%$39/sqft
        Source: ROSE REALTY #71971 Report a problem
        9/27/2005Sold$53,500$24/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$834 $75,000
        2023-- $75,000
        2022-- $75,000
        2021-- $75,000
        2020$848 +1.5%$75,000
        2019$835 -1.7%$75,000
        2018$849 +17.6%$75,000 +55%
        2017$722 $48,374
        2016$722 --
        2015-- --
        2014-- $53,000 -18.1%
        2010-- $64,700
        2009-- $64,700
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: Old Owensboro

        Getting around

        64 / 100
        Somewhat Walkable
        66 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Estes Elementary School
        • Middle: Owensboro Middle School
        • High: OWENSBORO HIGH SCHOOL

        Source: Greater Owensboro Realtor Association. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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