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Sold for $1,900,000
  • $1,900,000

    328 Useppa Is, Captiva, FL 33924

    5beds
    2,992sqft
    Single Family Residence
    Built in 1988
    0.33 Acres Lot
    $1,899,100 Zestimate®
    $635/sqft
    $3,444 Estimated rent

    Home value

    $1,899,100

    $1.69M - $2.13M

    $3,444/mo

    Zestimate® history
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    What's special

    All impact glass
    This beautiful home features a stunning entrance under an old Live Oak tree and tropical foliage. Know as the Paddle to the Sea cottage, the entrance is a classic split foyer, with steps down to 4 bedrooms, 2 baths and guest living area. Step up and open to a dramatic Great Room with vaulted and coffered ceiling, kitchen, bar and half bath. Multiple classic multi-lite French doors along 3 sides open up the outdoors, while screened decks surround both the first and second floors providing comfortable and spacious outdoor living. A corner stairwell then provides access to the third-floor master suite and living area. Enter this ultimate private suite and Stunning views open up across Boca Grande Pass and Charlotte Harbor and to Boca Grande. A private balcony facing north provides unsurpassed privacy and beauty. Beneath the first living floor is a fully screened and decked area for golf cart parking, work room, spare fridge and freezer, ping pong table, storage or whatever, It is spacious, protected multi-use space. Access is via a stairwell to the first floor and a ground level automatic garage door for cart access. The home is in new condition, following significant reconstruction after Hurricane Ian in 2022. This effort brought the entire structure up to current building and windstorm codes with new roof strapping and roof, all impact glass, interior finishes, appliances, whole house generator and too much to summarize here. Refer to the supplementary information tabs for complete details of the work accomplished. As far as flood threats are concerned, the home is in the X Zone, above any potential storm surge or flooding. Home buyers on bridgeless Useppa Island are required to have membership in the Useppa Island Club and Marina. Useppa is a luxury boating, fishing private resort in the style of Olde Florida. No cars, just golf carts, bikes and feet for transport. Boat Dockage is available at the Marina. The island is just 3 miles south of Boca Grande and a 15-minute boat ride to Pine Island and all things “mainland”.

    Zillow last checked:

    Listing updated:

    Listing Provided by:

    Brian McColgan 239-410-7850,

    UIP PROPERTY COMPANY LLC 239-410-7850

    Bought with:

    Brian McColgan, 470960

    UIP PROPERTY COMPANY LLC

    Source: Stellar MLS,MLS#: C7523767MLS LogoOriginating MLS: Port Charlotte

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 5
    • Bathrooms: 4
    • Full bathrooms: 3
    • 1/2 bathrooms: 1
    Primary bedroom
    • Features: En Suite Bathroom, Built-in Closet
    • Level: Third
    • Area: 361 Square Feet
    • Dimensions: 19x19
    Bedroom 4
    • Features: Jack & Jill Bathroom, Built-in Closet
    • Level: First
    • Area: 180 Square Feet
    • Dimensions: 12x15
    Bathroom 1
    • Features: Jack & Jill Bathroom, Built-in Closet
    • Level: First
    • Area: 180 Square Feet
    • Dimensions: 12x15
    Bathroom 2
    • Features: Jack & Jill Bathroom, Built-in Closet
    • Level: First
    • Area: 180 Square Feet
    • Dimensions: 12x15
    Bathroom 3
    • Features: Jack & Jill Bathroom, Built-in Closet
    • Level: First
    • Area: 180 Square Feet
    • Dimensions: 12x15
    Great room
    • Features: Water Closet/Priv Toilet
    • Level: Second
    • Area: 828 Square Feet
    • Dimensions: 23x36
    Kitchen
    • Level: Second
    • Area: 144 Square Feet
    • Dimensions: 12x12
    Heating
    • Electric, Zoned
    Cooling
    • Central Air, Zoned
    Appliances
    • Included: Bar Fridge, Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System
    • Laundry: Inside, Laundry Room
    Features
    • Cathedral Ceiling(s), Ceiling Fan(s), Dry Bar, Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Thermostat
    • Flooring: Laminate
    • Doors: French Doors
    • Windows: Skylight(s), Window Treatments
    • Basement: Daylight,Exterior Entry,Unfinished
    • Has fireplace: Yes
    • Fireplace features: Gas
    Interior area
    • Total structure area: 8,188
    • Total interior livable area: 2,992 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Covered, Curb Parking, Driveway, Garage Door Opener, Garage Faces Rear, Golf Cart Garage, Golf Cart Parking, Ground Level, Guest, Under Building, Workshop in Garage
    • Attached garage spaces: 2
    • Has uncovered spaces: Yes
    • Details: Garage Dimensions: 20x25
    Accessibility
    • Accessibility features: Accessible Bedroom, Accessible Common Area, Accessible Doors, Accessible Electrical and Environmental Controls, Accessible Kitchen, Accessible Kitchen Appliances, Accessible Central Living Area, Accessible Stairway, Accessible Washer/Dryer, Central Living Area
    Features
    • Levels: Three Or More
    • Stories: 3
    • Patio & porch: Covered, Screened, Wrap Around
    • Exterior features: Balcony, Private Entrance, Storage
    • Has view: Yes
    • View description: Park/Greenbelt, Water, Bay/Harbor - Partial
    • Has water view: Yes
    • Water view: Water,Bay/Harbor - Partial
    • Waterfront features: Bay/Harbor Front, Waterfront
    Lot
    • Size: 0.33 Acres
    • Dimensions: 145 x 103 x 96 x 156
    • Features: Historic District, Landscaped, Sidewalk, Unincorporated
    • Residential vegetation: Mature Landscaping, Oak Trees, Trees/Landscaped
    Details
    • Parcel number: 0944210100003.0280
    • Zoning: RM-2
    • Special conditions: None

