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For sale
    • Price cut: $50K (4/29)
    $599,000

    3285 Minnow Creek Dr, Hernando Beach, FL 34607

    2beds
    1,248sqft
    : 
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    Single Family Residence
    Built in 1983
    5,662 Square Feet Lot
    $571,600 Zestimate®
    $480/sqft
    $-- HOA

    What's special

    Floating dockDirect gulf accessLarge islandDesigner detailsNewly renovated bathroomsGranite countertopsMatching granite finishes
    Waterfront paradise! This fully renovated 2-bedroom, 2-bath stilt home offers modern coastal living on a deep-water canal just minutes from the Gulf. Every detail has been beautifully updated — simply move in and start living your waterfront dream. Step inside to discover engineered hardwood floors, a stunning chef's kitchen with soft-close wood cabinetry, granite countertops, a large island, stainless steel appliances, and a farm-style sink. The open-concept layout flows seamlessly into the living area, featuring hurricane-impact windows (2024) and a three-panel sliding glass door that opens to a 10-foot deck with peaceful canal, mangrove and Gulf views. Enjoy two newly renovated bathrooms with custom tile showers, glass doors, and matching granite finishes. The primary suite features a walk-in closet, ensuite bathroom with rain showerhead and designer details throughout. Nearly everything is new (2024), air conditioning system 2024, insulation, bug-resistant siding, on-demand water heater, paint, ceiling fans, washer & dryer, staircase, and deck railing. The home also includes a new seawall cap, floating dock, and gangway — perfect for boating enthusiasts. Roof 2023. The first floor is ready for your personal touch, ideal for storage, a workshop, or future expansion, think gym, workshop, man cave. A charming spiral staircase leads up to the main living area, where a hatch door adds a touch of character. Located in a no-HOA neighborhood, this property offers freedom and flexibility —bring your boat, kayaks, or paddleboards to enjoy fishing, scalloping, relaxing with direct Gulf access in just five minutes! Close to the public boat ramp, marina, and popular local restaurants. Owner financing available. Whether you're seeking a full-time waterfront residence, vacation home, or investment property, this stunning remodel delivers the ultimate Florida coastal lifestyle.
    259 days
    |
    482
    |
    30
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Tracie Maler 352-848-5064,

    Keller Williams-Elite Partners

    Source: Realtors Association of Citrus County,MLS#: 849357MLS LogoOriginating MLS: Realtors Association of Citrus County

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Description: Flooring: Hardwood
      • Features: Ceiling Fan(s), Granite Counters, Walk-In Closet(s), Primary Suite
      • Level: Second
      • Dimensions: 11.00 x 13.00
      Kitchen
      • Description: Flooring: Hardwood
      • Features: Breakfast Bar, Kitchen Island, Remodeled
      • Level: Second
      • Dimensions: 10.00 x 11.00
      Living room
      • Description: Flooring: Hardwood
      • Features: Ceiling Fan(s)
      • Level: Second
      • Dimensions: 15.00 x 23.00
      Heating
      • Central, Electric, Heat Pump
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Built-In Oven, Dryer, Dishwasher, Electric Cooktop, Disposal, Microwave, Refrigerator, Water Heater, Washer, Instant Hot Water
      • Laundry: Laundry - Living Area
      Features
      • Breakfast Bar, Primary Suite, Open Floorplan, Stone Counters, Shower Only, Solid Surface Counters, Separate Shower, Walk-In Closet(s), Wood Cabinets, Window Treatments, Sliding Glass Door(s)
      • Flooring: Engineered Hardwood, Tile
      • Doors: Sliding Doors
      • Windows: Blinds, Impact Glass
      Interior area
      • Total structure area: 2,496
      • Total interior livable area: 1,248 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached Carport, Concrete, Driveway, Boat, RV Access/Parking
      • Has carport: Yes
      • Has uncovered spaces: Yes
      Features
      • Patio & porch: Balcony, Deck, Wood
      • Exterior features: Balcony, Deck, Concrete Driveway
      • Pool features: None
      • Has view: Yes
      • View description: Gulf
      • Has water view: Yes
      • Water view: Gulf
      • Waterfront features: Boat Dock/Slip, Gulf Access, Ocean Access, Sail Boat Access, Seawall, Water Access, Canal Access, Gulf, Waterfront
      • Frontage type: Canal,Waterfront
      • Frontage length: 60,60
      Lot
      • Size: 5,662 Square Feet
      • Features: Flat
      • Topography: Varied
      Details
      • Parcel number: 00154978
      • Zoning: Out of County,R1
      • Special conditions: Standard,Listed As-Is

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Multi-Level,Stilt
      • Property subtype: Single Family Residence
      Materials
      • Foundation: Pillar/Post/Pier, Slab
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 1983

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Features: Boat Facilities, Restaurant
      • Subdivision: Not on List
      HOA
      • Has HOA: No
      Location
      • Region: Hernando Beach

      Financial & listing details

      • Price per square foot: $480/sqft
      • Tax assessed value: $375,131
      • Annual tax amount: $6,038
      • Date on market: 10/27/2025
      • Cumulative days on market: 259 days
      • Listing terms: Cash,Conventional,FHA,Owner May Carry
      • Road surface type: Paved

        Estimated market value

        $571,600

        $543,000 - $600,000

        $2,174/mo

        Price history

        DateEventPrice
        4/29/2026Price change$599,000-7.7%$480/sqft
        Source: HCMLS #2256355 Report a problem
        10/27/2025Listed for sale$649,000-1.5%$520/sqft
        Source: HCMLS #2256355 Report a problem
        10/24/2025Listing removed$659,000$528/sqft
        Source: HCMLS #2253764 Report a problem
        6/5/2025Price change$659,000-5.7%$528/sqft
        Source: HCMLS #2253764 Report a problem
        5/28/2025Listed for sale$698,500+60.6%$560/sqft
        Source: HCMLS #2253764 Report a problem
        4/17/2024Sold$435,000-16.3%$349/sqft
        Source: Realtor Association of Indian River County #275608 Report a problem
        3/29/2024Contingent$520,000$417/sqft
        Source: Realtor Association of Indian River County #275608 Report a problem
        2/17/2024Listed for sale$520,000$417/sqft
        Source: Realtor Association of Indian River County #275608 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$6,038 +286.6%$375,131 +226.5%
        2023$1,562 +6.3%$114,901 +3%
        2022$1,469 +0.1%$111,554 +3%
        2021$1,467 +7.7%$108,305 +1.4%
        2020$1,362 $106,810 +2.3%
        2019-- $104,409 +1.9%
        2018$965 -21.4%$102,462 +2.1%
        2017$1,227 $100,355 +2.1%
        2016$1,227 +10.8%$98,291 +0.7%
        2015$1,108 +0.5%$97,608 +0.8%
        2014$1,102 +20.6%$96,833 +1.5%
        2013$914 +6.4%$95,402 +1.7%
        2012$858 +6.2%$93,807 +3%
        2011$808 $91,075 +1.5%
        2010-- $89,729 +2.7%
        2009$750 -2.3%$87,370 +0.1%
        2008$768 -23.7%$87,283 +5.6%
        2006$1,005 $82,674 +3%
        2005-- $80,266 +3%
        2004$997 +1.2%$77,928 +1.9%
        2003$985 +3.3%$76,475 +2.4%
        2002$954 +3.7%$74,683 +1.6%
        2001$920 +4.7%$73,507 -3%
        2000$879 $75,773
        Find assessor info on the county website

        Monthly payment

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        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 34607

        Getting around

        1 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • High: Weeki Wachee High

        Source: Realtors Association of Citrus County. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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