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Key West
    • Property subtype: Single Family Residence
    Materials
    • HardiPlank Type, Wood Frame (FSC Certified)
    • Foundation: Raised
    • Roof: Metal
    Condition
    • Completed
    • New construction: No
    • Year built: 1988

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Electricity Connected, Propane, Sewer Connected, Street Lights, Underground Utilities

    Community & neighborhood

    Security
    • Security features: Fire Alarm, Fire Sprinkler System
    Community
    • Community features: Bay/Harbor Front, Intracoastal Waterway, Marina, Water Access, Waterfront, Association Recreation - Owned, Buyer Approval Required, Clubhouse, Community Mailbox, Deed Restrictions, Fitness Center, Golf Carts OK, No Truck/RV/Motorcycle Parking, Pool, Restaurant, Sidewalks, Special Community Restrictions, Tennis Court(s)
    Location
    • Region: Captiva
    • Subdivision: COTTAGE SITE III-28

    HOA & financial

    HOA
    • Has HOA: Yes
    • HOA fee: $2,126 monthly
    • Amenities included: Clubhouse, Fence Restrictions, Fitness Center, Recreation Facilities, Spa/Hot Tub, Tennis Court(s), Vehicle Restrictions
    • Services included: Community Pool, Reserve Fund, Manager, Pool Maintenance, Private Road, Recreational Facilities, Trash
    • Association name: Evelyn
    • Association phone: 239-283-1061
    • Second association name: Useppa Island Partners LLC
    • Second association phone: 239-283-1061
    Other fees
    • Pet fee: $0 monthly
    Other financial information
    • Total actual rent: 0

    Other

    Other facts
    • Listing terms: Cash
    • Ownership: Fee Simple
    • Road surface type: Unimproved, Gravel

    Price history

    DateEventPrice
    6/4/2026Sold$1,900,000-4.5%$635/sqft
    Source: Stellar MLS #C7523767 Report a problem
    5/2/2026Pending sale$1,990,000$665/sqft
    Source: Stellar MLS #C7523767 Report a problem
    4/28/2026Price change$1,990,000-7.4%$665/sqft
    Source: Stellar MLS #C7523767 Report a problem
    4/15/2026Price change$2,150,000-4.4%$719/sqft
    Source: Stellar MLS #C7523767 Report a problem
    4/9/2026Listed for sale$2,250,000$752/sqft
    Source: Stellar MLS #C7523767 Report a problem
    3/31/2026Pending sale$2,250,000$752/sqft
    Source: Stellar MLS #C7523767 Report a problem
    3/25/2026Listed for sale$2,250,000$752/sqft
    Source: Stellar MLS #C7523767 Report a problem

    Public tax history

    Tax history is unavailable.

    Neighborhood: Useppa Island

    Nearby schools

    GreatSchools rating
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    $1,899,100
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    $1,937,082